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  • Shrinkflation (was Skrinkflation ...)

    From Mike Duffy@21:1/5 to songbird on Sun Mar 2 16:41:28 2025
    On 2025-03-02, songbird wrote:

    banks and credit union have gotten rediculous
    about their costs of getting checks.

    Here in the land of bank fee micro-management by
    government decree, I got 100 for free, but that
    was because one bank (RBC) bought all the HSBC
    branches in Canada and they needed to manage
    the migration without making people mad because
    that is the only reason peple switch banks.

    Some *might* if the rate on a large investment
    or loan is way out of whack with the other banks,
    but usually people will stick to one bank for
    basic bill payment &c until the bank does
    something stupid worth the effort of re-doing
    all the direct deposits & scheduled payments &c.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Ed P@21:1/5 to Mike Duffy on Sun Mar 2 12:07:30 2025
    On 3/2/2025 11:41 AM, Mike Duffy wrote:
    On 2025-03-02, songbird wrote:

    banks and credit union have gotten rediculous
    about their costs of getting checks.

    Here in the land of bank fee micro-management by
    government decree, I got 100 for free, but that
    was because one bank (RBC) bought all the HSBC
    branches in Canada and they needed to manage
    the migration without making people mad because
    that is the only reason peple switch banks.

    Some *might* if the rate on a large investment
    or loan is way out of whack with the other banks,
    but usually people will stick to one bank for
    basic bill payment &c until the bank does
    something stupid worth the effort of re-doing
    all the direct deposits & scheduled payments &c.


    Six years ago when we moved to FL I opened a local bank account. My
    intention was to switch everything and it would be my only bank.

    Never made the change, never really had the need. Both my CT an FL
    banks have been sold and now have new names, but the transactions still
    work the same with account and routing numbers. Bills are paid on line.
    I wrote two checks last year.

    I use the local bank for the ATM and I did earn 20 cents interest last
    year on my deposits there.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)