Card cloning is a fairly elaborate criminal scheme. More specifically:

An accomplice is recruited – someone with physical access to credit cards e.g. a cashier, restaurant server etc.
They are given a skimmer – a compact machine used to capture card details. This can be a separate machine or an add-on to the card reader.
The customer hands their card to the accomplice, as payment.
The accomplice swipes the card through the skimmer, in addition to the POS machine used for normal payment.
The accomplice hands back the card to the unsuspecting customer.
The thief transfers the details captured by the skimmer to the magnetic strip a counterfeit card, which could be a stolen card itself.
The counterfeit card can now be used in the way a legitimate card would, or for additional fraud such as gift carding and other carding.
There are, of course, variations on this. For example, some criminals will attach skimmers to ATMs, or to handheld card readers. As long as their users swipe or enter their card as usual and the criminal can return to pick up their device, the result is
the same: Swiping a credit or debit card through the skimmer machine captures all the information held in its magnetic strip.

Additionally, the thieves may shoulder-surf or use social engineering techniques to find out the card’s PIN, or even the owner’s billing address, so they can use the stolen card details in even more settings.
Cloned cards, however, are usually created by hand with inexpensive coding machines and, as a result, have much more variance or "jitter" in the placement of digital bits on the card stripe.
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Gift cards can be extremely profitable and brand-building for retailers, but gift card fraud creates a very negative shopping experience for consumers and a costly conundrum for retailers. The FBI estimates that although gift card fraud makes up a
small percentage of overall gift card sales and usage, approximately $130 billion worth of gift cards are sold each year.
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https://t.me/InvestInClonecards_Ltd
One of the most common forms of gift card fraud involves thieves tampering with the cards inside the retailer's store, before the cards are purchased by legitimate customers. Using a portable card reader, scammers will swipe the strip to record the
card's serial number and other data needed to duplicate it.
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https://t.me/InvestInClonecards_Ltd
If there is a PIN on the gift card packaging, thieves record that too. In many cases, the PIN is hidden by a scratch-off sticker, but gift card thieves can easily scratch it off and then replace the material with the same or similar stickers sold
online at very low prices.

“They can buy big rolls of it online for next to nothing,” said Patrick Traynor, an associate professor of computer science at the University of Florida. “Retailers we worked with told us they went to their gift card shelves and found tons of
this scraping stuff on the ground near the shelves.”

At this point the cards still have no value because they have not yet been activated. But armed with the card's serial number and PIN, thieves can simply monitor the gift card account on the retailer's online portal and wait until the cards are paid
for and activated at checkout by an unknowing shopper.

Once a card is activated, we can encode its data onto any card with a magnetic stripe and use the counterfeit to purchase merchandise from the retailer. The stolen goods are typically then sold online or on the street. Meanwhile, the person who
purchased the card (or the person who received it as a gift) finds that the card's funds have dried up when they finally get to use it at a retail store.https://t.me/ InvestInClonecards_Ltd

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