• HSA with partial year child

    From JoeTaxpayer@21:1/5 to All on Tue Aug 13 06:56:02 2024
    I have insurance that qualifies me for an HSA.

    This year, with my old person $1000 extra, my limit would be $9300.
    "Family" plan as my daughter is on my insurance.

    But, she ages out, insurance company told me it's the last day of the
    month she turns 26.

    Do I need to reduce my maximum deposits for the year? If so, is it that
    she is not on my plan for 2/12 months, or 1/6 of the year and 4150/6 =
    691.67? Reduce my maximum deposit by this much?

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  • From John Levine@21:1/5 to JoeTaxpayer@comcast.net on Thu Aug 15 19:15:02 2024
    It appears that JoeTaxpayer <JoeTaxpayer@comcast.net> said:
    I have insurance that qualifies me for an HSA.

    This year, with my old person $1000 extra, my limit would be $9300.
    "Family" plan as my daughter is on my insurance.

    But, she ages out, insurance company told me it's the last day of the
    month she turns 26.

    Do I need to reduce my maximum deposits for the year? If so, is it that
    she is not on my plan for 2/12 months, or 1/6 of the year and 4150/6 = >691.67? Reduce my maximum deposit by this much?

    I believe itīs 5/6*8300 + 1/6*4150 + 1000 = $8607 which matches your number

    That is, the family rate for 10 months, the single rate for 2 months, plus the $1000 for being old.

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    Regards,
    John Levine, johnl@taugh.com, Primary Perpetrator of "The Internet for Dummies",
    Please consider the environment before reading this e-mail. https://jl.ly

    --
    << ------------------------------------------------------- >>
    << The foregoing was not intended or written to be used, >>
    << nor can it used, for the purpose of avoiding penalties >>
    << that may be imposed upon the taxpayer. >>
    << >>
    << The Charter and the Guidelines for submitting posts >>
    << to this newsgroup as well as our anti-spamming policy >>
    << are at www.asktax.org. >>
    << Copyright (2011) - All rights reserved. >>
    << ------------------------------------------------------- >>

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