Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
Any preferences here - and why?
Any preferences here - and why?
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
Any preferences here - and why?
Jim the Geordie, 2024-05-04 01:29:
Any preferences here - and why?
Samsung Wallet only works with Samsung devices but not on my ancient
Samsung Gear S3 and probably also not because I am not based in US.
So I use Google Wallet ("Google Pay" was renamed) which works fine and
can even be used in newer smartwatches if they are based on WearOS like Ticwatch Pro 5.
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
On 4.5.24 10:06 am, Arno Welzel wrote:
Jim the Geordie, 2024-05-04 01:29:
Any preferences here - and why?
Samsung Wallet only works with Samsung devices but not on my ancient
Samsung Gear S3 and probably also not because I am not based in US.
So I use Google Wallet ("Google Pay" was renamed) which works fine and
can even be used in newer smartwatches if they are based on WearOS like
Ticwatch Pro 5.
The ability to pay by smartwatch is very handy - I use it nearly all the time. It has an additional advantage - when paying bills to young
counter assistants or waiters, they can't believe that an old geezer of
80 can understand the technology when they frequently struggle with it.
I like to score the odd point for the old folk when I can <grin>
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
The Real Bev <bashley101@gmail.com> wrote:
Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
I would think whether you get cashback, or not, from your mobile payment
app (e.g., Google Wallet, Samsung Wallet, Apple Pay, etc) depends on who
is the backing institution for the financial transactions.
https://support.google.com/wallet/thread/211538270/how-can-i-get-cashback-from-google-wallet-from-my-phone
Likely you can't use reward programs, like getting points accrued with purchases that you can use to discount other purchases (e.g., gas
discount with purchases from a grocery store or pharmacy). But then
most rewards programs use their own separate customer cards to track
reward grants at purchase. Rewards programs aren't cashback programs. Rebates are mostly company script programs: you can only spend the
rebate credits at the store where you accrued them.
Any preferences here - and why?
Do you really want to give your very expensive smartphone to a table
jockey that doesn't tote around an NFC reader, but has to walk to a
terminal to register the transaction? When a waiter comes to my table
for me to pay my tab, he has no means of using my phone at the table.
Many restaurants do not have a front desk where you pay for your meal.
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
I'd much prefer handing over a plastic card to a waiter who takes it to
a terminal to enter the transaction than hand them my phone with the
mobile pay app prepared to perform a transaction when the waiter gets it
back to the terminal. I rarely put my phone into the hands of others,
and even then with great hesitation. Getting a replacement card is
free. Replacing a phone is very expensive. Yep, there are still plenty
of retailers that have no means of reading your phone when you are not
at their front desk or cash register station, if they have one.
What about the contractor that, say, cuts down a tree, and wants to be
paid? He has his phone, but can your mobile pay app using NFC connect
to his mobile pay app via NFC on his phone? I've seen many SOHO folks
that plug in a USB card reader into their phone, and that's how they get
paid by sliding your card through their card reader attached to their
phone. I've even had contractors that don't even have the USB card
reader. They have to manually write down the credit card number, CVV,
and expiration date onto an invoice that you sign. Wave the phone all
over the invoice paper, but it ain't gonna work.
I see mobile pay apps as convenient only when they are so. That they
exist doesn't mean those apps are the most convenient payment method.
Many users don't leave their phones on in trying to preserve battery
power for when they do want to use their phones. Oh joy, wait to power
up the phone, hope it has enough power, wait for it to load the OS, wait
to load the mobile pay app, select a payment method, and then wave the
phone near the reader. Hardly convenient having to wait several minutes
to commit the transaction.
Do the mobile pay apps run as a service? If not, how long does it take
to load them? No, not refocus to a backgrounded app, but to load the
app, and then select which card to charge? Android leaves apps
backgrounded until memory is needed for a newly loaded app whereupon a backgrounded app gets unloaded. That means backgrounded apps eventually
get unloaded, and you have to load them again. If ran as a service, or
as a sticky app, Android will reload the service or sticky app when it
finds the app is not loaded. Otherwise, it's up to you to reload the
app. For various reasons, some folks use task killers to eliminate idle backgrounded apps, but services get restarted or sticky apps reloaded
(and why task killers cause consternation amoung their users not understanding why a killed app will reappear).
