• Solicitor prepayment for conveyancing estate sale

    From Roland Perry@21:1/5 to All on Mon May 19 08:22:31 2025
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example a retirement flat.

    The flat was marketed since the New Year, despite many saying this is a
    hostage to fortune, because the sale can't be completed until probate,
    which puts off many buyers. However an offer of about 80% of the
    purchase price a decade ago has been received, which in the current
    state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked for
    a prepayment**, which they ought to know can't be made in the absence of probate, even if in my experience such solicitors are post-paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    ** Possibly because the executors don't have any status pre-probate.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Mon May 19 08:50:03 2025
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example a retirement flat.

    The flat was marketed since the New Year, despite many saying this is a hostage to fortune, because the sale can't be completed until probate,
    which puts off many buyers. However an offer of about 80% of the
    purchase price a decade ago has been received, which in the current
    state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked for
    a prepayment**, which they ought to know can't be made in the absence of probate, even if in my experience such solicitors are post-paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in and distribute the estate according to the Will. You do not say when the
    mother died, but it would seem from the flat being on the market for 5
    months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the market (presumably the daughter) had to do so. Until Probate, she had no such authority and should have known that she hadn't.

    Frankly, in not applying for Probate sooner and maybe not being advised
    to do so, she has made a rod for her own back, and will now have to wait
    until she has it.

    The solicitors who want an up-front payment seem to be just protecting themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went pear-shaped. It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

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  • From The Todal@21:1/5 to Norman Wells on Mon May 19 10:17:55 2025
    On 19/05/2025 08:50, Norman Wells wrote:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a retirement flat.

    The flat was marketed since the New Year, despite many saying this is
    a hostage to fortune, because the sale can't be completed until
    probate, which puts off many buyers. However an offer of about 80% of
    the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are post-
    paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in and distribute the estate according to the Will.  You do not say when the
    mother died, but it would seem from the flat being on the market for 5
    months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the market (presumably the daughter) had to do so.  Until Probate, she had no such authority and should have known that she hadn't.

    Frankly, in not applying for Probate sooner and maybe not being advised
    to do so, she has made a rod for her own back, and will now have to wait until she has it.

    The solicitors who want an up-front payment seem to be just protecting themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went pear-shaped.  It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.


    No, I don't think any of that is correct.

    Putting the property on the market is not a problem at all, and it helps
    to establish the value of the property as competing offers come in or,
    if no offers come in, tells you that maybe you need to reduce the price
    or improve the appearance of the property.

    There is no "pear shaped" scenario.

    It will not be possible to exchange contracts until proof of title has
    been produced. The solicitors for both buyer and seller will be well
    aware of this. Until exchange of contracts nobody has any contractual obligation. A grant of probate or letters of administration could be
    arranged fairly speedily but that depends on whether there are any
    unusual difficulties.

    It does seem unusual for the seller's solicitor to ask for a payment in advance, perhaps because they are having cashflow problems or else they
    always prefer not to wait until they can be paid out of the proceeds of
    sale as most solicitors do.

    Check the terms and conditions that these solicitors have provided, and
    the client care letter (if neither of these provide for a prepayment yet
    they are asking for one, that's shoddy). Ask other solicitors to quote
    for the work. I was quite impressed by MJP of Norwich but that was a
    few years ago.

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  • From The Todal@21:1/5 to Roland Perry on Mon May 19 10:22:45 2025
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example a retirement flat.

    The flat was marketed since the New Year, despite many saying this is a hostage to fortune, because the sale can't be completed until probate,
    which puts off many buyers. However an offer of about 80% of the
    purchase price a decade ago has been received, which in the current
    state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked for
    a prepayment**, which they ought to know can't be made in the absence of probate, even if in my experience such solicitors are post-paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    ** Possibly because the executors don't have any status pre-probate.

    I've replied separately, but just on one point: I would never, ever, use
    the solicitors recommended by the estate agents.

    It's a cosy relationship between the two businesses where they refer
    their clients to each other, and it does not ensure that you have the
    lowest price or the best service. In fact, the agents might have
    established from past experience that the solicitors (or the junior
    paralegals who do the work) are less fussy about doing a thorough job
    and can be leaned on to progress quickly to exchange of contracts.

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  • From Martin Brown@21:1/5 to The Todal on Mon May 19 11:52:41 2025
    On 19/05/2025 10:22, The Todal wrote:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a retirement flat.

    The flat was marketed since the New Year, despite many saying this is
    a hostage to fortune, because the sale can't be completed until
    probate, which puts off many buyers. However an offer of about 80% of
    the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are
    post-paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    ** Possibly because the executors don't have any status pre-probate.

    I've replied separately, but just on one point: I would never, ever, use
    the solicitors recommended by the estate agents.

    It is more of an issue when buying new from one of the big builders with
    the nasty doubling ground rent clause cunningly hidden in the small
    print. Their recommended solicitors might be cheaper than independent
    ones but I fail to see how they can not have a conflict of interest.

    As a buyer (or seller) you want your solicitor to be acting exclusively
    in your best interests.

    It's a cosy relationship between the two businesses where they refer
    their clients to each other, and it does not ensure that you have the
    lowest price or the best service. In fact, the agents might have
    established from past experience that the solicitors (or the junior paralegals who do the work) are less fussy about doing a thorough job
    and can be leaned on to progress quickly to exchange of contracts.

    Although if you are the seller that could possibly be helpful. Probate
    should now be more or less back to normal in the post Covid era.

    Recommendations from friends and family for local solicitors can be
    useful. I have experienced a wide range of service levels for
    conveyancing from appalling (totally missed an extension built without
    planning permission) to extremely good (quickly sorted out the mess
    created by the first lot when we came to move).

    I had to threaten to put my mum's house back on the market to get my
    tardy buyer to actually complete (rather my solicitor wrote a sharp
    letter that paraphrased my intent in three tart sentences).

    I can see why the solicitor might ask for prepayment in this situation.
    How long until probate is likely to be granted?

    --
    Martin Brown

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  • From Andy Burns@21:1/5 to Martin Brown on Mon May 19 12:48:41 2025
    Martin Brown wrote:

    It is more of an issue when buying new from one of the big builders with
    the nasty doubling ground rent clause cunningly hidden in the small print.

    I thought that was stomped-on from june 2022?

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  • From Norman Wells@21:1/5 to The Todal on Mon May 19 12:44:18 2025
    On 19/05/2025 10:17, The Todal wrote:
    On 19/05/2025 08:50, Norman Wells wrote:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a retirement flat.

    The flat was marketed since the New Year, despite many saying this is
    a hostage to fortune, because the sale can't be completed until
    probate, which puts off many buyers. However an offer of about 80% of
    the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are
    post- paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will.  You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the
    market (presumably the daughter) had to do so.  Until Probate, she had
    no such authority and should have known that she hadn't.

    Frankly, in not applying for Probate sooner and maybe not being
    advised to do so, she has made a rod for her own back, and will now
    have to wait until she has it.

    The solicitors who want an up-front payment seem to be just protecting
    themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went
    pear-shaped.  It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

    No, I don't think any of that is correct.

    Putting the property on the market is not a problem at all, and it helps
    to establish the value of the property as competing offers come in or,
    if no offers come in, tells you that maybe you need to reduce the price
    or improve the appearance of the property.

    It's flying a kite, though, and may even be fraudulent if you don't
    actually own what you're purporting to sell (cf Tower Bridge).

    If it was put on the market by an estate agent, who is their principal
    and responsible for their charges? It can hardly be the mother's estate because no-one yet has any authority to act for it.

    There is no "pear shaped" scenario.

    Whenever fees are involved, anything can go pear-shaped.

    It will not be possible to exchange contracts until proof of title has
    been produced. The solicitors for both buyer and seller will be well
    aware of this. Until exchange of contracts nobody has any contractual obligation.

    But they do. Someone, for example, has to get the proof of title and
    draw up the contracts that will eventually be exchanged. They will be
    entitled to be paid even if the contracts aren't exchanged.

    A grant of probate or letters of administration could be
    arranged fairly speedily but that depends on whether there are any
    unusual difficulties.

    It does seem unusual for the seller's solicitor to ask for a payment in advance, perhaps because they are having cashflow problems or else they always prefer not to wait until they can be paid out of the proceeds of
    sale as most solicitors do.

    Maybe they don't entirely trust the party instructing them, who at the
    moment can only be doing so in her personal capacity, not as an executor
    of the estate which actually owns the property.

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  • From Roland Perry@21:1/5 to All on Mon May 19 14:39:47 2025
    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and >>estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a retirement flat.
    The flat was marketed since the New Year, despite many saying this
    is a hostage to fortune, because the sale can't be completed until >>probate, which puts off many buyers. However an offer of about 80% of
    the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.
    The agents have recommended a conveyancing solicitor (the probate >>solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are post-paid. >> My question: is it worth haggling with these solicitors, or rapidly >>moving on and finding new ones?
    ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will. You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the market >(presumably the daughter) had to do so. Until Probate, she had no such >authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    Frankly, in not applying for Probate sooner and maybe not being advised
    to do so, she has made a rod for her own back, and will now have to
    wait until she has it.

    The due diligence for making a probate application has taken about six
    months, which is pretty much par for the course.

    The solicitors who want an up-front payment seem to be just protecting >themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went >pear-shaped. It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

    The other daughter. But on behalf of the estate, shunning a reasonable
    offer for the flat seems difficult, even pre-probate.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Mon May 19 14:49:00 2025
    In message <m90bj5Fq847U2@mid.individual.net>, at 10:22:45 on Mon, 19
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I've replied separately, but just on one point: I would never, ever,
    use the solicitors recommended by the estate agents.

    Quite coincidentally the recommended solicitors are the ones who
    mightily bungled my late mother's estate management, and I eventually
    fired (although they helped themselves to their full fee).

    As well as appointing replacement probate solicitors I asked around for
    anyone who would help me sue the first lot. But it's a closed shop and solicitors don't like suing one another however egregious the damage.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Mon May 19 14:51:00 2025
    In message <100f2hp$1irv8$1@dont-email.me>, at 11:52:41 on Mon, 19 May
    2025, Martin Brown <'''newspam'''@nonad.co.uk> remarked:

    How long until probate is likely to be granted?

    <QI> Nobody knows /<QI>

    Best guess is a couple of months.
    --
    Roland Perry

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  • From Roger Hayter@21:1/5 to Roland Perry on Mon May 19 13:56:16 2025
    On 19 May 2025 at 14:39:47 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a retirement flat.
    The flat was marketed since the New Year, despite many saying this
    is a hostage to fortune, because the sale can't be completed until
    probate, which puts off many buyers. However an offer of about 80% of
    the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.
    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are post-paid.
    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?
    ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will. You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the market
    (presumably the daughter) had to do so. Until Probate, she had no such
    authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    Frankly, in not applying for Probate sooner and maybe not being advised
    to do so, she has made a rod for her own back, and will now have to
    wait until she has it.

    The due diligence for making a probate application has taken about six months, which is pretty much par for the course.

    The solicitors who want an up-front payment seem to be just protecting
    themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went
    pear-shaped. It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

    The other daughter. But on behalf of the estate, shunning a reasonable
    offer for the flat seems difficult, even pre-probate.

    Can there be any harm in "accepting" the offer on the basis she does not know when, or even if, she will be able to go through with it? In England I assume, that might not work so well in Scotland.


    --

    Roger Hayter

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  • From Roger Hayter@21:1/5 to Roland Perry on Mon May 19 13:58:57 2025
    On 19 May 2025 at 14:49:00 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <m90bj5Fq847U2@mid.individual.net>, at 10:22:45 on Mon, 19
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I've replied separately, but just on one point: I would never, ever,
    use the solicitors recommended by the estate agents.

    Quite coincidentally the recommended solicitors are the ones who
    mightily bungled my late mother's estate management, and I eventually
    fired (although they helped themselves to their full fee).

    As well as appointing replacement probate solicitors I asked around for anyone who would help me sue the first lot. But it's a closed shop and solicitors don't like suing one another however egregious the damage.

    Where did you ask around? I am sure there are plenty of solicitors who will take on the case if it has a reasonable chance of success; but probably not local ones.

    --

    Roger Hayter

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  • From Roland Perry@21:1/5 to All on Mon May 19 15:23:47 2025
    In message <6297608521.1a46b012@uninhabited.net>, at 13:56:16 on Mon, 19
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 19 May 2025 at 14:39:47 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a retirement flat.
    The flat was marketed since the New Year, despite many saying this
    is a hostage to fortune, because the sale can't be completed until
    probate, which puts off many buyers. However an offer of about 80% of >>>> the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.
    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are >>>>post-paid.
    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?
    ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will. You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the market
    (presumably the daughter) had to do so. Until Probate, she had no such
    authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    Frankly, in not applying for Probate sooner and maybe not being advised
    to do so, she has made a rod for her own back, and will now have to
    wait until she has it.

    The due diligence for making a probate application has taken about six
    months, which is pretty much par for the course.

    The solicitors who want an up-front payment seem to be just protecting
    themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went
    pear-shaped. It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

    The other daughter. But on behalf of the estate, shunning a reasonable
    offer for the flat seems difficult, even pre-probate.

    Can there be any harm in "accepting" the offer on the basis she does not know >when, or even if, she will be able to go through with it? In England I assume, >that might not work so well in Scotland.

    Yes, England. And the offer has been "accepted", albeit by people not authorised to do so. My question, however, was about the solicitor's prepayments.
    --
    Roland Perry

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  • From Theo@21:1/5 to Norman Wells on Mon May 19 15:38:17 2025
    Norman Wells <hex@unseen.ac.am> wrote:
    It's flying a kite, though, and may even be fraudulent if you don't
    actually own what you're purporting to sell (cf Tower Bridge).

    If it was put on the market by an estate agent, who is their principal
    and responsible for their charges? It can hardly be the mother's estate because no-one yet has any authority to act for it.

