XPost: alt.consumers.frugal-living
https://www.opploans.com/oppu/credit-cards/are-zero-percent-apr-
offers-a-scam/
Partial info from page:
The only way to get a true 0% APR loan is to borrow money from a
friend or family member who is willing to lend it to you at no cost.
Any other so-called 0% APR loan or credit offer is just a temporary
situation or will come with certain stipulations.
“They offer ‘no interest if paid off in 12 months’ or something
similar. Many of those have a stipulation that, if you go past the
offer term, you pay all of the interest that accrued during the term.
In other words, if you take 13 months to pay off the balance rather
than 12, you will pay the interest that would have accrued during the
entire term."
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