So you pay the bill to the wallet entity rather than the credit card
entity? What if you use different cards at different stores/functions?
Where in the world are you that waiters don't have hand held card
scanners.
Do you really allow a waiter to wander out of your site with your debit/credit card?
In article <1r4ud12ymj011.dlg@v.nguard.lh>, V@nguard.LH says...
Jim the Geordie <jim@jimXscott.co.uk> wrote:
Where in the world are you that waiters don't have hand held card
scanners.
Do you really allow a waiter to wander out of your site with your
debit/credit card?
Haven't eaten out much, have you. The vast majority of restaurants I
visit bring you a padded wallet with the tab sheet inside. You put your
card in the wallet. The waiter comes back from there terminal with the
actual bill inside the wallet (2 copies: 1 for restaurant, 1 for your
copy). The bill has already been registered at their terminal, but you
still need to add a tip, and sign the bill.
I'm talking about restaurants where you're sitting at tables, and a
waiter comes to the table. Not fast food joints where you walk up to
counter to place an order, and wait until the food shows up in a bag. I
haven't been to fast food joint in decades. I got sick afterward. Even
when traveling, I look for a restaurant than visit some drive-up crap
food joint. Might as well grab a stale sandwich and past-due milk at
the gas shop when refueling.
Haven't you ever eaten at a non-fast food restaurant, or elsewhere than,
say, a buffet where you grab the food with a cash register is at the end
of the line to total up your picks? Some restaurants have waiters that
have readers to use your phone, but that is definitely not the norm
here. In fact, it happens so rarely that I'd be surprised the waiter
had a reader to use with my phone. I get seated, wait to order, order,
wait for the food, eat the food, the waiter brings over a wallet with
the summary tab when I'm done eating, I put the card in the wallet, they
pickup the wallet to ring up the sale at their terminal, and bring back
the bill for me to add a tip and to sign.
Stop eating crap at the fast food or buffet joints. Start going to real
restaurants. Then you'll have experience as to which ones have waiters
with readers, and which have you give them a card. In my region, the
card is the norm method of payment. In fact, I could wave my phone all
over in the air, but no one brings a reader to my table.
You are clearly not eating out in England.
I am surprised that you have not had your card cloned by now.
Jim the Geordie <jim@jimXscott.co.uk> wrote:
Where in the world are you that waiters don't have hand held card
scanners.
Do you really allow a waiter to wander out of your site with your debit/credit card?
Haven't eaten out much, have you. The vast majority of restaurants I
visit bring you a padded wallet with the tab sheet inside. You put your
card in the wallet. The waiter comes back from there terminal with the actual bill inside the wallet (2 copies: 1 for restaurant, 1 for your
copy). The bill has already been registered at their terminal, but you
still need to add a tip, and sign the bill.
I'm talking about restaurants where you're sitting at tables, and a
waiter comes to the table. Not fast food joints where you walk up to
counter to place an order, and wait until the food shows up in a bag. I haven't been to fast food joint in decades. I got sick afterward. Even
when traveling, I look for a restaurant than visit some drive-up crap
food joint. Might as well grab a stale sandwich and past-due milk at
the gas shop when refueling.
Haven't you ever eaten at a non-fast food restaurant, or elsewhere than,
say, a buffet where you grab the food with a cash register is at the end
of the line to total up your picks? Some restaurants have waiters that
have readers to use your phone, but that is definitely not the norm
here. In fact, it happens so rarely that I'd be surprised the waiter
had a reader to use with my phone. I get seated, wait to order, order,
wait for the food, eat the food, the waiter brings over a wallet with
the summary tab when I'm done eating, I put the card in the wallet, they pickup the wallet to ring up the sale at their terminal, and bring back
the bill for me to add a tip and to sign.
Stop eating crap at the fast food or buffet joints. Start going to real restaurants. Then you'll have experience as to which ones have waiters
with readers, and which have you give them a card. In my region, the
card is the norm method of payment. In fact, I could wave my phone all
over in the air, but no one brings a reader to my table.
Do you really want to give your very expensive smartphone to a table
jockey that doesn't tote around an NFC reader, but has to walk to a
terminal to register the transaction?