    You can presumably write a contract in which charges are due after probate
    is granted, or if the deal falls through they fall on somebody else.

    eg "I see you have a will that Tower Bridge will become yours after probate
    is granted. I will endeavour to market it, subject to the provisos:
    1. Contracts cannot be exchanged until you have title
    2. My fee will become due when the transaction has completed
    3. Should I find a buyer but the transaction not complete after
    <time-period>, the fee will be payable by yourself, not the estate"

    Whenever fees are involved, anything can go pear-shaped.

    Who pays what in that circumstance is a matter of contract. Somebody is
    taking a risk, but set the terms of the deal appropriately and the risk will
    be worth it.

    Theo

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  • From Norman Wells@21:1/5 to Roger Hayter on Mon May 19 15:36:00 2025
    On 19/05/2025 14:56, Roger Hayter wrote:
    On 19 May 2025 at 14:39:47 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a retirement flat.
    The flat was marketed since the New Year, despite many saying this
    is a hostage to fortune, because the sale can't be completed until
    probate, which puts off many buyers. However an offer of about 80% of >>>> the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.
    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are post-paid.
    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?
    ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will. You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the market
    (presumably the daughter) had to do so. Until Probate, she had no such
    authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    Frankly, in not applying for Probate sooner and maybe not being advised
    to do so, she has made a rod for her own back, and will now have to
    wait until she has it.

    The due diligence for making a probate application has taken about six
    months, which is pretty much par for the course.

    The solicitors who want an up-front payment seem to be just protecting
    themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went
    pear-shaped. It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

    The other daughter. But on behalf of the estate, shunning a reasonable
    offer for the flat seems difficult, even pre-probate.

    Can there be any harm in "accepting" the offer on the basis she does not know when, or even if, she will be able to go through with it? In England I assume,
    that might not work so well in Scotland.

    Accepting an offer usually forms a legally binding contract.

    It's very dodgy to enter into any contract if you don't have the means
    to fulfil it. And if you don't actually own what you're purporting to
    sell, especially if you won't either, that's the position you're in.

    It's quite likely fraud.

    'Wanna buy Tower Bridge, squire? I can let you have it for twenty big
    ones.'

    What's the difference?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Roland Perry on Mon May 19 15:17:17 2025
    On 19/05/2025 14:49, Roland Perry wrote:
    In message <m90bj5Fq847U2@mid.individual.net>, at 10:22:45 on Mon, 19
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I've replied separately, but just on one point: I would never, ever,
    use the solicitors recommended by the estate agents.

    Quite coincidentally the recommended solicitors are the ones who
    mightily bungled my late mother's estate management, and I eventually
    fired (although they helped themselves to their full fee).

    As well as appointing replacement probate solicitors I asked around for anyone who would help me sue the first lot. But it's a closed shop and solicitors don't like suing one another however egregious the damage.

    You do seem to have extraordinary and repeated bad luck in choosing your
    legal advisors.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Roland Perry on Mon May 19 15:13:12 2025
    On 19/05/2025 14:39, Roland Perry wrote:
    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a  retirement flat.
     The flat was marketed since the New Year, despite many saying this
    is a  hostage to fortune, because the sale can't be completed until
    probate,  which puts off many buyers. However an offer of about 80%
    of the  purchase price a decade ago has been received, which in the
    current  state of that market is as good as it gets.
     The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for  a prepayment**, which they ought to know can't be made in the
    absence of  probate, even if in my experience such solicitors are
    post-paid.
     My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?
     ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will.  You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the
    market (presumably the daughter) had to do so.  Until Probate, she had
    no such authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    Then she is liable for any consequences or costs.

    Frankly, in not applying for Probate sooner and maybe not being
    advised to do so, she has made a rod for her own back, and will now
    have to wait until she has it.

    The due diligence for making a probate application has taken about six months, which is pretty much par for the course.

    That seems rather a long time given that 'It's comfortably below the IHT threshold'.

    on average, it takes between nine and 12 months to obtain the Grant of
    Probate and complete the estate administration process in England and Wales.

    The solicitors who want an up-front payment seem to be just protecting
    themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went
    pear-shaped.  It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

    The other daughter. But on behalf of the estate, shunning a reasonable
    offer for the flat seems difficult, even pre-probate.

    Once Probate is granted, it can be accepted by the appointed executor.
    Before then, there is no-one who is authorised to accept it.

    --- SoupGate-Win32 v1.05
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  • From Norman Wells@21:1/5 to Theo on Mon May 19 16:06:07 2025
    On 19/05/2025 15:38, Theo wrote:
    Norman Wells <hex@unseen.ac.am> wrote:
    It's flying a kite, though, and may even be fraudulent if you don't
    actually own what you're purporting to sell (cf Tower Bridge).

    If it was put on the market by an estate agent, who is their principal
    and responsible for their charges? It can hardly be the mother's estate
    because no-one yet has any authority to act for it.

    You can presumably write a contract in which charges are due after probate
    is granted, or if the deal falls through they fall on somebody else.

    eg "I see you have a will that Tower Bridge will become yours after probate is granted. I will endeavour to market it, subject to the provisos:
    1. Contracts cannot be exchanged until you have title
    2. My fee will become due when the transaction has completed
    3. Should I find a buyer but the transaction not complete after <time-period>, the fee will be payable by yourself, not the estate"

    Whenever fees are involved, anything can go pear-shaped.

    Who pays what in that circumstance is a matter of contract. Somebody is taking a risk, but set the terms of the deal appropriately and the risk will be worth it.

    I'm just betting they weren't though. Who does?

    --- SoupGate-Win32 v1.05
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  • From Roger Hayter@21:1/5 to Norman Wells on Mon May 19 16:00:49 2025
    On 19 May 2025 at 15:36:00 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 19/05/2025 14:56, Roger Hayter wrote:
    On 19 May 2025 at 14:39:47 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably >>>>> below the IHT threshold, but nevertheless includes assets for example >>>>> a retirement flat.
    The flat was marketed since the New Year, despite many saying this >>>>> is a hostage to fortune, because the sale can't be completed until
    probate, which puts off many buyers. However an offer of about 80% of >>>>> the purchase price a decade ago has been received, which in the
    current state of that market is as good as it gets.
    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for a prepayment**, which they ought to know can't be made in the
    absence of probate, even if in my experience such solicitors are post-paid.
    My question: is it worth haggling with these solicitors, or rapidly >>>>> moving on and finding new ones?
    ** Possibly because the executors don't have any status pre-probate. >>>>
    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will. You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the market >>>> (presumably the daughter) had to do so. Until Probate, she had no such >>>> authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    Frankly, in not applying for Probate sooner and maybe not being advised >>>> to do so, she has made a rod for her own back, and will now have to
    wait until she has it.

    The due diligence for making a probate application has taken about six
    months, which is pretty much par for the course.

    The solicitors who want an up-front payment seem to be just protecting >>>> themselves since, without Probate, it is not the estate which is
    instructing them against which it would have a claim if things went
    pear-shaped. It is just the daughter instructing them as regards the
    sale of a flat that is not (yet) hers to sell.

    The other daughter. But on behalf of the estate, shunning a reasonable
    offer for the flat seems difficult, even pre-probate.

    Can there be any harm in "accepting" the offer on the basis she does not know
    when, or even if, she will be able to go through with it? In England I assume,
    that might not work so well in Scotland.

    Accepting an offer usually forms a legally binding contract.

    English house buying being a *very* well-known exception.



    It's very dodgy to enter into any contract if you don't have the means
    to fulfil it. And if you don't actually own what you're purporting to
    sell, especially if you won't either, that's the position you're in.

    It's quite likely fraud.

    'Wanna buy Tower Bridge, squire? I can let you have it for twenty big
    ones.'

    What's the difference?


    --
    Roger Hayter

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  • From Max Demian@21:1/5 to Roland Perry on Mon May 19 17:29:58 2025
    On 19/05/2025 14:39, Roland Perry wrote:
    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:

    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example
    a  retirement flat.
     The flat was marketed since the New Year, despite many saying this
    is a  hostage to fortune, because the sale can't be completed until
    probate,  which puts off many buyers. However an offer of about 80%
    of the  purchase price a decade ago has been received, which in the
    current  state of that market is as good as it gets.
     The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for  a prepayment**, which they ought to know can't be made in the
    absence of  probate, even if in my experience such solicitors are
    post-paid.
     My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?
     ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will.  You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the
    market (presumably the daughter) had to do so.  Until Probate, she had
    no such authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    It must be common for a will to say that the property should be sold and
    the proceeds be distributed amongst the heirs. If probate hasn't been
    granted, which is likely, it's called a "probate sale": it's authorised
    by the executor(s).

    --
    Max Demian

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  • From GB@21:1/5 to Roland Perry on Mon May 19 17:34:26 2025
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people not authorised to do so. My question, however, was about the solicitor's prepayments.

    One practical course is for the daughter who is keen to progress this
    sale should pay the solicitors. She can then claim it back from the
    executors once they have probate.

    --- SoupGate-Win32 v1.05
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  • From GB@21:1/5 to Norman Wells on Mon May 19 17:36:30 2025
    On 19/05/2025 15:36, Norman Wells wrote:

    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to contract".

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to I can on Mon May 19 17:44:01 2025
    In message <n-q*wcTcA@news.chiark.greenend.org.uk>, at 15:38:17 on Mon,
    19 May 2025, Theo <theom+news@chiark.greenend.org.uk> remarked:
    Norman Wells <hex@unseen.ac.am> wrote:
    It's flying a kite, though, and may even be fraudulent if you don't
    actually own what you're purporting to sell (cf Tower Bridge).

    If it was put on the market by an estate agent, who is their principal
    and responsible for their charges? It can hardly be the mother's estate
    because no-one yet has any authority to act for it.

    You can presumably write a contract in which charges are due after probate
    is granted, or if the deal falls through they fall on somebody else.

    eg "I see you have a will that Tower Bridge will become yours after probate >is granted. I will endeavour to market it, subject to the provisos:
    1. Contracts cannot be exchanged until you have title
    2. My fee will become due when the transaction has completed
    3. Should I find a buyer but the transaction not complete after ><time-period>, the fee will be payable by yourself, not the estate"

    I can write such a contract, but the solicitor probably won't agree it.

    Whenever fees are involved, anything can go pear-shaped.

    Who pays what in that circumstance is a matter of contract. Somebody is >taking a risk, but set the terms of the deal appropriately and the risk will >be worth it.

    Theo


    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Mon May 19 17:45:38 2025
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people not >>authorised to do so. My question, however, was about the solicitor's >>prepayments.

    One practical course is for the daughter who is keen to progress this
    sale should pay the solicitors. She can then claim it back from the
    executors once they have probate.

    We've been down that route for other outgoings, and she resolutely
    refuses to pay *anything*, literally not even a postage stamp.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Mon May 19 17:48:44 2025
    In message <100fma5$1n006$1@dont-email.me>, at 17:29:58 on Mon, 19 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:

    It must be common for a will to say that the property should be sold
    and the proceeds be distributed amongst the heirs.

    I've not seen one which specifically mentions a property as one of the
    assets to be liquidated and distributed.

    If probate hasn't been granted, which is likely, it's called a "probate >sale": it's authorised by the executor(s).

    They can't authorise the land registry transfer until after probate.
    --
    Roland Perry

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  • From Max Demian@21:1/5 to All on Mon May 19 17:56:22 2025
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:

    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to contract".

    That just means that the buyer and seller have agreed a price (and
    either can change their minds about the price and/or decision to buy/sell).

    --
    Max Demian

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  • From GB@21:1/5 to Max Demian on Mon May 19 18:13:05 2025
    On 19/05/2025 17:56, Max Demian wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:

    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That just means that the buyer and seller have agreed a price (and
    either can change their minds about the price and/or decision to buy/sell).



    That is the way the property market in England operates. Although the
    Scottish system is better, I'm not convinced that it stops people
    backing out.

    --- SoupGate-Win32 v1.05
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  • From GB@21:1/5 to Roland Perry on Mon May 19 18:10:47 2025
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people not
    authorised to do so. My question, however, was about the solicitor's
    prepayments.

    One practical course is for the daughter who is keen to progress this
    sale should pay the solicitors. She can then claim it back from the
    executors once they have probate.

    We've been down that route for other outgoings, and she resolutely
    refuses to pay *anything*, literally not even a postage stamp.


    Then, either you need to choose different solicitors, or the sale won't progress. That seems to be her call.

    --- SoupGate-Win32 v1.05
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  • From The Todal@21:1/5 to All on Mon May 19 20:14:21 2025
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:

    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to contract".


    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in writing, and signed by the party to be charged or by some other person thereunto by him lawfully authorised.

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  • From Norman Wells@21:1/5 to Roland Perry on Mon May 19 19:27:14 2025
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people not
    authorised to do so. My question, however, was about the solicitor's
    prepayments.

    One practical course is for the daughter who is keen to progress this
    sale should pay the solicitors. She can then claim it back from the
    executors once they have probate.

    We've been down that route for other outgoings, and she resolutely
    refuses to pay *anything*, literally not even a postage stamp.

    She is legally liable to pay for anything she has contracted with anyone
    else, for example estate agents. She has no claim on the estate as she
    was acting without its authority and even, perhaps, contrary to the
    wishes of the eventual executor(s). It may be that they, when they are
    granted Probate, decide they do not wish to sell the flat at all. And
    they would be perfectly within their rights not to.

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  • From Norman Wells@21:1/5 to All on Mon May 19 19:08:40 2025
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:

    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to contract".

    That, however, has to be made clear.

    I wonder if it was?

    --- SoupGate-Win32 v1.05
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  • From Norman Wells@21:1/5 to Max Demian on Mon May 19 19:18:50 2025
    On 19/05/2025 17:29, Max Demian wrote:
    On 19/05/2025 14:39, Roland Perry wrote:
    In message <m9065eFp0enU1@mid.individual.net>, at 08:50:03 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 08:22, Roland Perry wrote:

    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for
    example a  retirement flat.
     The flat was marketed since the New Year, despite many saying this
    is a  hostage to fortune, because the sale can't be completed until
    probate,  which puts off many buyers. However an offer of about 80%
    of the  purchase price a decade ago has been received, which in the
    current  state of that market is as good as it gets.
     The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked
    for  a prepayment**, which they ought to know can't be made in the
    absence of  probate, even if in my experience such solicitors are
    post-paid.
     My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?
     ** Possibly because the executors don't have any status pre-probate.

