• Replacing intruder alarm

    From Frank@21:1/5 to All on Wed Jun 18 18:15:56 2025
    I'm considering replacing our alarm but really don't want to have to go
    up a couple of ladders to the soon-to-be-redundant bell box.

    What do I need to do to remove the alarm panel and PIRs without having
    the bell box sounding either during the removal process or afterwards
    please?

    And more: I have discovered that the alarm panel, which is located
    downstairs, is powered from a room upstairs which has had a large
    built-in wardrobe installed in front of the fused(?) spur(?). Is there
    anything I could do to the cabling behind the panel once the panel is
    removed? Would terminating it with a Wago connector be acceptable? The
    new panel would be installed over it but not connected to it

    Frank

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  • From Alan Lee@21:1/5 to Frank on Wed Jun 18 19:21:54 2025
    On 18/06/2025 18:15, Frank wrote:
    I'm considering replacing our alarm but really don't want to have to go
    up a couple of ladders to the soon-to-be-redundant bell box.

    What do I need to do to remove the alarm panel and PIRs without having
    the bell box sounding either during the removal process or afterwards
    please?

    Input the Engineer Code. But, once the old unit is removed, the bell box
    will sound, thats if the battery in it still holds charge.

    And more: I have discovered that the alarm panel, which is located downstairs, is powered from a room upstairs which has had a large built-
    in wardrobe installed in front of the fused(?) spur(?). Is there
    anything I could do to the cabling behind the panel once the panel is removed? Would terminating it with a Wago connector be acceptable? The
    new panel would be installed over it but not connected to it
    Is it going to be used again, if not, you'd have a live cable terminated
    behind the new panel, so it would be far better to get it isolated
    correctly by removing the old cable, or at least disconnecting it at the
    fused spur end.

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  • From Frank@21:1/5 to All on Wed Jun 18 21:11:04 2025
    On 18/06/2025 20:45, Tim+ wrote:
    Alan Lee <alan@darkroom.plus.com> wrote:
    On 18/06/2025 18:15, Frank wrote:
    I'm considering replacing our alarm but really don't want to have to go
    up a couple of ladders to the soon-to-be-redundant bell box.

    What do I need to do to remove the alarm panel and PIRs without having
    the bell box sounding either during the removal process or afterwards
    please?

    Input the Engineer Code. But, once the old unit is removed, the bell box
    will sound, thats if the battery in it still holds charge.


    They can go for quite some time! I believe the old house-breakers trick was to fill the external sounder with spray foam.

    Of course it may not, but best to warn neighbours and don’t disconnect in the evening. ;-)

    Tim


    That really isn't what I wanted to hear. And it won't be what the
    neighbours want to hear either! Sounds like a job for a 12-bore. Perhaps
    not...

    Frank

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  • From Tim+@21:1/5 to Alan Lee on Wed Jun 18 19:45:41 2025
    Alan Lee <alan@darkroom.plus.com> wrote:
    On 18/06/2025 18:15, Frank wrote:
    I'm considering replacing our alarm but really don't want to have to go
    up a couple of ladders to the soon-to-be-redundant bell box.

    What do I need to do to remove the alarm panel and PIRs without having
    the bell box sounding either during the removal process or afterwards
    please?

    Input the Engineer Code. But, once the old unit is removed, the bell box
    will sound, thats if the battery in it still holds charge.


    They can go for quite some time! I believe the old house-breakers trick was
    to fill the external sounder with spray foam.

    Of course it may not, but best to warn neighbours and don’t disconnect in
    the evening. ;-)

    Tim


    --
    Please don't feed the trolls

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  • From Frank@21:1/5 to Alan Lee on Wed Jun 18 21:17:33 2025
    On 18/06/2025 19:21, Alan Lee wrote:
    On 18/06/2025 18:15, Frank wrote:
    I'm considering replacing our alarm but really don't want to have to go
    up a couple of ladders to the soon-to-be-redundant bell box.

    What do I need to do to remove the alarm panel and PIRs without having
    the bell box sounding either during the removal process or afterwards
    please?