Haven't eaten out much, have you.
The vast majority of restaurants I
visit bring you a padded wallet with the tab sheet inside. You put your
card in the wallet. The waiter comes back from there terminal with the actual bill inside the wallet (2 copies: 1 for restaurant, 1 for your
copy). The bill has already been registered at their terminal, but you
still need to add a tip, and sign the bill.
On 5/4/24 7:54 PM, VanguardLH wrote:
J The bill has already been registered at their terminal, but you
still need to add a tip, and sign the bill.
I always tip in cash. It's not MY job to help the IRS.
On 5.5.24 4:35 am, The Real Bev wrote:
On 5/4/24 7:54 PM, VanguardLH wrote:
J The bill has already been registered at their terminal, but you
still need to add a tip, and sign the bill.
I always tip in cash. It's not MY job to help the IRS.
I'm inclined to use cash for tips too. If you add it to a credit card
payment it usually ends up in the hands of the owner, not the staff who looked after me. However, that is becoming a thing of the past now in
the UK - more and more places add a hefty service charge to the bill, so
I certainly don't leave any tips then. I consider this tantamount to
fraud and won't go back to restaurants that do it - but eventually I'll
have nowhere left to go if I refuse all service charges. We should
campaign for the law to change to force all businesses to include ALL
charges in the prices quoted for their goods and to pay their staff a
fair amount in the first place.
Jim the Geordie <jim@jimXscott.co.uk> wrote:
Where in the world are you that waiters don't have hand held card
scanners.
Do you really allow a waiter to wander out of your site with your debit/credit card?
Haven't eaten out much, have you.
The vast majority of restaurants I
visit bring you a padded wallet with the tab sheet inside. You put your
card in the wallet. The waiter comes back from there terminal with the actual bill inside the wallet (2 copies: 1 for restaurant, 1 for your
copy). The bill has already been registered at their terminal, but you
still need to add a tip, and sign the bill.
Do you really want to give your very expensive smartphone to a table
jockey that doesn't tote around an NFC reader, but has to walk to a
terminal to register the transaction? When a waiter comes to my table
for me to pay my tab, he has no means of using my phone at the table.
Many restaurants do not have a front desk where you pay for your meal.
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
I'd much prefer handing over a plastic card to a waiter who takes it to[...]
a terminal to enter the transaction than hand them my phone with the
What about the contractor that, say, cuts down a tree, and wants to be[...]
paid? He has his phone, but can your mobile pay app using NFC connect
to his mobile pay app via NFC on his phone? I've seen many SOHO folks
I see mobile pay apps as convenient only when they are so. That they[...]
exist doesn't mean those apps are the most convenient payment method.
Many users don't leave their phones on in trying to preserve battery
power for when they do want to use their phones. Oh joy, wait to power
Do the mobile pay apps run as a service? If not, how long does it take
to load them? No, not refocus to a backgrounded app, but to load the
app, and then select which card to charge? Android leaves apps
I always have my wallet on me. It's in my pants pocket when I put on my pants, or I transfer the wallet and other goodies to a clean pair. My
phone might be with me, might not. I too often forget to take my phone
with me. Also, just because I have the phone doesn't mean it happens to[...]
be fully charged. I've been out with my phone when it makes the dreaded "battery low" alert, or I find it auto-powered off when the battery
level got too low. Phones are nowhere near as reliable as cards. Go
I have both manual tools, and those that are battery powered, like a
hand screwdriver and a cordless power drill. I use both. Even when the powered drill is charged and immediately at hand, sometimes a manual screwdriver is the better choice. Take both the phone and card with
you. Use whichever is most convenient at the time, and whichever will
work at the time. Sometimes either will work. Sometimes only one
works. Sometimes neither will work (shit happens).
On 5/4/24 1:03 PM, The Real Bev wrote:
On 5/4/24 3:31 AM, Carlos E.R. wrote:
On 2024-05-04 12:20, Bob Henson wrote:
On 4.5.24 10:06 am, Arno Welzel wrote:
Jim the Geordie, 2024-05-04 01:29:
Any preferences here - and why?
Samsung Wallet only works with Samsung devices but not on my ancient >>>> Samsung Gear S3 and probably also not because I am not based in US.