    Probate is the court's authority to the executor to act to gather in
    and distribute the estate according to the Will.  You do not say when
    the mother died, but it would seem from the flat being on the market
    for 5 months or more that it was at least several months ago.

    That raises the question of what authority whoever put it on the
    market (presumably the daughter) had to do so.  Until Probate, she
    had no such authority and should have known that she hadn't.

    That was a different daughter. She was told not to, but ignored it.

    It must be common for a will to say that the property should be sold and
    the proceeds be distributed amongst the heirs. If probate hasn't been granted, which is likely, it's called a "probate sale": it's authorised
    by the executor(s).

    But it hasn't been authorised at all. 'She was told not to, but ignored
    it'. Moreover, there isn't as yet anyone who can authorise anything on
    behalf of the estate. Probate has to be granted first to those who will
    be able to.

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Mon May 19 17:50:10 2025
    In message <m90srgFsp4bU2@mid.individual.net>, at 15:17:17 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 14:49, Roland Perry wrote:
    In message <m90bj5Fq847U2@mid.individual.net>, at 10:22:45 on Mon, 19
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I've replied separately, but just on one point: I would never, ever,
    use the solicitors recommended by the estate agents.

    Quite coincidentally the recommended solicitors are the ones who
    mightily bungled my late mother's estate management, and I eventually
    fired (although they helped themselves to their full fee).

    As well as appointing replacement probate solicitors I asked around
    for anyone who would help me sue the first lot. But it's a closed
    shop and solicitors don't like suing one another however egregious
    the damage.

    You do seem to have extraordinary and repeated bad luck in choosing
    your legal advisors.

    There's a lot of very lazy/incompetent solicitors out there. For my own transactions I try to use ones I've had good experiences with in the
    past.
    --
    Roland Perry

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  • From Jon Ribbens@21:1/5 to The Todal on Mon May 19 20:15:21 2025
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to contract".

    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in writing, and signed by the party to be charged or by some other person thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the
    idea has persisted that you have to say "subject to contract" to avoid
    the verbal offer being legally binding.

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Tue May 20 10:40:28 2025
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon, 19 May
    2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people
    not authorised to do so. My question, however, was about the >>>>solicitor's prepayments.

    One practical course is for the daughter who is keen to progress
    this sale should pay the solicitors. She can then claim it back from
    the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>refuses to pay *anything*, literally not even a postage stamp.

    She is legally liable to pay for anything she has contracted with
    anyone else, for example estate agents. She has no claim on the estate
    as she was acting without its authority and even, perhaps, contrary to
    the wishes of the eventual executor(s).

    Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they do not
    wish to sell the flat at all. And they would be perfectly within their >rights not to.

    There is complete agreement the flat needs to be sold ASAP, not least
    because it continues to rack up monthly maintenance charges.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Tue May 20 10:38:34 2025
    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people
    not authorised to do so. My question, however, was about the >>>>solicitor's prepayments.

    One practical course is for the daughter who is keen to progress
    this sale should pay the solicitors. She can then claim it back from
    the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale won't >progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to
    be asking for a prepayment, given the circumstances"
    --
    Roland Perry

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  • From Theo@21:1/5 to Roland Perry on Tue May 20 11:32:17 2025
    Roland Perry <roland@perry.uk> wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example a retirement flat.

    The flat was marketed since the New Year, despite many saying this is a hostage to fortune, because the sale can't be completed until probate,
    which puts off many buyers. However an offer of about 80% of the
    purchase price a decade ago has been received, which in the current
    state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked for
    a prepayment**, which they ought to know can't be made in the absence of probate, even if in my experience such solicitors are post-paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    I think you've answered your own question here:

    - the solicitors are asking for money that nobody currently has access to,
    so their demands are impossible to agree to
    - the solicitors have previously bungled a case of yours in the past
    - the solicitors have been recommended by the estate agent, a potential red
    flag

    Given there is no limit to the number of solicitors out there, it is hard to find a reason why you would want to stick with them.

    Theo

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  • From GB@21:1/5 to Roger Hayter on Tue May 20 12:12:35 2025
    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people
    not authorised to do so. My question, however, was about the
    solicitor's prepayments.

    One practical course is for the daughter who is keen to progress
    this sale should pay the solicitors. She can then claim it back from >>>>> the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely
    refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? It might not be helpful but it is entirely their choice. If they lose work because of over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with
    you. But, in answer to Roland's point about "given the circumstances",
    I'd say particularly given these circumstances.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to Roland Perry on Tue May 20 10:32:06 2025
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people
    not authorised to do so. My question, however, was about the
    solicitor's prepayments.

    One practical course is for the daughter who is keen to progress
    this sale should pay the solicitors. She can then claim it back from
    the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely
    refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? It might not be helpful but it is entirely their choice. If they lose work because of over-caution that is no-one's business but their own.


    --

    Roger Hayter

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Jon Ribbens@21:1/5 to NOTsomeone@microsoft.invalid on Tue May 20 11:27:36 2025
    On 2025-05-20, GB <NOTsomeone@microsoft.invalid> wrote:
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in
    writing, and signed by the party to be charged or by some other person
    thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the
    idea has persisted that you have to say "subject to contract" to avoid
    the verbal offer being legally binding.

    I was aware of the 1989 act, but not its predecessor.

    I use the subject to contract wording in emails and letters because
    those are 'in writing', and I want to avoid any argument that the email
    or letter does in fact incorporate "all the terms which the parties have expressly agreed".

    I wasn't meaning you specifically. I've said "subject to contract"
    myself when making an offer on a flat, in the 1990s, because somebody
    told me I should.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to NOTsomeone@microsoft.invalid on Tue May 20 11:31:50 2025
    On 20 May 2025 at 12:12:35 BST, "GB" <NOTsomeone@microsoft.invalid> wrote:

    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>> not authorised to do so. My question, however, was about the
    solicitor's prepayments.

    One practical course is for the daughter who is keen to progress
    this sale should pay the solicitors. She can then claim it back from >>>>>> the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>>>> refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale won't >>>> progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? It might not
    be helpful but it is entirely their choice. If they lose work because of
    over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with
    you. But, in answer to Roland's point about "given the circumstances",
    I'd say particularly given these circumstances.

    I see what you mean. It seems that if these two sisters are the only possible beneficiaries and they know the estate is solvent the very fact that they seem incapable of making an agreement between themselves to share the risk of payments in advance of probate/letters of administration must raise some red flags for the solicitors.

    --

    Roger Hayter

    --- SoupGate-Win32 v1.05
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  • From Max Demian@21:1/5 to Roland Perry on Tue May 20 12:40:36 2025
    On 19/05/2025 17:48, Roland Perry wrote:
    In message <100fma5$1n006$1@dont-email.me>, at 17:29:58 on Mon, 19 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:

    It must be common for a will to say that the property should be sold
    and the proceeds be distributed amongst the heirs.

    I've not seen one which specifically mentions a property as one of the
    assets to be liquidated and distributed.

    If probate hasn't been granted, which is likely, it's called a
    "probate sale": it's authorised by the executor(s).

    They can't authorise the land registry transfer until after probate.

    Apparently that can take months, or even years. Doesn't stop the
    purchaser from living in the property.

    --
    Max Demian

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to Max Demian on Tue May 20 11:49:54 2025
    On 20 May 2025 at 12:40:36 BST, "Max Demian" <max_demian@bigfoot.com> wrote:

    On 19/05/2025 17:48, Roland Perry wrote:
    In message <100fma5$1n006$1@dont-email.me>, at 17:29:58 on Mon, 19 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:

    It must be common for a will to say that the property should be sold
    and the proceeds be distributed amongst the heirs.

    I've not seen one which specifically mentions a property as one of the
    assets to be liquidated and distributed.

    If probate hasn't been granted, which is likely, it's called a
    "probate sale": it's authorised by the executor(s).

    They can't authorise the land registry transfer until after probate.

    Apparently that can take months, or even years. Doesn't stop the
    purchaser from living in the property.

    Wouldn't it be a bit unacceptable for a mortgage provider though?

    --

    Roger Hayter

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Jon Ribbens on Tue May 20 12:26:00 2025
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to contract". >>
    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the contract. >>
    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in
    writing, and signed by the party to be charged or by some other person
    thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the
    idea has persisted that you have to say "subject to contract" to avoid
    the verbal offer being legally binding.


    I was aware of the 1989 act, but not its predecessor.

    I use the subject to contract wording in emails and letters because
    those are 'in writing', and I want to avoid any argument that the email
    or letter does in fact incorporate "all the terms which the parties have expressly agreed".

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From The Todal@21:1/5 to Jon Ribbens on Tue May 20 14:15:37 2025
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to contract". >>
    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the contract. >>
    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in
    writing, and signed by the party to be charged or by some other person
    thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the
    idea has persisted that you have to say "subject to contract" to avoid
    the verbal offer being legally binding.


    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Jon Ribbens@21:1/5 to The Todal on Tue May 20 13:53:35 2025
    On 2025-05-20, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in
    writing, and signed by the party to be charged or by some other person
    thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the
    idea has persisted that you have to say "subject to contract" to avoid
    the verbal offer being legally binding.

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    The first time I bought a flat, I was certainly told, by my elders and
    betters, that I must say "I offer £ X for the flat, subject to contract"
    when verbally making the offer.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From The Todal@21:1/5 to Jon Ribbens on Tue May 20 16:10:27 2025
    On 20/05/2025 14:53, Jon Ribbens wrote:
    On 2025-05-20, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That form of words isn't even necessary, when you are dealing with the >>>> sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land >>>> can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out >>>> in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily >>>> the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon >>>> which such action is brought, or some memorandum or note thereof, is in >>>> writing, and signed by the party to be charged or by some other person >>>> thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the
    idea has persisted that you have to say "subject to contract" to avoid
    the verbal offer being legally binding.

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    The first time I bought a flat, I was certainly told, by my elders and betters, that I must say "I offer £ X for the flat, subject to contract" when verbally making the offer.


    An old family friend, elder but not better, always used the phrase
    "contracts have been signed" when announcing that the sale or purchase
    was now secured. In vain I explained that the correct phrase is
    "contracts have been exchanged" but she preferred her phrase.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to The Todal on Tue May 20 15:28:35 2025
    On 20 May 2025 at 16:10:27 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 20/05/2025 14:53, Jon Ribbens wrote:
    On 2025-05-20, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That form of words isn't even necessary, when you are dealing with the >>>>> sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land >>>>> can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out >>>>> in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily >>>>> the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon >>>>> which such action is brought, or some memorandum or note thereof, is in >>>>> writing, and signed by the party to be charged or by some other person >>>>> thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the >>>> idea has persisted that you have to say "subject to contract" to avoid >>>> the verbal offer being legally binding.

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    The first time I bought a flat, I was certainly told, by my elders and
    betters, that I must say "I offer £ X for the flat, subject to contract"
    when verbally making the offer.


    An old family friend, elder but not better, always used the phrase
    "contracts have been signed" when announcing that the sale or purchase
    was now secured. In vain I explained that the correct phrase is
    "contracts have been exchanged" but she preferred her phrase.

    That raises an interesting though-experiment. Which may or may not apply to
    all contracts, not just property sales. A signs a contract in his solicitor's office; then drops dead. Is the solicitor obliged to send the signed document to the other party or can he tear it up? Can he take advice from the presumed heirs?


    --

    Roger Hayter

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  • From Roger Hayter@21:1/5 to Roger Hayter on Tue May 20 15:30:11 2025
    On 20 May 2025 at 16:28:35 BST, "Roger Hayter" <roger@hayter.org> wrote:

    On 20 May 2025 at 16:10:27 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 20/05/2025 14:53, Jon Ribbens wrote:
    On 2025-05-20, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That form of words isn't even necessary, when you are dealing with the >>>>>> sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land >>>>>> can only be made in writing and only by incorporating all the terms >>>>>> which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out >>>>>> in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily >>>>>> the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon >>>>>> which such action is brought, or some memorandum or note thereof, is in >>>>>> writing, and signed by the party to be charged or by some other person >>>>>> thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the >>>>> idea has persisted that you have to say "subject to contract" to avoid >>>>> the verbal offer being legally binding.

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    The first time I bought a flat, I was certainly told, by my elders and
    betters, that I must say "I offer £ X for the flat, subject to contract" >>> when verbally making the offer.


    An old family friend, elder but not better, always used the phrase
    "contracts have been signed" when announcing that the sale or purchase
    was now secured. In vain I explained that the correct phrase is
    "contracts have been exchanged" but she preferred her phrase.

    That raises an interesting though-experiment. Which may or may not apply to all contracts, not just property sales. A signs a contract in his solicitor's office; then drops dead. Is the solicitor obliged to send the signed document to the other party or can he tear it up? Can he take advice from the presumed heirs?

    "thought", obviously
    --

    Roger Hayter

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  • From The Todal@21:1/5 to Roger Hayter on Tue May 20 16:41:39 2025
    On 20/05/2025 16:28, Roger Hayter wrote:
    On 20 May 2025 at 16:10:27 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 20/05/2025 14:53, Jon Ribbens wrote:
    On 2025-05-20, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That form of words isn't even necessary, when you are dealing with the >>>>>> sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land >>>>>> can only be made in writing and only by incorporating all the terms >>>>>> which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out >>>>>> in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily >>>>>> the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon >>>>>> which such action is brought, or some memorandum or note thereof, is in >>>>>> writing, and signed by the party to be charged or by some other person >>>>>> thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the >>>>> idea has persisted that you have to say "subject to contract" to avoid >>>>> the verbal offer being legally binding.

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    The first time I bought a flat, I was certainly told, by my elders and
    betters, that I must say "I offer £ X for the flat, subject to contract" >>> when verbally making the offer.