    Input the Engineer Code. But, once the old unit is removed, the bell box
    will sound, thats if the battery in it still holds charge.

    And more: I have discovered that the alarm panel, which is located
    downstairs, is powered from a room upstairs which has had a large built-
    in wardrobe installed in front of the fused(?) spur(?). Is there
    anything I could do to the cabling behind the panel once the panel is
    removed? Would terminating it with a Wago connector be acceptable? The
    new panel would be installed over it but not connected to it
    Is it going to be used again, if not, you'd have a live cable terminated behind the new panel, so it would be far better to get it isolated
    correctly by removing the old cable, or at least disconnecting it at the fused spur end.

    Thanks, but I can't get to the spur end: it's behind some seriously
    heavy and expensive built-in wardrobes.

    I was looking for the safest way to terminate it behind what will be a
    new battery powered keypad. The Wago was the only option I could think of...

    Frank

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  • From Theo@21:1/5 to Frank on Thu Jun 19 09:10:55 2025
    Frank <news@nowherexxx.net> wrote:
    Thanks, but I can't get to the spur end: it's behind some seriously
    heavy and expensive built-in wardrobes.

    I'd not want a live cable lurking there, even with wagos on the end. Too
    many surprises for somebody who thinks the panel is safe to work on but is actually live. Or who drills into the wall not expecting the cable to be there.

    I was looking for the safest way to terminate it behind what will be a
    new battery powered keypad. The Wago was the only option I could think of...

    Could you pull it out from behind the panel and put a socket on it? Then at least it's obviously doing something. It also means it's easy to confirm
    its live status with a socket tester, and means power is still available
    there in case somebody wants to use it for something later.

    Theo

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  • From Frank@21:1/5 to Theo on Thu Jun 19 11:06:07 2025
    On 19/06/2025 09:10, Theo wrote:
    Frank <news@nowherexxx.net> wrote:
    Thanks, but I can't get to the spur end: it's behind some seriously
    heavy and expensive built-in wardrobes.

    I'd not want a live cable lurking there, even with wagos on the end. Too many surprises for somebody who thinks the panel is safe to work on but is actually live. Or who drills into the wall not expecting the cable to be there.

    I was looking for the safest way to terminate it behind what will be a
    new battery powered keypad. The Wago was the only option I could think of...

    Could you pull it out from behind the panel and put a socket on it? Then at least it's obviously doing something. It also means it's easy to confirm
    its live status with a socket tester, and means power is still available there in case somebody wants to use it for something later.

    Theo

    I shall do just that. It'll need a surface box but at least it'll be
    safe. Thank you.

    Frank

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  • From Theo@21:1/5 to Frank on Thu Jun 19 11:29:55 2025
    Frank <news@nowherexxx.net> wrote:
    On 19/06/2025 09:10, Theo wrote:
    Frank <news@nowherexxx.net> wrote:
    Thanks, but I can't get to the spur end: it's behind some seriously
    heavy and expensive built-in wardrobes.

    I'd not want a live cable lurking there, even with wagos on the end. Too many surprises for somebody who thinks the panel is safe to work on but is actually live. Or who drills into the wall not expecting the cable to be there.

    I was looking for the safest way to terminate it behind what will be a
    new battery powered keypad. The Wago was the only option I could think of...

    Could you pull it out from behind the panel and put a socket on it? Then at
    least it's obviously doing something. It also means it's easy to confirm its live status with a socket tester, and means power is still available there in case somebody wants to use it for something later.

    Theo

    I shall do just that. It'll need a surface box but at least it'll be
    safe. Thank you.

    It's probably protected by the FCU which has an unknown fuse in it (eg could
    be 3A if it was for the alarm) which might make it awkward if it blows and
    you did want to use the socket. You could put an 'odd' socket on it like a
    2A lighting socket to discourage somebody from using it.

    Or what I've done recently is make up a euro modular panel with socket,
    switch and fuse:

    https://www.tlc-direct.co.uk/Products/BG8EMR4.html https://www.tlc-direct.co.uk/Products/BGEMUKSW.html https://www.tlc-direct.co.uk/Products/BGEMSW30W.html https://www.tlc-direct.co.uk/Products/BGEMFUSEW.html

    and then install a low value fuse like 1A in there. Should be fine for a gadget like a USB charger or a wifi repeater, but will blow if somebody
    tries to use a hairdryer on it.