So I use Google Wallet ("Google Pay" was renamed) which works fine and >>>> can even be used in newer smartwatches if they are based on WearOS like >>>> Ticwatch Pro 5.
The ability to pay by smartwatch is very handy - I use it nearly all the >>> time. It has an additional advantage - when paying bills to young
counter assistants or waiters, they can't believe that an old geezer of >>> 80 can understand the technology when they frequently struggle with it. >>> I like to score the odd point for the old folk when I can <grin>
Hrm. The youngsters need to be reminded that their grandparents
INVENTED computers.
Heh. You have convinced me :-D
Little point in trying to educate the stupid
Not you, the youngsters!
On 04.05.24 01:29, Jim the Geordie wrote:
Any preferences here - and why?
I do not use any of them and I also do not use Apple Pay.
1) I do not see any added value
2) I do not want tech companies in the financial sector in any way
On 5/4/24 6:31 AM, Newyana2 wrote:
On 5/4/2024 12:01 AM, The Real Bev wrote:
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
I think it's just part of the cellphone ubiquity trend. People
don't want to have to leave their cellphone for anything.
For a non-cellphone-addict it's an awkward bottleneck to
use 3rd-party (spyware) pay services. For the average
cellphone addict (90+% of people) it seems like a brilliant
idea to just set up one e-servant to handle all of your
transactions and paperwork.
So you pay the bill to the wallet entity rather than the credit card entity? What if you use different cards at different stores/functions?
On 5/4/24 1:22 AM, Carlos E.R. wrote:
On 2024-05-04 06:01, The Real Bev wrote:
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
No rebate here.
A free Citibank card gives 2% back on everything. A free US Bank card
gives 5% back on ut8lities. I don't see how tapping/sliding the card on
the machine could be any more difficult than <whatever-pay/wallet>.
The Real Bev <bashley101@gmail.com> wrote:
On 5/4/24 1:03 PM, The Real Bev wrote:
On 5/4/24 3:31 AM, Carlos E.R. wrote:
On 2024-05-04 12:20, Bob Henson wrote:
On 4.5.24 10:06 am, Arno Welzel wrote:
Jim the Geordie, 2024-05-04 01:29:
Any preferences here - and why?
Samsung Wallet only works with Samsung devices but not on my ancient >>>>>> Samsung Gear S3 and probably also not because I am not based in US. >>>>>>
So I use Google Wallet ("Google Pay" was renamed) which works fine and >>>>>> can even be used in newer smartwatches if they are based on WearOS like >>>>>> Ticwatch Pro 5.
The ability to pay by smartwatch is very handy - I use it nearly all the >>>>> time. It has an additional advantage - when paying bills to young
counter assistants or waiters, they can't believe that an old geezer of >>>>> 80 can understand the technology when they frequently struggle with it. >>>>> I like to score the odd point for the old folk when I can <grin>
Hrm. The youngsters need to be reminded that their grandparents
INVENTED computers.
Heh. You have convinced me :-D
Little point in trying to educate the stupid
Not you, the youngsters!
But, for most of us, he (Carlos) *is* a youngster! :-)
Do you really want to give your very expensive smartphone to a table
jockey that doesn't tote around an NFC reader, but has to walk to a
terminal to register the transaction? When a waiter comes to my table
for me to pay my tab, he has no means of using my phone at the table.
Many restaurants do not have a front desk where you pay for your meal.
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
What about the contractor that, say, cuts down a tree, and wants to be
paid? He has his phone, but can your mobile pay app using NFC connect
to his mobile pay app via NFC on his phone? I've seen many SOHO folks
that plug in a USB card reader into their phone, and that's how they get
paid by sliding your card through their card reader attached to their
phone. I've even had contractors that don't even have the USB card
reader. They have to manually write down the credit card number, CVV,
and expiration date onto an invoice that you sign. Wave the phone all
over the invoice paper, but it ain't gonna work.
I see mobile pay apps as convenient only when they are so. That they
exist doesn't mean those apps are the most convenient payment method.
Many users don't leave their phones on in trying to preserve battery
Do the mobile pay apps run as a service? If not, how long does it take
to load them?
On 2024-05-04 12:20, Bob Henson wrote:
On 4.5.24 10:06 am, Arno Welzel wrote:
Jim the Geordie, 2024-05-04 01:29:
Any preferences here - and why?