    An old family friend, elder but not better, always used the phrase
    "contracts have been signed" when announcing that the sale or purchase
    was now secured. In vain I explained that the correct phrase is
    "contracts have been exchanged" but she preferred her phrase.

    That raises an interesting though-experiment. Which may or may not apply to all contracts, not just property sales. A signs a contract in his solicitor's office; then drops dead. Is the solicitor obliged to send the signed document to the other party or can he tear it up? Can he take advice from the presumed heirs?



    The solicitor needs the express authority of the client before he can
    exchange contracts. Signing the contract usually takes place at a very
    early stage, so that both sides are ready to exchange when everything
    else is ready.

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  • From Handsome Jack@21:1/5 to The Todal on Tue May 20 14:55:10 2025
    On Mon, 19 May 2025 20:14:21 +0100, The Todal wrote:

    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:

    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".


    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in writing, and signed by the party to be charged or by some other person thereunto by him lawfully authorised.

    The law is somewhat ambiguous, but was clarified to an extent in the
    England and Wales Court of Appeal case of Joanne Properties v Moneything Capital (2020 EWCA Civ 1541). It confirms accepted practice that the
    phrase helps rebut a presumption of intention to create contractual
    relations. Negotiations that are stated as being 'subject to contract' do
    not create a legally binding agreement, unless the parties either enter
    into a formal contract, or on the facts show that they clearly intended to remove the qualification. However, it is not definitive in that a court
    asked to consider whether an agreement is legally binding will assess all
    the facts and ask whether a reasonable person would regard it as such.

    Thus, if the phrase is *present*, then it is likely that no contract is
    formed. However, it is not clear what the situation is if it's absent.
    And, of course, the position in Scotland is different.

    See Farrer & Co https://www.farrer.co.uk/news-and-insights/are-we-in-agreement-guidance- on-use-of-subject-to-contract-label/

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  • From Norman Wells@21:1/5 to Roland Perry on Tue May 20 14:27:23 2025
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon, 19 May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people
    not  authorised to do so. My question, however, was about the
    solicitor's  prepayments.

    One practical course is for the daughter who is keen to progress
    this  sale should pay the solicitors. She can then claim it back
    from the  executors once they have probate.

     We've been down that route for other outgoings, and she resolutely
    refuses to pay *anything*, literally not even a postage stamp.

    She is legally liable to pay for anything she has contracted with
    anyone else, for example estate agents.  She has no claim on the
    estate as she was acting without its authority and even, perhaps,
    contrary to the wishes of the eventual executor(s).

    Only with respect to the timeline.
    It may be that they, when they are granted Probate, decide they do
    not
    wish to sell the flat at all.  And they would be perfectly within
    their rights not to.

    There is complete agreement the flat needs to be sold ASAP, not least
    because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the market,
    so the agreement doesn't seem quite as complete as you say. Why was she
    told that?

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  • From Jon Ribbens@21:1/5 to The Todal on Tue May 20 16:12:46 2025
    On 2025-05-20, The Todal <the_todal@icloud.com> wrote:
    On 20/05/2025 14:53, Jon Ribbens wrote:
    On 2025-05-20, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 21:15, Jon Ribbens wrote:
    On 2025-05-19, The Todal <the_todal@icloud.com> wrote:
    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:
    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".

    That form of words isn't even necessary, when you are dealing with the >>>>> sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land >>>>> can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out >>>>> in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily >>>>> the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon >>>>> which such action is brought, or some memorandum or note thereof, is in >>>>> writing, and signed by the party to be charged or by some other person >>>>> thereunto by him lawfully authorised.

    And that in turn replaced, I think, the Statute of Frauds 1677.

    Given that that was nearly 350 years ago, it's impressive how long the >>>> idea has persisted that you have to say "subject to contract" to avoid >>>> the verbal offer being legally binding.

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    The first time I bought a flat, I was certainly told, by my elders and
    betters, that I must say "I offer £ X for the flat, subject to contract"
    when verbally making the offer.

    An old family friend, elder but not better, always used the phrase
    "contracts have been signed" when announcing that the sale or purchase
    was now secured. In vain I explained that the correct phrase is
    "contracts have been exchanged" but she preferred her phrase.

    That's a very important difference that most people don't understand.
    Most people seem to think that when renting a property, once they have
    signed the contract it's legally binding. In fact, it's quite possible
    that once they have signed it, it is in effect binding against them but
    not binding against the landlord, until they receive a copy signed by
    the landlord. So they should probably refuse to sign it unless they
    are in the agent's offices and the agent has a signed copy ready to
    give them.

    --- SoupGate-Win32 v1.05
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  • From Jon Ribbens@21:1/5 to Handsome Jack on Tue May 20 16:17:09 2025
    On 2025-05-20, Handsome Jack <jack@handsome.com> wrote:
    On Mon, 19 May 2025 20:14:21 +0100, The Todal wrote:

    On 19/05/2025 17:36, GB wrote:
    On 19/05/2025 15:36, Norman Wells wrote:

    Accepting an offer usually forms a legally binding contract.

    To avoid that issue, it's normal to accept an offer "subject to
    contract".


    That form of words isn't even necessary, when you are dealing with the
    sale of land. Law of Property (Miscellaneous Provisions) Act 1989

    (1)A contract for the sale or other disposition of an interest in land
    can only be made in writing and only by incorporating all the terms
    which the parties have expressly agreed in one document or, where
    contracts are exchanged, in each.

    (2)The terms may be incorporated in a document either by being set out
    in it or by reference to some other document.

    (3)The document incorporating the terms or, where contracts are
    exchanged, one of the documents incorporating them (but not necessarily
    the same one) must be signed by or on behalf of each party to the
    contract.

    unquote

    The 1989 Act replaces the Law of Property Act 1925 which said:

    No action may be brought upon any contract for the sale or other
    disposition of land or any interest in land, unless the agreement upon
    which such action is brought, or some memorandum or note thereof, is in
    writing, and signed by the party to be charged or by some other person
    thereunto by him lawfully authorised.

    The law is somewhat ambiguous, but was clarified to an extent in the
    England and Wales Court of Appeal case of Joanne Properties v Moneything Capital (2020 EWCA Civ 1541). It confirms accepted practice that the
    phrase helps rebut a presumption of intention to create contractual relations. Negotiations that are stated as being 'subject to contract' do
    not create a legally binding agreement, unless the parties either enter
    into a formal contract, or on the facts show that they clearly intended to remove the qualification. However, it is not definitive in that a court
    asked to consider whether an agreement is legally binding will assess all
    the facts and ask whether a reasonable person would regard it as such.

    Thus, if the phrase is *present*, then it is likely that no contract is formed. However, it is not clear what the situation is if it's absent.
    And, of course, the position in Scotland is different.

    See Farrer & Co https://www.farrer.co.uk/news-and-insights/are-we-in-agreement-guidance- on-use-of-subject-to-contract-label/

    That's an interesting case, but it's not particularly pertinent to
    what we were talking about. The case doesn't involve the transfer of
    an interesting in land, so doesn't involve the Law of Property Act.
    It involves an exchange of detailed correspondence between solicitors, including an email that replied to an offer saying "Accepted", that
    would therefore certainly have constituted a contract if it had not
    had the "subject to contract" label attached.

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Wed May 21 06:45:06 2025
    In message <3712605491.92fbfd3f@uninhabited.net>, at 10:32:06 on Tue, 20
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people
    not authorised to do so. My question, however, was about the
    solicitor's prepayments.

    One practical course is for the daughter who is keen to progress
    this sale should pay the solicitors. She can then claim it back from >>>>> the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely
    refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish?

    There are, however, some general principles for various professions,
    which the public may or may not have a right to expect.

    Dentistry for example: the last place I went (private) had a policy of a
    50% deposit on booking, forfeighted if you didn't turn up, then 50% when
    the work had been done. That's more ferocious than it used to be.

    It might not be helpful but it is entirely their choice. If they lose
    work because of over-caution that is no-one's business but their own.

    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Wed May 21 06:47:17 2025
    In message <100ho33$271cj$2@dont-email.me>, at 12:12:35 on Tue, 20 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19
    May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>> not authorised to do so. My question, however, was about the
    solicitor's prepayments.

    One practical course is for the daughter who is keen to progress
    this sale should pay the solicitors. She can then claim it back from >>>>>> the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>>>> refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale won't >>>> progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? It
    might not be helpful but it is entirely their choice. If they lose
    work because of over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with
    you. But, in answer to Roland's point about "given the circumstances",
    I'd say particularly given these circumstances.

    That policy makes no sense because they know the estate has no funds
    (until probate). And unless the banks change their practices to allow pre-payments of fees to solicitors (as well as funeral directors and
    HRMC) there's a bottleneck.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Wed May 21 06:58:51 2025
    In message <m93e9rFarjpU1@mid.individual.net>, at 14:27:23 on Tue, 20
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon, 19
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>not authorised to do so. My question, however, was about the >>>>>>solicitor's prepayments.

    One practical course is for the daughter who is keen to progress >>>>>this sale should pay the solicitors. She can then claim it back
    from the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>>>refuses to pay *anything*, literally not even a postage stamp.

    She is legally liable to pay for anything she has contracted with
    anyone else, for example estate agents. She has no claim on the
    estate as she was acting without its authority and even, perhaps, >>>contrary to the wishes of the eventual executor(s).

    Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they do
    not wish to sell the flat at all. And they would be perfectly
    within their rights not to.

    There is complete agreement the flat needs to be sold ASAP, not
    least because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say. Why
    was she told that?

    For the simple reason that it would sit on the usual suspect house sale websites for a minimum of six months as "unsold", and for many buyers
    they would simply think "there must be something wrong with the property
    if it's been on the market that long".
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Wed May 21 06:50:50 2025
    In message <4071023413.fd0ab00b@uninhabited.net>, at 11:31:50 on Tue, 20
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 12:12:35 BST, "GB" <NOTsomeone@microsoft.invalid> wrote:

    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May >>>> 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>> May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>>> not authorised to do so. My question, however, was about the
    solicitor's prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>> this sale should pay the solicitors. She can then claim it back from >>>>>>> the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>>>>> refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale won't >>>>> progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to >>>> be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? It >>>might not
    be helpful but it is entirely their choice. If they lose work because of >>> over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with
    you. But, in answer to Roland's point about "given the circumstances",
    I'd say particularly given these circumstances.

    I see what you mean. It seems that if these two sisters are the only possible >beneficiaries

    They aren't, but it doesn't matter because the other beneficiaries also
    want the flat sold ASAP.

    and they know the estate is solvent the very fact that they seem
    incapable of making an agreement between themselves to share the risk of >payments in advance of probate/letters of administration must raise some red >flags for the solicitors.

    I can see where you are coming from, but where does this end? What if
    the management company of the flats sued (the *executors personally* and
    not the estate) for the monthly maintenance fees, don't you think that
    would be a poor public policy outcome because it would discourage people
    from becoming (or not resigning from) executorship.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Wed May 21 07:01:57 2025
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    Estate Agents have their own jargon, which isn't always strictly
    correct.

    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will presume
    means 'quick sale available, no chain'.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Wed May 21 07:05:18 2025
    In message <4179461269.305aacb4@uninhabited.net>, at 11:49:54 on Tue, 20
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 12:40:36 BST, "Max Demian" <max_demian@bigfoot.com> wrote:

    On 19/05/2025 17:48, Roland Perry wrote:
    In message <100fma5$1n006$1@dont-email.me>, at 17:29:58 on Mon, 19 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:

    It must be common for a will to say that the property should be sold
    and the proceeds be distributed amongst the heirs.

    I've not seen one which specifically mentions a property as one of the
    assets to be liquidated and distributed.

    If probate hasn't been granted, which is likely, it's called a
    "probate sale": it's authorised by the executor(s).

    They can't authorise the land registry transfer until after probate.

    Apparently that can take months, or even years. Doesn't stop the
    purchaser from living in the property.

    Wouldn't it be a bit unacceptable for a mortgage provider though?

    Definitely unacceptable if the deceased had a mortgage on the property.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Wed May 21 07:04:32 2025
    In message <100hpnk$2764t$1@dont-email.me>, at 12:40:36 on Tue, 20 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:
    On 19/05/2025 17:48, Roland Perry wrote:
    In message <100fma5$1n006$1@dont-email.me>, at 17:29:58 on Mon, 19
    May 2025, Max Demian <max_demian@bigfoot.com> remarked:

    It must be common for a will to say that the property should be sold
    and the proceeds be distributed amongst the heirs.
    I've not seen one which specifically mentions a property as one of
    the assets to be liquidated and distributed.

    If probate hasn't been granted, which is likely, it's called a
    "probate sale": it's authorised by the executor(s).

    They can't authorise the land registry transfer until after probate.

    Apparently that can take months, or even years. Doesn't stop the
    purchaser from living in the property.

    Squatting you mean. They can't sign a formal rental agreement
    pre-probate, either.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Wed May 21 07:07:56 2025
    In message <n-q*mAXcA@news.chiark.greenend.org.uk>, at 11:32:17 on Tue,
    20 May 2025, Theo <theom+news@chiark.greenend.org.uk> remarked:
    Roland Perry <roland@perry.uk> wrote:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example a
    retirement flat.

    The flat was marketed since the New Year, despite many saying this is a
    hostage to fortune, because the sale can't be completed until probate,
    which puts off many buyers. However an offer of about 80% of the
    purchase price a decade ago has been received, which in the current
    state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked for
    a prepayment**, which they ought to know can't be made in the absence of
    probate, even if in my experience such solicitors are post-paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    I think you've answered your own question here:

    - the solicitors are asking for money that nobody currently has access to,
    so their demands are impossible to agree to
    - the solicitors have previously bungled a case of yours in the past
    - the solicitors have been recommended by the estate agent, a potential red
    flag

    Given there is no limit to the number of solicitors out there, it is hard to >find a reason why you would want to stick with them.