    Theo

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  • From alan_m@21:1/5 to Frank on Thu Jun 19 14:06:10 2025
    On 19/06/2025 11:06, Frank wrote:
    On 19/06/2025 09:10, Theo wrote:
    Frank <news@nowherexxx.net> wrote:
    Thanks, but I can't get to the spur end: it's behind some seriously
    heavy and expensive built-in wardrobes.

    I'd not want a live cable lurking there, even with wagos on the end.  Too >> many surprises for somebody who thinks the panel is safe to work on
    but is
    actually live.  Or who drills into the wall not expecting the cable to be >> there.

    I was looking for the safest way to terminate it behind what will be
    a new battery powered keypad. The Wago was the only option I could
    think of...

    Could you pull it out from behind the panel and put a socket on it?
    Then at
    least it's obviously doing something.  It also means it's easy to confirm >> its live status with a socket tester, and means power is still available
    there in case somebody wants to use it for something later.

    Theo

    I shall do just that. It'll need a surface box but at least it'll be
    safe. Thank you.

    Frank


    Also put a note in the in there saying live or sourced from fused spur upstairs.

    --
    mailto : news {at} admac {dot} myzen {dot} co {dot} uk

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  • From Peter Johnson@21:1/5 to Frank on Thu Jun 19 15:24:32 2025
    On Wed, 18 Jun 2025 21:11:04 +0100, Frank <news@nowherexxx.net> wrote:



    Of course it may not, but best to warn neighbours and don’t disconnect in
    the evening. ;-)

    Tim


    That really isn't what I wanted to hear. And it won't be what the
    neighbours want to hear either! Sounds like a job for a 12-bore. Perhaps >not...

    Don't worry about it. Modern alarms aren't that loud. Mine's been
    subject to random triggering in the night for a few months and I've
    been the only person who was woken by it. or no one complained if I
    wasn't. It only ran for 5 or 10 minutes. The installer's been round
    this morning.
    And a few years ago, when a house not far away was burgled one
    evening, the alarm was triggered but no one heard it going. All inside
    watching TV I guess.

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  • From F@21:1/5 to Theo on Thu Jun 19 17:07:04 2025
    On 19/06/2025 11:29, Theo wrote:
    Should be fine for a
    gadget like a USB charger or a wifi repeater, but will blow if somebody
    tries to use a hairdryer on it.

    I can rely on Management to check that out!

    --
    Frank

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  • From alan_m@21:1/5 to Peter Johnson on Thu Jun 19 19:05:36 2025
    On 19/06/2025 15:24, Peter Johnson wrote:
    On Wed, 18 Jun 2025 21:11:04 +0100, Frank <news@nowherexxx.net> wrote:



    Of course it may not, but best to warn neighbours and don’t disconnect in >>> the evening. ;-)

    Tim


    That really isn't what I wanted to hear. And it won't be what the
    neighbours want to hear either! Sounds like a job for a 12-bore. Perhaps
    not...

    Don't worry about it. Modern alarms aren't that loud. Mine's been
    subject to random triggering in the night for a few months and I've
    been the only person who was woken by it. or no one complained if I
    wasn't. It only ran for 5 or 10 minutes. The installer's been round
    this morning.
    And a few years ago, when a house not far away was burgled one
    evening, the alarm was triggered but no one heard it going. All inside watching TV I guess.

    Alarms (car and house) go off so often that no-one takes any notice of
    them anymore unless they go off every day and then they just get annoyed.

    Do you get lots of very short power losses (less than a second)

    If so the cause could be the backup battery in the control box if it's a
    sealed lead acid type of battery and it's around 5 or more years old. https://www.screwfix.com/p/sealed-lead-acid-battery-12v-1-2ah/63554

    Your alarm trickle charges this battery for years and although the
    terminal voltage remains at a nominal 12V the battery cannot provide the instantaneous backup when the mains to the control panel fails. This
    glitch in the supply voltage triggers the alarm. If the mains remains
    off the old battery can still maintain the alarm sounding (plus there si
    a battery in a bell box to operate the sounder if the supply fails.