Samsung Wallet only works with Samsung devices but not on my ancient
Samsung Gear S3 and probably also not because I am not based in US.
So I use Google Wallet ("Google Pay" was renamed) which works fine and
can even be used in newer smartwatches if they are based on WearOS like
Ticwatch Pro 5.
The ability to pay by smartwatch is very handy - I use it nearly all
the time. It has an additional advantage - when paying bills to young
counter assistants or waiters, they can't believe that an old geezer
of 80 can understand the technology when they frequently struggle with
it. I like to score the odd point for the old folk when I can <grin>
Heh. You have convinced me :-D
Jörg Lorenz, 2024-05-04 16:46:
On 04.05.24 01:29, Jim the Geordie wrote:
Any preferences here - and why?
I do not use any of them and I also do not use Apple Pay.
Apple is off-topic here.
1) I do not see any added value
2) I do not want tech companies in the financial sector in any way
Why do you use a payment app then at all?
What about the contractor that, say, cuts down a tree, and wants to be
paid? He has his phone, but can your mobile pay app using NFC connect
to his mobile pay app via NFC on his phone?
On 5/5/24 7:22 AM, Carlos E.R. wrote:
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
You live in a backwards country.
The waiter comes to my table with a wireless pad or gadget. We do not
like them taking our card out of sight to the office.
Perhaps we're just more trusting of our fellow man. Or perhaps
Americans are more trustworthy than Europeans.
<fight starts>
On 5/5/24 7:22 AM, Carlos E.R. wrote:
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
You live in a backwards country.
The waiter comes to my table with a wireless pad or gadget. We do not
like them taking our card out of sight to the office.
Perhaps we're just more trusting of our fellow man. Or perhaps
Americans are more trustworthy than Europeans.
<fight starts>
On 5/5/24 7:22 AM, Carlos E.R. wrote:
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
You live in a backwards country.
The waiter comes to my table with a wireless pad or gadget. We do not
like them taking our card out of sight to the office.
Perhaps we're just more trusting of our fellow man. Or perhaps
Americans are more trustworthy than Europeans.
<fight starts>
On 5/5/24 7:22 AM, Carlos E.R. wrote:
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
You live in a backwards country.
The waiter comes to my table with a wireless pad or gadget. We do not
like them taking our card out of sight to the office.
Perhaps we're just more trusting of our fellow man. Or perhaps
Americans are more trustworthy than Europeans.
On 2024-05-05 20:06, The Real Bev wrote:
On 5/5/24 7:22 AM, Carlos E.R. wrote:
You're expected to pay before you leave the table. The waiters use
terminals to enter the transaction, not hand-held readers.
You live in a backwards country.
The waiter comes to my table with a wireless pad or gadget. We do not
like them taking our card out of sight to the office.
Perhaps we're just more trusting of our fellow man. Or perhaps
Americans are more trustworthy than Europeans.
<fight starts>
We don't take our guns to the restaurant :-p
and the readers are position so that you can just use them without your
card, smartphone or smartwatch.
On 05.05.24 15:53, Arno Welzel wrote:
Jörg Lorenz, 2024-05-04 16:46:
On 04.05.24 01:29, Jim the Geordie wrote:
Any preferences here - and why?
I do not use any of them and I also do not use Apple Pay.
Apple is off-topic here.
It is very much on topic in this context. Are you trying to be
destructive at any price?
1) I do not see any added value
2) I do not want tech companies in the financial sector in any way
Why do you use a payment app then at all?
You are not able to reflect on what I wrote. Credit Card and Debit Card companies as well as banks and other institutions are regulated and
watched. Tech companies are not. They are just an additional risk to the system.
But these are categories that are beyond your knowledge as you proved in
the German-speaking groups to a great extent and your question proves it
as well.
Any preferences here - and why?
Haven't eaten out much, have you. The vast majority of restaurants I
visit bring you a padded wallet with the tab sheet inside. You put your
card in the wallet. The waiter comes back from there terminal with the actual bill inside the wallet (2 copies: 1 for restaurant, 1 for your
copy). The bill has already been registered at their terminal, but you
still need to add a tip, and sign the bill.