    Things have moved on, and the agents apparently also recommended the
    buyers use those same solicitors, who them promptly resigned from being
    the sellers' solicitors.

    I have recommended alternative and trusted solicitors, but they charge
    about twice as much.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Wed May 21 08:32:30 2025
    On 21/05/2025 06:50, Roland Perry wrote:
    In message <4071023413.fd0ab00b@uninhabited.net>, at 11:31:50 on Tue, 20
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 12:12:35 BST, "GB" <NOTsomeone@microsoft.invalid>
    wrote:

    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote: >>>>
    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May >>>>> 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>>> May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>>>> not  authorised to do so. My question, however, was about the >>>>>>>>> solicitor's  prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>> this  sale should pay the solicitors. She can then claim it back >>>>>>>> from
    the  executors once they have probate.

      We've been down that route for other outgoings, and she resolutely >>>>>>> refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale
    won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor
    - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? It
    might not
    be helpful but it is entirely their choice. If they lose work
    because of
    over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with
    you. But, in answer to Roland's point about "given the circumstances",
    I'd say particularly given these circumstances.

    I see what you mean. It seems that if these two sisters are the only
    possible beneficiaries

    They aren't, but it doesn't matter because the other beneficiaries also
    want the flat sold ASAP.

    All the more reason why the appointed executor(s) should have got a
    wiggle on to get Probate sooner.

    and they know the estate is solvent the very fact that they seem
    incapable of making an agreement between themselves to share the risk of
    payments in advance of probate/letters of administration must raise
    some red flags for the solicitors.

    I can see where you are coming from, but where does this end? What if
    the management company of the flats sued (the *executors personally* and
    not the estate) for the monthly maintenance fees, don't you think that
    would be a poor public policy outcome because it would discourage people
    from becoming (or not resigning from) executorship.

    That is up to them. But the solicitors are not obliged to take any risk
    as regards non-payment, and I don't see any reason why the management
    company should effectively be subbing the estate by not having their
    charges paid on time. The executors are responsible. If necessary,
    they should be paying out of their own pockets now to be reimbursed from
    the estate later. Otherwise, it's an incentive to delay doing anything
    for as long as possible.

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  • From Norman Wells@21:1/5 to Roland Perry on Wed May 21 08:39:16 2025
    On 21/05/2025 06:58, Roland Perry wrote:
    In message <m93e9rFarjpU1@mid.individual.net>, at 14:27:23 on Tue, 20
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon, 19
    May  2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19
    May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>> not  authorised to do so. My question, however, was about the
    solicitor's  prepayments.

    One practical course is for the daughter who is keen to progress
    this  sale should pay the solicitors. She can then claim it back
    from the  executors once they have probate.

     We've been down that route for other outgoings, and she resolutely >>>>> refuses to pay *anything*, literally not even a postage stamp.

    She is legally liable to pay for anything she has contracted with
    anyone else, for example estate agents.  She has no claim on the
    estate as she was acting without its authority and even, perhaps,
    contrary to the wishes of the eventual executor(s).

     Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they do
    not  wish to sell the flat at all.  And they would be perfectly
    within  their rights not to.

     There is complete agreement the flat needs to be sold ASAP, not
    least  because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say.
    Why was she told that?

    For the simple reason that it would sit on the usual suspect house sale websites for a minimum of six months as "unsold", and for many buyers
    they would simply think "there must be something wrong with the property
    if it's been on the market that long".

    But she did apparently put it on such a platform. Did she pay for that personally, or who did? Someone would have had to, yet you say she
    won't even pay for a stamp.

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  • From Norman Wells@21:1/5 to Roland Perry on Wed May 21 08:44:40 2025
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    Estate Agents have their own jargon, which isn't always strictly correct.

    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    "Vacant possession essentially means the property is empty on the day of completion. This means that the sellers or any tenants have left, and
    all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9

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  • From The Todal@21:1/5 to Norman Wells on Wed May 21 08:58:31 2025
    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    Estate Agents have their own jargon, which isn't always strictly correct.

    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.


    "Vacant possession essentially means the property is empty on the day of completion. This means that the sellers or any tenants have left, and
    all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9


    People who write the copy for websites are probably not a good source of reliable legal advice.

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  • From Roger Hayter@21:1/5 to The Todal on Wed May 21 08:59:44 2025
    On 21 May 2025 at 08:58:31 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents' phrase.
    "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we
    want to take the credit for being good at selling properties.

    Estate Agents have their own jargon, which isn't always strictly correct. >>>
    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.


    "Vacant possession essentially means the property is empty on the day of
    completion. This means that the sellers or any tenants have left, and
    all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9


    People who write the copy for websites are probably not a good source of reliable legal advice.

    If enough people (even estate agents) misuse the legal term "vacant
    possession" to mean "clean and tidy" then it is going to acquire that colloquial meaning even though it is legally incorrect. It probably doesn't matter as sellers probably do have an obligation to clear out the bulk of rubbish unless otherwise stated. Even though that obligation is nothing to do with vacant possession.

    --

    Roger Hayter

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  • From Norman Wells@21:1/5 to The Todal on Wed May 21 09:17:06 2025
    On 21/05/2025 08:58, The Todal wrote:
    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents'
    phrase. "SOLD - Subject to Contract" means actually it isn't sold
    because contracts have not yet been exchanged, but we've found a
    buyer so we want to take the credit for being good at selling
    properties.

    Estate Agents have their own jargon, which isn't always strictly
    correct.

    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.

    Which would be breach of contract and actionable.

    "Vacant possession essentially means the property is empty on the day
    of completion. This means that the sellers or any tenants have left,
    and all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9

    People who write the copy for websites are probably not a good source of reliable legal advice.

    It's from a firm of solicitors, so should be good legal advice.

    It also accords with all other sources, apart of course from imperfect
    memory.

    If you want another, how about:

    "When buying or selling a property with ‘vacant possession’ the property needs to be empty on the day of completion. This means the sellers or
    tenants have moved out and removed all of their belongings, only leaving
    behind items that have been agreed with the buyer."

    https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/what-is-vacant-possession/

    Or, if you're dismissive of that as well, how about:

    "Property sold with vacant possession must be empty of existing tenants
    or other occupiers (whether or not occupation is authorised), and all
    goods and rubbish (subject to the de minimis rule) that substantially
    prevent or interfere with the enjoyment of a substantial part of the
    property on or before completion."

    https://www.lexisnexis.co.uk/legal/glossary/vacant-possession

    Is that not pretty authoritative?

    If not, what will it take to convince you?

    --- SoupGate-Win32 v1.05
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  • From Norman Wells@21:1/5 to Roger Hayter on Wed May 21 10:15:46 2025
    On 21/05/2025 09:59, Roger Hayter wrote:
    On 21 May 2025 at 08:58:31 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents' phrase. >>>>> "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we >>>>> want to take the credit for being good at selling properties.

    Estate Agents have their own jargon, which isn't always strictly correct. >>>>
    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.


    "Vacant possession essentially means the property is empty on the day of >>> completion. This means that the sellers or any tenants have left, and
    all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9


    People who write the copy for websites are probably not a good source of
    reliable legal advice.

    If enough people (even estate agents) misuse the legal term "vacant possession" to mean "clean and tidy" then it is going to acquire that colloquial meaning even though it is legally incorrect.

    But it isn't. It means what the above link says as well as any number
    of other reliable sources that I've referred to elsewhere.

    It probably doesn't
    matter as sellers probably do have an obligation to clear out the bulk of rubbish unless otherwise stated. Even though that obligation is nothing to do with vacant possession.

    Do you have a link that contradicts all those I've given?

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  • From Roger Hayter@21:1/5 to Norman Wells on Wed May 21 09:16:51 2025
    On 21 May 2025 at 09:17:06 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 21/05/2025 08:58, The Todal wrote:
    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents'
    phrase. "SOLD - Subject to Contract" means actually it isn't sold
    because contracts have not yet been exchanged, but we've found a
    buyer so we want to take the credit for being good at selling
    properties.

    Estate Agents have their own jargon, which isn't always strictly
    correct.

    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.

    Which would be breach of contract and actionable.

    "Vacant possession essentially means the property is empty on the day
    of completion. This means that the sellers or any tenants have left,
    and all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9

    People who write the copy for websites are probably not a good source of
    reliable legal advice.

    It's from a firm of solicitors, so should be good legal advice.

    It also accords with all other sources, apart of course from imperfect memory.

    If you want another, how about:

    "When buying or selling a property with ‘vacant possession’ the property needs to be empty on the day of completion. This means the sellers or
    tenants have moved out and removed all of their belongings, only leaving behind items that have been agreed with the buyer."

    https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/what-is-vacant-possession/

    Or, if you're dismissive of that as well, how about:

    "Property sold with vacant possession must be empty of existing tenants
    or other occupiers (whether or not occupation is authorised), and all
    goods and rubbish (subject to the de minimis rule) that substantially
    prevent or interfere with the enjoyment of a substantial part of the
    property on or before completion."

    https://www.lexisnexis.co.uk/legal/glossary/vacant-possession

    Is that not pretty authoritative?

    If not, what will it take to convince you?

    It may clarify things for you if I explain how I sold a house at auction some years back. For reasons, the house was cluttered, especially an outhouse, with tons (literally) of stuff acquired here and there. Some of it furniture but much of it of uncertain usefulness to anyone. I sold it with *vacant possession* but with contents *as seen at the time of the auction*. The fact that it was full of junk and that the contract said that it was not going to
    be removed did not change the fact that I guaranteed that it was free of my,
    or my co-owner's, or any tenant or other party's occupation or use.


    --

    Roger Hayter

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  • From The Todal@21:1/5 to Roger Hayter on Wed May 21 11:47:38 2025
    On 21/05/2025 09:59, Roger Hayter wrote:
    On 21 May 2025 at 08:58:31 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20
    May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents' phrase. >>>>> "SOLD - Subject to Contract" means actually it isn't sold because
    contracts have not yet been exchanged, but we've found a buyer so we >>>>> want to take the credit for being good at selling properties.

    Estate Agents have their own jargon, which isn't always strictly correct. >>>>
    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.


    "Vacant possession essentially means the property is empty on the day of >>> completion. This means that the sellers or any tenants have left, and
    all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9


    People who write the copy for websites are probably not a good source of
    reliable legal advice.

    If enough people (even estate agents) misuse the legal term "vacant possession" to mean "clean and tidy" then it is going to acquire that colloquial meaning even though it is legally incorrect. It probably doesn't matter as sellers probably do have an obligation to clear out the bulk of rubbish unless otherwise stated. Even though that obligation is nothing to do with vacant possession.


    As completion approaches, the buyer's solicitors serve Requisitions on
    Title in a standard form, on the seller's solicitors. A standard
    question is to ask the seller to confirm that all rubbish will be
    removed. The usual answer is of course "yes" or something more
    ambiguous. But it is usual for a buyer to find some rubbish in the
    premises when he takes possession. Broken light fittings, bits of
    carpet, old newspapers, rusty children's toys etc.

    No purchaser would sue for compensation in those circumstances. The
    court would probably rule that the abandoned items were de minimis and
    the costs would exceed any possible damages.

    --- SoupGate-Win32 v1.05
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  • From The Todal@21:1/5 to Norman Wells on Wed May 21 11:37:51 2025
    On 21/05/2025 09:17, Norman Wells wrote:
    On 21/05/2025 08:58, The Todal wrote:
    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue,
    20 May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents'
    phrase. "SOLD - Subject to Contract" means actually it isn't sold
    because contracts have not yet been exchanged, but we've found a
    buyer so we want to take the credit for being good at selling
    properties.

    Estate Agents have their own jargon, which isn't always strictly
    correct.

    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.

    Which would be breach of contract and actionable.

    "Vacant possession essentially means the property is empty on the day
    of completion. This means that the sellers or any tenants have left,
    and all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9

    People who write the copy for websites are probably not a good source
    of reliable legal advice.

    It's from a firm of solicitors, so should be good legal advice.

    It also accords with all other sources, apart of course from imperfect memory.

    If you want another, how about:

    "When buying or selling a property with ‘vacant possession’ the property needs to be empty on the day of completion. This means the sellers or
    tenants have moved out and removed all of their belongings, only leaving behind items that have been agreed with the buyer."

    https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/ what-is-vacant-possession/

    Or, if you're dismissive of that as well, how about:

    "Property sold with vacant possession must be empty of existing tenants
    or other occupiers (whether or not occupation is authorised), and all
    goods and rubbish (subject to the de minimis rule) that substantially
    prevent or interfere with the enjoyment of a substantial part of the
    property on or before completion."

    https://www.lexisnexis.co.uk/legal/glossary/vacant-possession

    Is that not pretty authoritative?

    If not, what will it take to convince you?


    As usual with you, Norman, a little learning is a dangerous thing. You
    haven't studied law and you rely too much on scraps of advice on the
    internet.

    If the seller has left goods behind that show he has not actually moved
    out, that he is still asserting rights over the property, then that
    would not be considered vacant possession. But that would not include,
    eg, items of rubbish, old scraps of carpets, a broken vacuum cleaner.

    I think the phrase "substantially prevent or interfere with the
    enjoyment of a substantial part of the property" gives you the clue that
    you hadn't yet taken on board.

    I'll quote from an Irish Law Reform Commission report.

    A condition that the vendor shall give vacant possession of the property
    is generally regarded as meaning, firstly, that the purchaser will
    acquire possession free from any form of occupation or from any claim to
    a right to possession by the vendor or by a third party. The vendor is accordingly obliged to terminate any subsisting leases or tenancies of
    the property. Furthermore, he must ensure that the premises are free
    from occupation by trespassers or squatters.