    A new battery cures this type of problem. They should be replaced approx
    every 5 years.

    You can quickly test the battery by turning of the mains to your house
    at the consumer unit. The alarm should not sound on the mains failure.

    --
    mailto : news {at} admac {dot} myzen {dot} co {dot} uk

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  • From charles@21:1/5 to junk@admac.myzen.co.uk on Thu Jun 19 19:30:02 2025
    In article <mbj1rgFqbliU1@mid.individual.net>, alan_m
    <junk@admac.myzen.co.uk> wrote:
    On 19/06/2025 15:24, Peter Johnson wrote:
    On Wed, 18 Jun 2025 21:11:04 +0100, Frank <news@nowherexxx.net> wrote:



    Of course it may not, but best to warn neighbours and don't
    disconnect in the evening. ;-)

    Tim


    That really isn't what I wanted to hear. And it won't be what the
    neighbours want to hear either! Sounds like a job for a 12-bore.
    Perhaps not...

    Don't worry about it. Modern alarms aren't that loud. Mine's been
    subject to random triggering in the night for a few months and I've
    been the only person who was woken by it. or no one complained if I
    wasn't. It only ran for 5 or 10 minutes. The installer's been round
    this morning. And a few years ago, when a house not far away was
    burgled one evening, the alarm was triggered but no one heard it going.
    All inside watching TV I guess.

    Alarms (car and house) go off so often that no-one takes any notice of
    them anymore unless they go off every day and then they just get annoyed.

    Do you get lots of very short power losses (less than a second)

    If so the cause could be the backup battery in the control box if it's a sealed lead acid type of battery and it's around 5 or more years old. https://www.screwfix.com/p/sealed-lead-acid-battery-12v-1-2ah/63554

    Your alarm trickle charges this battery for years and although the
    terminal voltage remains at a nominal 12V the battery cannot provide the instantaneous backup when the mains to the control panel fails. This
    glitch in the supply voltage triggers the alarm. If the mains remains
    off the old battery can still maintain the alarm sounding (plus there si
    a battery in a bell box to operate the sounder if the supply fails.

    A new battery cures this type of problem. They should be replaced approx every 5 years.

    According to the company who service my alarm (an insurance requirement) external alarm batteries are not replaceable. The whole unit needs to be replaced. Mine must be 15 years old at a minimum.

    You can quickly test the battery by turning of the mains to your house
    at the consumer unit. The alarm should not sound on the mains failure.

    --

    --
    from KT24 in Surrey, England - sent from my RISC OS 4té²
    "I'd rather die of exhaustion than die of boredom" Thomas Carlyle

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  • From alan_m@21:1/5 to charles on Thu Jun 19 22:22:49 2025
    On 19/06/2025 20:30, charles wrote:


    According to the company who service my alarm (an insurance requirement) external alarm batteries are not replaceable. The whole unit needs to be replaced. Mine must be 15 years old at a minimum.

    You can quickly test the battery by turning of the mains to your house
    at the consumer unit. The alarm should not sound on the mains failure.

    Depending on the type of alarm there can be two batteries. I have a
    wired alarm with a bell-box connected by wire to the control box.

    There is a rechargeable battery in the bell-box. The aim of that battery
    is to sound the bell-box alarm if it's power supply is disconnected. On
    the bell-boxes I've had it's been a ni-cad battery with tabs that has
    been soldered to the printed circuit board. It can be replaced but
    possibly for the purposes of maintenance considered a non-replaceable
    part because its not in a battery holder. The bell-box may independently
    sound the alarm because the tamper switch may be in series with the
    power supply line. Remove the bell box from a wall and the tamper switch becomes open circuit removing power from the bell-box.