Jörg Lorenz, 2024-05-05 16:32:
On 05.05.24 15:53, Arno Welzel wrote:
Jörg Lorenz, 2024-05-04 16:46:
On 04.05.24 01:29, Jim the Geordie wrote:
Any preferences here - and why?
I do not use any of them and I also do not use Apple Pay.
Apple is off-topic here.
It is very much on topic in this context. Are you trying to be
destructive at any price?
No, this newsgroup is "comp.mobile.android". So it is about *Android*.
And if some asks if people use one of two payment apps for *Android* the reply that you use Apple Pay is completely off-topic here.
It's like if someone asks about programs in Windows in a windows
newsgroup and you would then explain what programs you use in your mac instead because you don't use Windows at all.
1) I do not see any added value
2) I do not want tech companies in the financial sector in any way
Why do you use a payment app then at all?
You are not able to reflect on what I wrote. Credit Card and Debit Card
companies as well as banks and other institutions are regulated and
watched. Tech companies are not. They are just an additional risk to the
system.
You wrote that you use Apple pay and that you don't want tech companies financial sector in any way.
Well - Apple *is* a tech company and Apple Pay *is* an involvement in
the financial sector.
But these are categories that are beyond your knowledge as you proved in
the German-speaking groups to a great extent and your question proves it
as well.
Look in the mirror!
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
On 2024-05-06 13:45, bad sector wrote:
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
Cash transactions above 1000 euros are prohibited here.
On 07.05.24 09:45, Carlos E.R. wrote:
On 2024-05-06 13:45, bad sector wrote:
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
Cash transactions above 1000 euros are prohibited here.
Deep State? *ROTFLSTC*
On 2024-05-06 13:45, bad sector wrote:
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
Cash transactions above 1000 euros are prohibited here.
Yes I have a Samsung or I wouldn't have asked and yes I have NFC.
I simply wondered whether the physical action of paying is simpler with
one or are they both the same.
The question arises because I often get asked (by a bloody machine!) to
try my fingerprint again when it had already accepted it 5 seconds
earlir. Grr.
The ability to pay by smartwatch is very handy - I use it nearly all
the time.
In article <MPG.40a01ed34f6ff8e098970b@paganini.bofh.team>,
Jim the Geordie <jim@jimXscott.co.uk> wrote:
Yes I have a Samsung or I wouldn't have asked and yes I have NFC.
I simply wondered whether the physical action of paying is simpler with
one or are they both the same.
The question arises because I often get asked (by a bloody machine!) to
try my fingerprint again when it had already accepted it 5 seconds
earlir. Grr.
I noticed this annoying feature which started relatively recently with Google Pay.
After doing some research, I found that Google made an update a couple of months ago, such that every transaction requires that you have been biometrically validated within the last few minutes. On my phone (Xiaomi), Face Unlock is no longer considered sufficient, but fingerprint is. So if I unlock with face recognition and then try to tap on a pay terminal, it fails, then asks me for my fingerprint, then tries to pay again, hopefully with success. Some terminals will need the retailer to reset the transaction before
you can retry.
There are two workarounds that I found:
1. Turn off face unlock, so that I always needed to use fingerprint to unlock.
I tried this for a while, but it lost a lot of convenience in day-to-day use of the phone.
2. When about to pay for something, open the Google Wallet app, and look above
your card image for a box that says "For your security, you need to verify that it's you before paying." with a blue link "Verify that it's you". Tap on the link just before trying to pay, enter your fingerprint, and then tap the phone on the pay terminal. The box will disappear and the payment should then
work first time. There is a timeout of two or three minutes (I haven't timed it, but it's not as short as "5 seconds") before the app will ask again for you to verify. OK, this is more steps than just unlock and pay, but this is the procedure I now use, as paying for something is much less frequent than needing just to unlock my phone, and there is time to open the app while the retailer is entering the transaction.
Hope this helps
Tony
On 5/3/24 4:29 PM, Jim the Geordie wrote:
Any preferences here - and why?
I have often wondered about the value of any of these. What's wrong
with a credit card which gives you a rebate?
Which card is that? Going back through my old email I find that I
actually signed up for google pay with a long-defunct credit card.