    Secondly, the term implies that the property will be given free from any physical impediment. In the English case of Cumberland Consolidated
    Holdings Ltd v Ireland it was held that a vendor who had left a
    considerable quantity of rubbish in the cellars of the premises sold had
    failed to give vacant possession. Lord Greene stated:

    “Subject to the rule de minimis a vendor who leaves property of his own
    on the premises on completion cannot, in our opinion, be said to give
    vacant possession, since by doing so he is claiming a right to use the
    premises for his own purposes, namely, as a place of deposit for his own
    goods inconsistent with the right which the purchaser has on completion
    to undisturbed enjoyment ...."

    unquote

    You will easily be led astray by that reference to Cumberland
    Consolidated unless you understand the phrase "de minimis". Because
    obviously a few items of rubbish or broken furniture do not imply that
    the seller continues to claim a right to use the premises for his own
    purposes.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Roger Hayter on Wed May 21 13:30:29 2025
    On 21/05/2025 10:16, Roger Hayter wrote:
    On 21 May 2025 at 09:17:06 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 21/05/2025 08:58, The Todal wrote:
    On 21/05/2025 08:44, Norman Wells wrote:
    On 21/05/2025 07:01, Roland Perry wrote:
    In message <m93djpFao2hU1@mid.individual.net>, at 14:15:37 on Tue, 20 >>>>> May 2025, The Todal <the_todal@icloud.com> remarked:

    I think the phrase "subject to contract" is an estate agents'
    phrase. "SOLD - Subject to Contract" means actually it isn't sold
    because contracts have not yet been exchanged, but we've found a
    buyer so we want to take the credit for being good at selling
    properties.

    Estate Agents have their own jargon, which isn't always strictly
    correct.

    For example they often say "with Vacant possession" (which means no
    sitting tenant) when actually they mean "the house won't have any
    furniture in it when you view". Which they then hope people will
    presume means 'quick sale available, no chain'.

    It doesn't actually mean what you say.

    Yes it does. It means the seller, his family and any tenants will have
    moved out. It has nothing to do with whether there are odd bits of
    furniture or bags of rubbish left behind - as quite often there will be.

    Which would be breach of contract and actionable.

    "Vacant possession essentially means the property is empty on the day
    of completion. This means that the sellers or any tenants have left,
    and all possessions removed except those agreed with the buyer."

    https://tinyurl.com/dusm8t9

    People who write the copy for websites are probably not a good source of >>> reliable legal advice.

    It's from a firm of solicitors, so should be good legal advice.

    It also accords with all other sources, apart of course from imperfect
    memory.

    If you want another, how about:

    "When buying or selling a property with ‘vacant possession’ the property >> needs to be empty on the day of completion. This means the sellers or
    tenants have moved out and removed all of their belongings, only leaving
    behind items that have been agreed with the buyer."

    https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/what-is-vacant-possession/

    Or, if you're dismissive of that as well, how about:

    "Property sold with vacant possession must be empty of existing tenants
    or other occupiers (whether or not occupation is authorised), and all
    goods and rubbish (subject to the de minimis rule) that substantially
    prevent or interfere with the enjoyment of a substantial part of the
    property on or before completion."

    https://www.lexisnexis.co.uk/legal/glossary/vacant-possession

    Is that not pretty authoritative?

    If not, what will it take to convince you?

    It may clarify things for you if I explain how I sold a house at auction some years back. For reasons, the house was cluttered, especially an outhouse, with
    tons (literally) of stuff acquired here and there. Some of it furniture but much of it of uncertain usefulness to anyone. I sold it with *vacant possession* but with contents *as seen at the time of the auction*.

    It is one or the other. It can't be both.

    The fact
    that it was full of junk and that the contract said that it was not going to be removed did not change the fact that I guaranteed that it was free of my, or my co-owner's, or any tenant or other party's occupation or use.

    Then you weren't selling it with vacant possession and it was a misrepresentation to say that you were.

    It's like advertising a blue car for sale and adding it's red.

    Find me a reliable reference that says vacant possession does not mean
    clear of possessions.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Norman Wells on Wed May 21 18:55:34 2025
    On 21/05/2025 08:39, Norman Wells wrote:
    On 21/05/2025 06:58, Roland Perry wrote:
    In message <m93e9rFarjpU1@mid.individual.net>, at 14:27:23 on Tue, 20
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon, 19
    May  2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>> May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by
    people not  authorised to do so. My question, however, was about >>>>>>>> the solicitor's  prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>> this  sale should pay the solicitors. She can then claim it back >>>>>>> from the  executors once they have probate.

     We've been down that route for other outgoings, and she
    resolutely refuses to pay *anything*, literally not even a postage >>>>>> stamp.

    She is legally liable to pay for anything she has contracted with
    anyone else, for example estate agents.  She has no claim on the
    estate as she was acting without its authority and even, perhaps,
    contrary to the wishes of the eventual executor(s).

     Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they
    do >>not  wish to sell the flat at all.  And they would be perfectly >>>> >>>within  their rights not to.

     There is complete agreement the flat needs to be sold ASAP, not
    least  because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say.
    Why was she told that?

    For the simple reason that it would sit on the usual suspect house
    sale websites for a minimum of six months as "unsold", and for many
    buyers they would simply think "there must be something wrong with the
    property if it's been on the market that long".

    But she did apparently put it on such a platform.  Did she pay for that personally, or who did?  Someone would have had to, yet you say she
    won't even pay for a stamp.


    I expect the estate agents paid.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Roland Perry on Wed May 21 18:54:19 2025
    On 21/05/2025 06:47, Roland Perry wrote:
    In message <100ho33$271cj$2@dont-email.me>, at 12:12:35 on Tue, 20 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May >>>> 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>> May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>>> not  authorised to do so. My question, however, was about the >>>>>>>> solicitor's  prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>> this  sale should pay the solicitors. She can then claim it back >>>>>>> from
    the  executors once they have probate.

      We've been down that route for other outgoings, and she resolutely >>>>>> refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale
    won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to >>>> be asking for a prepayment, given the circumstances"

     Surely they have a right to take on work on any terms they wish? It
    might not  be helpful but it is entirely their choice. If they lose
    work because of  over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with
    you. But, in answer to Roland's point about "given the circumstances",
    I'd say particularly given these circumstances.

    That policy makes no sense because they know the estate has no funds
    (until probate). And unless the banks change their practices to allow pre-payments of fees to solicitors (as well as funeral directors and
    HRMC) there's a bottleneck.

    It certainly makes no sense that they bothered quoting for the job, if
    they knew that one of their conditions would be impossible to fulfil.
    So, maybe they didn't know that?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to All on Wed May 21 19:00:36 2025
    On 21/05/2025 18:55, GB wrote:
    On 21/05/2025 08:39, Norman Wells wrote:
    On 21/05/2025 06:58, Roland Perry wrote:
    In message <m93e9rFarjpU1@mid.individual.net>, at 14:27:23 on Tue, 20
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon,
    19 May  2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon,
    19 May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by
    people not  authorised to do so. My question, however, was
    about the solicitor's  prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>> this  sale should pay the solicitors. She can then claim it back >>>>>>>> from the  executors once they have probate.

     We've been down that route for other outgoings, and she
    resolutely refuses to pay *anything*, literally not even a
    postage stamp.

    She is legally liable to pay for anything she has contracted with
    anyone else, for example estate agents.  She has no claim on the
    estate as she was acting without its authority and even, perhaps,
    contrary to the wishes of the eventual executor(s).

     Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they
    do >>not  wish to sell the flat at all.  And they would be
    perfectly >>>within  their rights not to.

     There is complete agreement the flat needs to be sold ASAP, not
    least  because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say.
    Why was she told that?

    For the simple reason that it would sit on the usual suspect house
    sale websites for a minimum of six months as "unsold", and for many
    buyers they would simply think "there must be something wrong with
    the property if it's been on the market that long".

    But she did apparently put it on such a platform.  Did she pay for
    that personally, or who did?  Someone would have had to, yet you say
    she won't even pay for a stamp.

    I expect the estate agents paid.

    As I understand it, estate agents are not noted philanthropists, and
    require people to pay them for any services they provide.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Norman Wells on Wed May 21 19:18:27 2025
    On 21/05/2025 19:00, Norman Wells wrote:
    On 21/05/2025 18:55, GB wrote:
    On 21/05/2025 08:39, Norman Wells wrote:
    On 21/05/2025 06:58, Roland Perry wrote:
    In message <m93e9rFarjpU1@mid.individual.net>, at 14:27:23 on Tue,
    20 May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon,
    19 May  2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, >>>>>>>> 19 May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by >>>>>>>>>> people not  authorised to do so. My question, however, was >>>>>>>>>> about the solicitor's  prepayments.

    One practical course is for the daughter who is keen to
    progress this  sale should pay the solicitors. She can then >>>>>>>>> claim it back from the  executors once they have probate.

     We've been down that route for other outgoings, and she
    resolutely refuses to pay *anything*, literally not even a
    postage stamp.

    She is legally liable to pay for anything she has contracted with >>>>>>> anyone else, for example estate agents.  She has no claim on the >>>>>>> estate as she was acting without its authority and even, perhaps, >>>>>>> contrary to the wishes of the eventual executor(s).

     Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they >>>>>> do >>not  wish to sell the flat at all.  And they would be
    perfectly >>>within  their rights not to.

     There is complete agreement the flat needs to be sold ASAP, not
    least  because it continues to rack up monthly maintenance charges. >>>>>
    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say.
    Why was she told that?

    For the simple reason that it would sit on the usual suspect house
    sale websites for a minimum of six months as "unsold", and for many
    buyers they would simply think "there must be something wrong with
    the property if it's been on the market that long".

    But she did apparently put it on such a platform.  Did she pay for
    that personally, or who did?  Someone would have had to, yet you say
    she won't even pay for a stamp.

    I expect the estate agents paid.

    As I understand it, estate agents are not noted philanthropists, and
    require people to pay them for any services they provide.

    Indeed, whoever instructed them would probably be liable. However, most
    agents work on a results basis, so there may not be any liability until
    the flat is actually sold.

    Some EA contracts create a liability on the seller just if the EA
    introduces an able, ready and willing buyer, but hopefully that's not
    the case here.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Wed May 21 21:02:21 2025
    In message <m95gg3FkiglU4@mid.individual.net>, at 09:17:06 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Property sold with vacant possession must be empty of existing tenants
    or other occupiers (whether or not occupation is authorised), and all
    goods and rubbish (subject to the de minimis rule) that substantially
    prevent or interfere with the enjoyment of a substantial part of the
    property on or before completion."


    Almost all property is thus. But when agents put it on the
    particulars they mean, yes they really do mean, "It'll have
    no residents or furniture when you view".
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Roland Perry on Wed May 21 21:39:33 2025
    On 21/05/2025 21:02, Roland Perry wrote:
    In message <m95gg3FkiglU4@mid.individual.net>, at 09:17:06 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Property sold with vacant possession must be empty of existing
    tenants or other occupiers (whether or not occupation is authorised),
    and all goods and rubbish (subject to the de minimis rule) that
    substantially prevent or interfere with the enjoyment of a substantial
    part of the property on or before completion."


    Almost all property is thus. But when agents put it on the
    particulars they mean, yes they really do mean, "It'll have
    no residents or furniture when you view".

    It doesn't have anything to do with when you view but only when you
    complete if you buy. Possession, whether vacant or not, doesn't come
    into it before then.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to Norman Wells on Wed May 21 21:25:10 2025
    On 21 May 2025 at 19:00:36 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 21/05/2025 18:55, GB wrote:
    On 21/05/2025 08:39, Norman Wells wrote:
    On 21/05/2025 06:58, Roland Perry wrote:
    In message <m93e9rFarjpU1@mid.individual.net>, at 14:27:23 on Tue, 20
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon,
    19 May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, >>>>>>>> 19 May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by >>>>>>>>>> people not authorised to do so. My question, however, was >>>>>>>>>> about the solicitor's prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>>> this sale should pay the solicitors. She can then claim it back >>>>>>>>> from the executors once they have probate.

    We've been down that route for other outgoings, and she
    resolutely refuses to pay *anything*, literally not even a
    postage stamp.

    She is legally liable to pay for anything she has contracted with >>>>>>> anyone else, for example estate agents. She has no claim on the >>>>>>> estate as she was acting without its authority and even, perhaps, >>>>>>> contrary to the wishes of the eventual executor(s).

    Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they
    do >>not wish to sell the flat at all. And they would be
    perfectly >>>within their rights not to.

    There is complete agreement the flat needs to be sold ASAP, not
    least because it continues to rack up monthly maintenance charges. >>>>>
    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say.
    Why was she told that?

    For the simple reason that it would sit on the usual suspect house
    sale websites for a minimum of six months as "unsold", and for many
    buyers they would simply think "there must be something wrong with
    the property if it's been on the market that long".

    But she did apparently put it on such a platform. Did she pay for
    that personally, or who did? Someone would have had to, yet you say
    she won't even pay for a stamp.

    I expect the estate agents paid.

    As I understand it, estate agents are not noted philanthropists, and
    require people to pay them for any services they provide.

    But often not until the property is sold. Or when the find a buyer ready, willing and able to buy the property.

    --


    Roger Hayter

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to NOTsomeone@microsoft.invalid on Wed May 21 21:23:37 2025
    On 21 May 2025 at 18:54:19 BST, "GB" <NOTsomeone@microsoft.invalid> wrote:

    On 21/05/2025 06:47, Roland Perry wrote:
    In message <100ho33$271cj$2@dont-email.me>, at 12:12:35 on Tue, 20 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote: >>>>
    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May >>>>> 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>>> May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>>>> not authorised to do so. My question, however, was about the >>>>>>>>> solicitor's prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>> this sale should pay the solicitors. She can then claim it back >>>>>>>> from
    the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>>>>>> refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the sale
    won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any solicitor - to >>>>> be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? It
    might not be helpful but it is entirely their choice. If they lose
    work because of over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with
    you. But, in answer to Roland's point about "given the circumstances",
    I'd say particularly given these circumstances.

    That policy makes no sense because they know the estate has no funds
    (until probate). And unless the banks change their practices to allow
    pre-payments of fees to solicitors (as well as funeral directors and
    HRMC) there's a bottleneck.

    It certainly makes no sense that they bothered quoting for the job, if
    they knew that one of their conditions would be impossible to fulfil.
    So, maybe they didn't know that?