    In my alarm the power to the bell-box is supplied by the control panel
    box usually from 12V derived from the mains. In the event of a mains
    power loss the power is supplied from a backup 12V rechargeable battery.
    It's this battery that can cause false triggering on a 220V power loss
    if it is 5 or more years old. The mains loss could be the type where it
    is less than a second long.


    How much do you save on your house/contents insurance by declaring an alarm? When I've checked in the past it's been less than £10 with the
    stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally monitored
    system thus at a cost a lot more than you are saving on the premium.



    --
    mailto : news {at} admac {dot} myzen {dot} co {dot} uk

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  • From SteveW@21:1/5 to All on Fri Jun 20 01:09:34 2025
    On 19/06/2025 22:22, alan_m wrote:
    On 19/06/2025 20:30, charles wrote:


    According to the company who service my alarm (an insurance requirement)
    external alarm batteries are not replaceable. The whole unit needs to be
    replaced. Mine must be 15 years old at a minimum.

    You can quickly test the battery by turning of the mains to your house
    at the consumer unit. The alarm should not sound on the mains failure.

    Depending on the type of alarm there can be two batteries. I have a
    wired alarm with a bell-box connected by wire to the control box.

    There is a rechargeable battery in the bell-box. The aim of that battery
    is to sound the bell-box alarm if it's power supply is disconnected. On
    the bell-boxes I've had it's been a ni-cad battery with tabs that has
    been soldered to the printed circuit board. It can be replaced but
    possibly for the purposes of maintenance considered a non-replaceable
    part because its not in a battery holder. The bell-box may independently sound the alarm because the tamper switch may be in series with the
    power supply line. Remove the bell box from a wall and the tamper switch becomes open circuit removing power from the bell-box.

    In my alarm the power to the bell-box is supplied by the control panel
    box usually from 12V derived from the mains. In the event of a mains
    power loss the power is supplied from a backup 12V rechargeable battery.
    It's this battery that can cause false triggering on a 220V power loss
    if it is 5 or more years old. The mains loss could be the type where it
    is less than a second long.


    How much do you save on your house/contents insurance by declaring an
    alarm?
    When I've checked in the past it's been less than £10 with the
    stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally monitored system thus at a cost a lot more than you are saving on the premium.

    And they can refuse a payout or reduce it, if you are burgled and the
    alarm was not armed.

    I've always made it a point to not tell my insurer that I have an alarm.

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  • From charles@21:1/5 to steve@walker-family.me.uk on Fri Jun 20 07:30:01 2025
    In article <10328s0$6l5o$1@dont-email.me>, SteveW
    <steve@walker-family.me.uk> wrote:
    On 19/06/2025 22:22, alan_m wrote:
    On 19/06/2025 20:30, charles wrote:


    According to the company who service my alarm (an insurance
    requirement) external alarm batteries are not replaceable. The whole
    unit needs to be replaced. Mine must be 15 years old at a minimum.

    You can quickly test the battery by turning of the mains to your
    house at the consumer unit. The alarm should not sound on the mains
    failure.

    Depending on the type of alarm there can be two batteries. I have a
    wired alarm with a bell-box connected by wire to the control box.

    There is a rechargeable battery in the bell-box. The aim of that
    battery is to sound the bell-box alarm if it's power supply is disconnected. On the bell-boxes I've had it's been a ni-cad battery
    with tabs that has been soldered to the printed circuit board. It can
    be replaced but possibly for the purposes of maintenance considered a non-replaceable part because its not in a battery holder. The bell-box
    may independently sound the alarm because the tamper switch may be in series with the power supply line. Remove the bell box from a wall and
    the tamper switch becomes open circuit removing power from the
    bell-box.

    In my alarm the power to the bell-box is supplied by the control panel
    box usually from 12V derived from the mains. In the event of a mains
    power loss the power is supplied from a backup 12V rechargeable
    battery. It's this battery that can cause false triggering on a 220V
    power loss if it is 5 or more years old. The mains loss could be the
    type where it is less than a second long.


    How much do you save on your house/contents insurance by declaring an alarm? When I've checked in the past it's been less than £10 with the stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally
    monitored system thus at a cost a lot more than you are saving on the premium.