On 5/7/24 03:45, Carlos E.R. wrote:
On 2024-05-06 13:45, bad sector wrote:
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
Cash transactions above 1000 euros are prohibited here.
It's only a start, the neonobility will do away with cash altogether, tightening the screws one at a time until everyone rents even the air
they breathe, no capital payments either, just perpetual interest.
Canada did away with $1000 bills supposedly to fence-in the drug dealers
but concurrently we're legalizing just about all hard drugs. It's all a
farce and an insult, now all the politicians getting paid off by
blackrock are geting suitcases full of US 1000 bills instead.
But if I want to buy a few 10 gal cans of survival food it will not be
sold for cash or anon but be logged so that the minute I need it someone
will be at my door to shoot us for it.
Data denial is the name of the game or should be, too bad that the plebs
is mortally stupid, I agree that cash *is* doomed.
Jörg Lorenz, 2024-05-07 16:01:
On 07.05.24 09:45, Carlos E.R. wrote:
On 2024-05-06 13:45, bad sector wrote:
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
Cash transactions above 1000 euros are prohibited here.
Deep State? *ROTFLSTC*
Well - even in Switzerland there is a limit for anonymous cash
transactions, not as low as 1000 EUR, but a limit exists and this will
even be lowered soon:
<https://www.thebanker.com/Banks-under-increased-scrutiny-as-Switzerland-proposes-AML-reform-1699263768>
On 07.05.24 17:41, Arno Welzel wrote:
Jörg Lorenz, 2024-05-07 16:01:
On 07.05.24 09:45, Carlos E.R. wrote:
On 2024-05-06 13:45, bad sector wrote:
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
Cash transactions above 1000 euros are prohibited here.
Deep State? *ROTFLSTC*
Well - even in Switzerland there is a limit for anonymous cash
transactions, not as low as 1000 EUR, but a limit exists and this will
even be lowered soon:
<https://www.thebanker.com/Banks-under-increased-scrutiny-as-Switzerland-proposes-AML-reform-1699263768>
Not surprising you have no clue like always. You did not read the full article, did you? It is behind a paywall.
On 07.05.24 18:00, bad sector wrote:
On 5/7/24 03:45, Carlos E.R. wrote:
On 2024-05-06 13:45, bad sector wrote:
On 5/3/24 19:29, Jim the Geordie wrote:
Any preferences here - and why?
Cash?
Cash transactions above 1000 euros are prohibited here.
It's only a start, the neonobility will do away with cash altogether,
tightening the screws one at a time until everyone rents even the air
they breathe, no capital payments either, just perpetual interest.
Canada did away with $1000 bills supposedly to fence-in the drug dealers
but concurrently we're legalizing just about all hard drugs. It's all a
farce and an insult, now all the politicians getting paid off by
blackrock are geting suitcases full of US 1000 bills instead.
But if I want to buy a few 10 gal cans of survival food it will not be
sold for cash or anon but be logged so that the minute I need it someone
will be at my door to shoot us for it.
Data denial is the name of the game or should be, too bad that the plebs
is mortally stupid, I agree that cash *is* doomed.
Nice subject for conspiracy theories.
Elect another government, idiot.
On 5/9/24 11:03, Jörg Lorenz wrote:
On 07.05.24 18:00, bad sector wrote:
Data denial is the name of the game or should be, too bad that the plebs >>> is mortally stupid, I agree that cash *is* doomed.
Nice subject for conspiracy theories.
Elect another government, idiot.
Same to you with knobs on it. If conspiracy theories will be the subject
then googling George Soros might help (re: perpetual interest payments).
On 5/8/24 11:19 PM, sms wrote:
On 5/8/2024 8:59 AM, The Real Bev wrote:
<snip>
Which card is that? Going back through my old email I find that I
actually signed up for google pay with a long-defunct credit card.
US Bank Altitude Reserve. It has a net $75 annual fee ($400-$325), but,
for me, the benefits outweigh that $75.
1. 3% cash back on electronic wallet purchases (break even versus a 2%
card is $7500 per year). Or 4.5% if you purchase travel with the card.[I
have used this multiple times]
2. Primary rental car insurance, not secondary.[I have used this
multiple times]
All cards used to offer this, but I don't think any of the ones I have
now do.
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