    It's not impossible to fulfil. It just requires one or more of the benefiaries to loan the estate some money.


    --

    Roger Hayter

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Roger Hayter on Wed May 21 22:53:20 2025
    On 21/05/2025 22:25, Roger Hayter wrote:
    On 21 May 2025 at 19:00:36 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 21/05/2025 18:55, GB wrote:
    On 21/05/2025 08:39, Norman Wells wrote:
    On 21/05/2025 06:58, Roland Perry wrote:
    In message <m93e9rFarjpU1@mid.individual.net>, at 14:27:23 on Tue, 20 >>>>> May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 20/05/2025 10:40, Roland Perry wrote:
    In message <m91bg2Fe9hU3@mid.individual.net>, at 19:27:14 on Mon, >>>>>>> 19 May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, >>>>>>>>> 19 May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by >>>>>>>>>>> people not authorised to do so. My question, however, was >>>>>>>>>>> about the solicitor's prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>>>> this sale should pay the solicitors. She can then claim it back >>>>>>>>>> from the executors once they have probate.

    We've been down that route for other outgoings, and she
    resolutely refuses to pay *anything*, literally not even a
    postage stamp.

    She is legally liable to pay for anything she has contracted with >>>>>>>> anyone else, for example estate agents. She has no claim on the >>>>>>>> estate as she was acting without its authority and even, perhaps, >>>>>>>> contrary to the wishes of the eventual executor(s).

    Only with respect to the timeline.

    It may be that they, when they are granted Probate, decide they >>>>>>> do >>not wish to sell the flat at all. And they would be
    perfectly >>>within their rights not to.

    There is complete agreement the flat needs to be sold ASAP, not >>>>>>> least because it continues to rack up monthly maintenance charges. >>>>>>
    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say. >>>>>> Why was she told that?

    For the simple reason that it would sit on the usual suspect house
    sale websites for a minimum of six months as "unsold", and for many
    buyers they would simply think "there must be something wrong with
    the property if it's been on the market that long".

    But she did apparently put it on such a platform. Did she pay for
    that personally, or who did? Someone would have had to, yet you say
    she won't even pay for a stamp.

    I expect the estate agents paid.

    As I understand it, estate agents are not noted philanthropists, and
    require people to pay them for any services they provide.

    But often not until the property is sold. Or when the find a buyer ready, willing and able to buy the property.

    What they should be doing in my view is find a seller entitled and able
    to sell the property. Which the person instructing them isn't as she
    doesn't actually own it.

    Why is that not fraud by false representation contrary to Section 2 of
    the Fraud Act 2006?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Roland Perry on Thu May 22 09:28:11 2025
    On 21/05/2025 07:07, Roland Perry wrote:

    Things have moved on, and the agents apparently also recommended the
    buyers use those same solicitors, who them promptly resigned from being
    the sellers' solicitors.

    I have recommended alternative and trusted solicitors, but they charge
    about twice as much.

    For a recent transaction, where speed was important, I used a firm in Altrincham who aim to answer all correspondence on the day it is
    received. I thought they were very efficient. Not cheap, though!

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Norman Wells on Thu May 22 09:23:07 2025
    On 21/05/2025 22:53, Norman Wells wrote:

    What they should be doing in my view is find a seller entitled and able
    to sell the property.  Which the person instructing them isn't as she doesn't actually own it.

    Why is that not fraud by false representation contrary to Section 2 of
    the Fraud Act 2006?

    Because there's no dishonest intent?

    Because the sale particulars won't promise a particular completion date?

    Because the person instructing the estate agents may have disclosed
    their position fully?

    And, the estate agents may explain that to potential buyers?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to All on Thu May 22 09:37:38 2025
    On 22/05/2025 09:33, GB wrote:
    On 21/05/2025 07:04, Roland Perry wrote:
    In message <100hpnk$2764t$1@dont-email.me>, at 12:40:36 on Tue, 20 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:
    On 19/05/2025 17:48, Roland Perry wrote:
    In message <100fma5$1n006$1@dont-email.me>, at 17:29:58 on Mon, 19
    May  2025, Max Demian <max_demian@bigfoot.com> remarked:

    It must be common for a will to say that the property should be
    sold and the proceeds be distributed amongst the heirs.
     I've not seen one which specifically mentions a property as one of
    the  assets to be liquidated and distributed.

    If probate hasn't been granted, which is likely, it's called a
    "probate sale": it's authorised by the executor(s).

     They can't authorise the land registry transfer until after probate.

    Apparently that can take months, or even years. Doesn't stop the
    purchaser from living in the property.

    Squatting you mean. They can't sign a formal rental agreement pre-
    probate, either.

    Hmm. I don't think that's right. Quoting Chetty (1916):

    “It is quite clear that an executor derives his title and authority from the will of his testator and not from any grant of probate. The personal property of the testator, including all rights of action, vests in him
    upon the testator’s death, and the consequence is that he can institute
    an action in the character of executor before he proves the will. He
    cannot, it is true, obtain a decree before probate, but this is not
    because his title depends on probate, but because the production of
    probate is the only way in which, by the rules of the Court, he is
    allowed to prove his title.”.

    In practice, this means that an executor can validly rent out a property without probate. If the tenant doesn't pay the rent, and the executor
    wants to issue proceedings, he can do so without probate (I think). But,
    he'll need probate before the court can issue judgment.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Roland Perry on Thu May 22 09:33:45 2025
    On 21/05/2025 07:04, Roland Perry wrote:
    In message <100hpnk$2764t$1@dont-email.me>, at 12:40:36 on Tue, 20 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:
    On 19/05/2025 17:48, Roland Perry wrote:
    In message <100fma5$1n006$1@dont-email.me>, at 17:29:58 on Mon, 19
    May  2025, Max Demian <max_demian@bigfoot.com> remarked:

    It must be common for a will to say that the property should be sold
    and the proceeds be distributed amongst the heirs.
     I've not seen one which specifically mentions a property as one of
    the  assets to be liquidated and distributed.

    If probate hasn't been granted, which is likely, it's called a
    "probate sale": it's authorised by the executor(s).

     They can't authorise the land registry transfer until after probate.

    Apparently that can take months, or even years. Doesn't stop the
    purchaser from living in the property.

    Squatting you mean. They can't sign a formal rental agreement pre-
    probate, either.

    Hmm. I don't think that's right. Quoting Chetty (1916):

    “It is quite clear that an executor derives his title and authority from
    the will of his testator and not from any grant of probate. The personal property of the testator, including all rights of action, vests in him
    upon the testator’s death, and the consequence is that he can institute
    an action in the character of executor before he proves the will. He
    cannot, it is true, obtain a decree before probate, but this is not
    because his title depends on probate, but because the production of
    probate is the only way in which, by the rules of the Court, he is
    allowed to prove his title.”.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Thu May 22 11:07:03 2025
    In message <m95e95FkiglU2@mid.individual.net>, at 08:39:16 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    There is complete agreement the flat needs to be sold ASAP, not >>>>least because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say.
    Why was she told that?

    For the simple reason that it would sit on the usual suspect house
    sale websites for a minimum of six months as "unsold", and for many
    buyers they would simply think "there must be something wrong with
    the property if it's been on the market that long".

    But she did apparently put it on such a platform. Did she pay for that >personally, or who did? Someone would have had to, yet you say she
    won't even pay for a stamp.

    She hired an online-only estate agent, who did it speculatively because
    it makes them look they have a viable business/portfolio.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Thu May 22 11:11:52 2025
    In message <100mn6r$3ccbn$3@dont-email.me>, at 09:28:11 on Thu, 22 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 21/05/2025 07:07, Roland Perry wrote:

    Things have moved on, and the agents apparently also recommended the >>buyers use those same solicitors, who them promptly resigned from
    being the sellers' solicitors.

    I have recommended alternative and trusted solicitors, but they
    charge about twice as much.

    For a recent transaction, where speed was important, I used a firm in >Altrincham who aim to answer all correspondence on the day it is
    received. I thought they were very efficient. Not cheap, though!

    The local and fairly reputable solicitors I used for my last purchase
    would accept information/instructions by email.

    But only in the sense that the following morning the receptionist would
    print them out and distribute them with that morning's snail mail.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Thu May 22 11:09:07 2025
    In message <m96s06FrkodU1@mid.individual.net>, at 21:39:33 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 21/05/2025 21:02, Roland Perry wrote:
    In message <m95gg3FkiglU4@mid.individual.net>, at 09:17:06 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Property sold with vacant possession must be empty of existing
    tenants or other occupiers (whether or not occupation is authorised),
    and all goods and rubbish (subject to the de minimis rule) that >>>substantially prevent or interfere with the enjoyment of a
    substantial part of the property on or before completion."

    Almost all property is thus. But when agents put it on the
    particulars they mean, yes they really do mean, "It'll have
    no residents or furniture when you view".

    It doesn't have anything to do with when you view but only when you
    complete if you buy. Possession, whether vacant or not, doesn't come
    into it before then.

    You are being typically perverse, and ignoring the proposition. This is
    about, and only about, the words used on the particulars.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Thu May 22 11:04:01 2025
    In message <m95dseFkiglU1@mid.individual.net>, at 08:32:30 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 21/05/2025 06:50, Roland Perry wrote:
    In message <4071023413.fd0ab00b@uninhabited.net>, at 11:31:50 on Tue,
    20 May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 12:12:35 BST, "GB" <NOTsomeone@microsoft.invalid> >>>wrote:

    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> wrote: >>>>>
    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, 19 May >>>>>> 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>>>> May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by people >>>>>>>>>> not authorised to do so. My question, however, was about the >>>>>>>>>> solicitor's prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>>> this sale should pay the solicitors. She can then claim it >>>>>>>>>back from
    the executors once they have probate.

    We've been down that route for other outgoings, and she resolutely >>>>>>>> refuses to pay *anything*, literally not even a postage stamp.

    Then, either you need to choose different solicitors, or the >>>>>>>sale won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any
    solicitor - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish?
    It might not
    be helpful but it is entirely their choice. If they lose work >>>>>because of
    over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with >>>> you. But, in answer to Roland's point about "given the circumstances", >>>> I'd say particularly given these circumstances.

    I see what you mean. It seems that if these two sisters are the only >>>possible beneficiaries
    They aren't, but it doesn't matter because the other beneficiaries
    also want the flat sold ASAP.

    All the more reason why the appointed executor(s) should have got a
    wiggle on to get Probate sooner.

    and they know the estate is solvent the very fact that they seem
    incapable of making an agreement between themselves to share the risk of >>> payments in advance of probate/letters of administration must raise
    some red flags for the solicitors.
    I can see where you are coming from, but where does this end? What
    if the management company of the flats sued (the *executors
    personally* and not the estate) for the monthly maintenance fees,
    don't you think that would be a poor public policy outcome because it >>would discourage people from becoming (or not resigning from) executorship.

    That is up to them. But the solicitors are not obliged to take any
    risk as regards non-payment, and I don't see any reason why the
    management company should effectively be subbing the estate by not
    having their charges paid on time. The executors are responsible.

    But *only* after probate has been obtained, because until then they
    aren't officially the persons involved (other than for example
    imposters)

    --
    Roland Perry

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Roland Perry on Thu May 22 12:05:35 2025
    On 22/05/2025 11:04, Roland Perry wrote:
    In message <m95dseFkiglU1@mid.individual.net>, at 08:32:30 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 21/05/2025 06:50, Roland Perry wrote:
    In message <4071023413.fd0ab00b@uninhabited.net>, at 11:31:50 on Tue,
    20  May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 12:12:35 BST, "GB" <NOTsomeone@microsoft.invalid>
    wrote:

    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk>
    wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon,
    19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>>>>> May  2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by >>>>>>>>>>> people
    not  authorised to do so. My question, however, was about the >>>>>>>>>>> solicitor's  prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>>>> this  sale should pay the solicitors. She can then claim it >>>>>>>>>> back  from
    the  executors once they have probate.

      We've been down that route for other outgoings, and she
    resolutely
    refuses to pay *anything*, literally not even a postage stamp. >>>>>>>>
    Then, either you need to choose different solicitors, or the
    sale  won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any
    solicitor  - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish?
    It  might not
    be helpful but it is entirely their choice. If they lose work
    because of
    over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with >>>>> you. But, in answer to Roland's point about "given the circumstances", >>>>> I'd say particularly given these circumstances.

    I see what you mean. It seems that if these two sisters are the only
    possible beneficiaries
     They aren't, but it doesn't matter because the other beneficiaries
    also  want the flat sold ASAP.

    All the more reason why the appointed executor(s) should have got a
    wiggle on to get Probate sooner.

    and they know the estate is solvent the very fact that they seem
    incapable of making an agreement between themselves to share the
    risk of
    payments in advance of probate/letters of administration must raise
    some red flags for the solicitors.
     I can see where you are coming from, but where does this end? What
    if  the management company of the flats sued (the *executors
    personally* and  not the estate) for the monthly maintenance fees,
    don't you think that  would be a poor public policy outcome because
    it would discourage people  from becoming (or not resigning from)
    executorship.

    That is up to them.  But the solicitors are not obliged to take any
    risk as regards non-payment, and I don't see any reason why the
    management company should effectively be subbing the estate by not
    having their charges paid on time.  The executors are responsible.

    But *only* after probate has been obtained, because until then they
    aren't officially the persons involved (other than for example imposters)

    I think that is wrong. Executors have duties and responsibilities even
    before Probate, including securing the assets of the deceased and paying
    any debts and bills due to the estate. If it were not so, creditors
    would be unfairly are at the mercy of any dilatory executor. They are
    entitled to what they are owed in normal time.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Roland Perry on Thu May 22 12:11:05 2025
    On 22/05/2025 11:09, Roland Perry wrote:
    In message <m96s06FrkodU1@mid.individual.net>, at 21:39:33 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 21/05/2025 21:02, Roland Perry wrote:
    In message <m95gg3FkiglU4@mid.individual.net>, at 09:17:06 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Property sold with vacant possession must be empty of existing
    tenants or other occupiers (whether or not occupation is
    authorised), and all goods and rubbish (subject to the de minimis
    rule) that substantially prevent or interfere with the enjoyment of
    a substantial  part of the property on or before completion."