    And they can refuse a payout or reduce it, if you are burgled and the
    alarm was not armed.

    My contents policy required an externally maintained alarm to be fitted. I
    had a DIY system before that.

    I've always made it a point to not tell my insurer that I have an alarm.

    --
    from KT24 in Surrey, England - sent from my RISC OS 4té²
    "I'd rather die of exhaustion than die of boredom" Thomas Carlyle

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  • From Spike@21:1/5 to junk@admac.myzen.co.uk on Fri Jun 20 09:49:27 2025
    alan_m <junk@admac.myzen.co.uk> wrote:
    On 19/06/2025 20:30, charles wrote:

    How much do you save on your house/contents insurance by declaring an alarm? When I've checked in the past it's been less than £10 with the
    stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally monitored system thus at a cost a lot more than you are saving on the premium.

    When I decommissioned our alarm on the grounds of cost of maintenance, I
    duly informed the insurance company, who recalculated the premium. It went
    down by 2p.

    Perhaps living in a street where the most popular occupation is police
    officer, two of which are dog handlers, might have had something to do with
    it.

    --
    Spike

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  • From Theo@21:1/5 to SteveW on Fri Jun 20 11:15:57 2025
    SteveW <steve@walker-family.me.uk> wrote:
    And they can refuse a payout or reduce it, if you are burgled and the
    alarm was not armed.

    I've always made it a point to not tell my insurer that I have an alarm.

    It's always worth getting quotes with and without the alarm, and comparing
    the difference to the annual maintenance charges. I'd guess the maintenance cost is going to far outweigh any saving on the insurance.

    Although if you have a million quid's worth of antiques then I suppose the calculus may be different...

    Theo

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  • From charles@21:1/5 to theom+news@chiark.greenend.org.uk on Fri Jun 20 16:30:02 2025
    In article <Lsg*30ufA@news.chiark.greenend.org.uk>, Theo <theom+news@chiark.greenend.org.uk> wrote:
    SteveW <steve@walker-family.me.uk> wrote:
    And they can refuse a payout or reduce it, if you are burgled and the
    alarm was not armed.

    I've always made it a point to not tell my insurer that I have an alarm.

    It's always worth getting quotes with and without the alarm, and
    comparing the difference to the annual maintenance charges. I'd guess
    the maintenance cost is going to far outweigh any saving on the insurance.

    Although if you have a million quid's worth of antiques then I suppose
    the calculus may be different...

    I don't think you need that amout. We simply had a pearl necklace that
    belonged to my mother. Alarm mandatory.

    Theo

    --
    from KT24 in Surrey, England - sent from my RISC OS 4té²
    "I'd rather die of exhaustion than die of boredom" Thomas Carlyle

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From charles@21:1/5 to charles@candehope.me.uk on Fri Jun 20 17:45:02 2025
    In article <5c30039bf8charles@candehope.me.uk>, charles <charles@candehope.me.uk> wrote:
    In article <Lsg*30ufA@news.chiark.greenend.org.uk>, Theo <theom+news@chiark.greenend.org.uk> wrote:
    SteveW <steve@walker-family.me.uk> wrote:
    And they can refuse a payout or reduce it, if you are burgled and the alarm was not armed.

    I've always made it a point to not tell my insurer that I have an
    alarm.

    It's always worth getting quotes with and without the alarm, and
    comparing the difference to the annual maintenance charges. I'd guess
    the maintenance cost is going to far outweigh any saving on the
    insurance.

    Although if you have a million quid's worth of antiques then I suppose
    the calculus may be different...

    I don't think you need that amout. We simply had a pearl necklace that belonged to my mother. Alarm mandatory.

    I should also have mentioned that we've been burgled on two separate
    occasions, No 1, we had a window broken & VCR stolen. No 2 was a bit
    worse, patio doors broken and I lost some cuff links.

    --
    from KT24 in Surrey, England - sent from my RISC OS 4té²
    "I'd rather die of exhaustion than die of boredom" Thomas Carlyle

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  • From Sam Plusnet@21:1/5 to Spike on Sat Jun 21 19:19:44 2025
    On 20/06/2025 10:49, Spike wrote:
    alan_m <junk@admac.myzen.co.uk> wrote:
    On 19/06/2025 20:30, charles wrote:

    How much do you save on your house/contents insurance by declaring an alarm? >> When I've checked in the past it's been less than £10 with the
    stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally monitored
    system thus at a cost a lot more than you are saving on the premium.

    When I decommissioned our alarm on the grounds of cost of maintenance, I
    duly informed the insurance company, who recalculated the premium. It went down by 2p.

    Perhaps living in a street where the most popular occupation is police officer, two of which are dog handlers, might have had something to do with it.

    Popular with who? Probably not the lads in stripey jumpers with a sack labelled "Swag".

    --
    Sam Plusnet

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  • From Spike@21:1/5 to Sam Plusnet on Sun Jun 22 09:12:20 2025
    Sam Plusnet <not@home.com> wrote:
    On 20/06/2025 10:49, Spike wrote:
    alan_m <junk@admac.myzen.co.uk> wrote:
    On 19/06/2025 20:30, charles wrote:

    How much do you save on your house/contents insurance by declaring an alarm?
    When I've checked in the past it's been less than £10 with the
    stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally monitored >>> system thus at a cost a lot more than you are saving on the premium.

    When I decommissioned our alarm on the grounds of cost of maintenance, I
    duly informed the insurance company, who recalculated the premium. It went >> down by 2p.

    Perhaps living in a street where the most popular occupation is police
    officer, two of which are dog handlers, might have had something to do with >> it.

    Popular with who? Probably not the lads in stripey jumpers with a sack labelled "Swag".

    Exactly!

    One night a man with a white van wanted a nice quiet side street to park in
    so he could get a good night’s kip. Unfortunately, he parked right outside the Chief Inspector’s house. Said van man wasn’t there long…

    --
    Spike

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  • From Frank@21:1/5 to Spike on Sun Jun 22 16:39:37 2025
    On 20/06/2025 10:49, Spike wrote:
    alan_m <junk@admac.myzen.co.uk> wrote:
    On 19/06/2025 20:30, charles wrote:

    How much do you save on your house/contents insurance by declaring an alarm? >> When I've checked in the past it's been less than £10 with the
    stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally monitored
    system thus at a cost a lot more than you are saving on the premium.

    When I decommissioned our alarm on the grounds of cost of maintenance, I
    duly informed the insurance company, who recalculated the premium. It went down by 2p.
    Our alarm is for our benefit, not the insurance company's.

    As you both have observed, tell them you've got one and life becomes complicated, and more than likely expensive, with having to follow their requirements to maintain cover. Annually maintained, set every time you
    leave the house as an absolute minimum.

    We've never told them we have one and the neighbours around here (well,
    most of them!) look after each other.

    Frank

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  • From Sam Plusnet@21:1/5 to Frank on Sun Jun 22 19:06:08 2025
    On 22/06/2025 16:39, Frank wrote:
    On 20/06/2025 10:49, Spike wrote:
    alan_m <junk@admac.myzen.co.uk> wrote:
    On 19/06/2025 20:30, charles wrote:

    How much do you save on your house/contents insurance by declaring an
    alarm?
    When I've checked in the past it's been less than £10 with the
    stipulation that it must have yearly maintenance by an approved third
    party contractor (and not DIY) and/or it must be an externally
    monitored system thus at a cost a lot more than you are saving on the
    premium.

    When I decommissioned our alarm on the grounds of cost of maintenance, I
    duly informed the insurance company, who recalculated the premium. It
    went
    down by 2p.
    Our alarm is for our benefit, not the insurance company's.

    As you both have observed, tell them you've got one and life becomes complicated, and more than likely expensive, with having to follow their requirements to maintain cover. Annually maintained, set every time you
    leave the house as an absolute minimum.

    Not unlike telling your insurer that your car has a dashcam. That seems
    to benefit the insurer far more than the customer.>
    We've never told them we have one and the neighbours around here (well,
    most of them!) look after each other.

    --
    Sam Plusnet

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