      Almost all property is thus. But when agents put it on the
    particulars they mean, yes they really do mean, "It'll have
    no residents or furniture when you view".

    It doesn't have anything to do with when you view but only when you
    complete if you buy.  Possession, whether vacant or not, doesn't come
    into it before then.

    You are being typically perverse, and ignoring the proposition. This is about, and only about, the words used on the particulars.

    Not so. You will not be able to find any reference whatsoever that does
    not include the removal of all goods and possessions from a property
    that is sold 'with vacant possession'. And that is only relevant on the completion date.

    I note that you haven't yet come up with any link at all, despite having
    been requested to do so, and that you just rely on what I think is a
    very faulty misunderstanding of what the expression means in law.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Max Demian@21:1/5 to Roland Perry on Thu May 22 17:38:25 2025
    On 22/05/2025 11:11, Roland Perry wrote:
    In message <100mn6r$3ccbn$3@dont-email.me>, at 09:28:11 on Thu, 22 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 21/05/2025 07:07, Roland Perry wrote:

    Things have moved on, and the agents apparently also recommended the
    buyers use those same solicitors, who them promptly resigned from
    being  the sellers' solicitors.

     I have recommended alternative and trusted solicitors, but they
    charge  about twice as much.

    For a recent transaction, where speed was important, I used a firm in
    Altrincham who aim to answer all correspondence on the day it is
    received. I thought they were very efficient. Not cheap, though!

    The local and fairly reputable solicitors I used for my last purchase
    would accept information/instructions by email.

    But only in the sense that the following morning the receptionist would
    print them out and distribute them with that morning's snail mail.

    How do you know that, and why do you care how they view your emails?

    --
    Max Demian

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Roland Perry on Thu May 22 18:27:26 2025
    On 22/05/2025 11:07, Roland Perry wrote:
    In message <m95e95FkiglU2@mid.individual.net>, at 08:39:16 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

     There is complete agreement the flat needs to be sold ASAP, not
    least  because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the
    market, so the agreement doesn't seem quite as complete as you say.
    Why was she told that?

     For the simple reason that it would sit on the usual suspect house
    sale  websites for a minimum of six months as "unsold", and for many
    buyers  they would simply think "there must be something wrong with
    the property  if it's been on the market that long".

    But she did apparently put it on such a platform.  Did she pay for
    that personally, or who did?  Someone would have had to, yet you say
    she won't even pay for a stamp.

    She hired an online-only estate agent, who did it speculatively because
    it makes them look they have a viable business/portfolio.


    They have succeeded spectacularly well. These properties often hang
    around the market for years.

    Care to name the agent, so that others can benefit from their expertise?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to Max Demian on Thu May 22 18:42:32 2025
    On 22 May 2025 at 17:38:25 BST, "Max Demian" <max_demian@bigfoot.com> wrote:

    On 22/05/2025 11:11, Roland Perry wrote:
    In message <100mn6r$3ccbn$3@dont-email.me>, at 09:28:11 on Thu, 22 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 21/05/2025 07:07, Roland Perry wrote:

    Things have moved on, and the agents apparently also recommended the
    buyers use those same solicitors, who them promptly resigned from
    being the sellers' solicitors.

    I have recommended alternative and trusted solicitors, but they
    charge about twice as much.

    For a recent transaction, where speed was important, I used a firm in
    Altrincham who aim to answer all correspondence on the day it is
    received. I thought they were very efficient. Not cheap, though!

    The local and fairly reputable solicitors I used for my last purchase
    would accept information/instructions by email.

    But only in the sense that the following morning the receptionist would
    print them out and distribute them with that morning's snail mail.

    How do you know that, and why do you care how they view your emails?

    In the same way as one might doubt the professionalism of a firm that used
    only quill pens for correspondence and documents in 1980?

    --

    Roger Hayter

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Jon Ribbens@21:1/5 to Roger Hayter on Thu May 22 18:58:32 2025
    On 2025-05-22, Roger Hayter <roger@hayter.org> wrote:
    On 22 May 2025 at 17:38:25 BST, "Max Demian" <max_demian@bigfoot.com> wrote:

    On 22/05/2025 11:11, Roland Perry wrote:
    In message <100mn6r$3ccbn$3@dont-email.me>, at 09:28:11 on Thu, 22 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 21/05/2025 07:07, Roland Perry wrote:

    Things have moved on, and the agents apparently also recommended the >>>>> buyers use those same solicitors, who them promptly resigned from
    being the sellers' solicitors.

    I have recommended alternative and trusted solicitors, but they
    charge about twice as much.

    For a recent transaction, where speed was important, I used a firm in
    Altrincham who aim to answer all correspondence on the day it is
    received. I thought they were very efficient. Not cheap, though!

    The local and fairly reputable solicitors I used for my last purchase
    would accept information/instructions by email.

    But only in the sense that the following morning the receptionist would
    print them out and distribute them with that morning's snail mail.

    How do you know that, and why do you care how they view your emails?

    In the same way as one might doubt the professionalism of a firm that used only quill pens for correspondence and documents in 1980?

    And the obvious reason one might care is that the procedure described
    means that the emails have no chance of being read until the next
    working day after they are sent, rather than immediately, which is
    usually at least a theoretical possibility with emails.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From GB@21:1/5 to Jon Ribbens on Fri May 23 11:32:07 2025
    On 22/05/2025 19:58, Jon Ribbens wrote:

    The local and fairly reputable solicitors I used for my last purchase
    would accept information/instructions by email.

    But only in the sense that the following morning the receptionist would >>>> print them out and distribute them with that morning's snail mail.

    How do you know that, and why do you care how they view your emails?

    In the same way as one might doubt the professionalism of a firm that used >> only quill pens for correspondence and documents in 1980?

    And the obvious reason one might care is that the procedure described
    means that the emails have no chance of being read until the next
    working day after they are sent, rather than immediately, which is
    usually at least a theoretical possibility with emails.


    Wouldn't you be better off agreeing a service standard with the firm,
    though?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Max Demian@21:1/5 to Roger Hayter on Fri May 23 14:27:12 2025
    On 22/05/2025 19:42, Roger Hayter wrote:
    On 22 May 2025 at 17:38:25 BST, "Max Demian" <max_demian@bigfoot.com> wrote:
    On 22/05/2025 11:11, Roland Perry wrote:

    The local and fairly reputable solicitors I used for my last purchase
    would accept information/instructions by email.

    But only in the sense that the following morning the receptionist would
    print them out and distribute them with that morning's snail mail.

    How do you know that, and why do you care how they view your emails?

    In the same way as one might doubt the professionalism of a firm that used only quill pens for correspondence and documents in 1980?

    Don't they reply by email? A company might say that they won't
    communicate by email, but, in practice, they do.

    --
    Max Demian

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Sun May 25 15:35:10 2025
    In message <100nmpu$3ioqs$2@dont-email.me>, at 18:27:26 on Thu, 22 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 22/05/2025 11:07, Roland Perry wrote:
    In message <m95e95FkiglU2@mid.individual.net>, at 08:39:16 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    There is complete agreement the flat needs to be sold ASAP, not >>>>>>least because it continues to rack up monthly maintenance charges.

    Well, you told us that earlier she was told not to put it on the >>>>>market, so the agreement doesn't seem quite as complete as you say. >>>>>Why was she told that?

    For the simple reason that it would sit on the usual suspect house >>>>sale websites for a minimum of six months as "unsold", and for many >>>>buyers they would simply think "there must be something wrong with
    the property if it's been on the market that long".

    But she did apparently put it on such a platform. Did she pay for
    that personally, or who did? Someone would have had to, yet you say
    she won't even pay for a stamp.

    She hired an online-only estate agent, who did it speculatively
    because it makes them look they have a viable business/portfolio.

    They have succeeded spectacularly well. These properties often hang
    around the market for years.

    Care to name the agent, so that others can benefit from their expertise?

    I jokingly refer to them as "The bad estate agent".
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Sun May 25 15:34:06 2025
    In message <m98eo0F4ln6U1@mid.individual.net>, at 12:05:35 on Thu, 22
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 22/05/2025 11:04, Roland Perry wrote:
    In message <m95dseFkiglU1@mid.individual.net>, at 08:32:30 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 21/05/2025 06:50, Roland Perry wrote:
    In message <4071023413.fd0ab00b@uninhabited.net>, at 11:31:50 on
    Tue, 20 May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 12:12:35 BST, "GB"
    <NOTsomeone@microsoft.invalid> wrote:

    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> >>>>>>>wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, >>>>>>>>19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on Mon, 19 >>>>>>>>>> May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by >>>>>>>>>>>>
    not authorised to do so. My question, however, was about the >>>>>>>>>>>> solicitor's prepayments.

    One practical course is for the daughter who is keen to progress >>>>>>>>>>> this sale should pay the solicitors. She can then claim it >>>>>>>>>>>
    the executors once they have probate.

    We've been down that route for other outgoings, and she >>>>>>>>>>resolutely
    refuses to pay *anything*, literally not even a postage stamp. >>>>>>>>>
    Then, either you need to choose different solicitors, or the >>>>>>>>>sale won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any >>>>>>>>solicitor - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? >>>>>>>It might not
    be helpful but it is entirely their choice. If they lose work >>>>>>>because of
    over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree with >>>>>> you. But, in answer to Roland's point about "given the circumstances", >>>>>> I'd say particularly given these circumstances.

    I see what you mean. It seems that if these two sisters are the
    only possible beneficiaries
    They aren't, but it doesn't matter because the other beneficiaries >>>>also want the flat sold ASAP.

    All the more reason why the appointed executor(s) should have got a >>>wiggle on to get Probate sooner.

    and they know the estate is solvent the very fact that they seem
    incapable of making an agreement between themselves to share the >>>>>risk of
    payments in advance of probate/letters of administration must
    raise some red flags for the solicitors.
    I can see where you are coming from, but where does this end? What >>>>if the management company of the flats sued (the *executors >>>>personally* and not the estate) for the monthly maintenance fees, >>>>don't you think that would be a poor public policy outcome because
    it would discourage people from becoming (or not resigning from) executorship.

    That is up to them. But the solicitors are not obliged to take any
    risk as regards non-payment, and I don't see any reason why the >>>management company should effectively be subbing the estate by not
    having their charges paid on time. The executors are responsible.
    But *only* after probate has been obtained, because until then they >>aren't officially the persons involved (other than for example
    imposters)

    I think that is wrong. Executors have duties and responsibilities even >before Probate, including securing the assets of the deceased

    Yes.

    and paying any debts and bills due to the estate.

    No. They don't have access to the funds.

    If it were not so, creditors would be unfairly are at the mercy of any >dilatory executor. They are entitled to what they are owed in normal
    time.

    Sadly (for them) they aren't.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Sun May 25 15:38:14 2025
    In message <m98f2aF4ln6U2@mid.individual.net>, at 12:11:05 on Thu, 22
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 22/05/2025 11:09, Roland Perry wrote:
    In message <m96s06FrkodU1@mid.individual.net>, at 21:39:33 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 21/05/2025 21:02, Roland Perry wrote:
    In message <m95gg3FkiglU4@mid.individual.net>, at 09:17:06 on Wed,
    21 May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Property sold with vacant possession must be empty of existing >>>>>tenants or other occupiers (whether or not occupation is
    authorised), and all goods and rubbish (subject to the de minimis >>>>>rule) that substantially prevent or interfere with the enjoyment of
    a substantial part of the property on or before completion."

    Almost all property is thus. But when agents put it on the
    particulars they mean, yes they really do mean, "It'll have
    no residents or furniture when you view".

    It doesn't have anything to do with when you view but only when you >>>complete if you buy. Possession, whether vacant or not, doesn't come >>>into it before then.

    You are being typically perverse, and ignoring the proposition. This
    is about, and only about, the words used on the particulars.

    Not so. You will not be able to find any reference whatsoever that
    does not include the removal of all goods and possessions from a
    property that is sold 'with vacant possession'. And that is only
    relevant on the completion date.

    I note that you haven't yet come up with any link at all, despite
    having been requested to do so, and that you just rely on what I think
    is a very faulty misunderstanding of what the expression means in law.

    Groundhog day. Again. It's not what the expression means, it's what
    estate agents say in their particulars.

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to Because I visited their office and on Sun May 25 15:40:09 2025
    In message <100nju1$3i83i$1@dont-email.me>, at 17:38:25 on Thu, 22 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:
    On 22/05/2025 11:11, Roland Perry wrote:
    In message <100mn6r$3ccbn$3@dont-email.me>, at 09:28:11 on Thu, 22
    May 2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 21/05/2025 07:07, Roland Perry wrote:

    Things have moved on, and the agents apparently also recommended
    the buyers use those same solicitors, who them promptly resigned
    from being the sellers' solicitors.

    I have recommended alternative and trusted solicitors, but they >>>>charge about twice as much.

    For a recent transaction, where speed was important, I used a firm
    in Altrincham who aim to answer all correspondence on the day it is >>>received. I thought they were very efficient. Not cheap, though!

    The local and fairly reputable solicitors I used for my last
    purchase would accept information/instructions by email.

    But only in the sense that the following morning the receptionist
    would print them out and distribute them with that morning's snail
    mail.

    How do you know that,

    Because I visited their office and asked them.

    and why do you care how they view your emails?

    If I email a solicitor early in the morning, I expect them to action my
    request the same day. Not wait until the next day before they even print
    out the email and put it in someone's postbox.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Sun May 25 17:10:12 2025
    On 25/05/2025 15:34, Roland Perry wrote:
    In message <m98eo0F4ln6U1@mid.individual.net>, at 12:05:35 on Thu, 22
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 22/05/2025 11:04, Roland Perry wrote:
    In message <m95dseFkiglU1@mid.individual.net>, at 08:32:30 on Wed, 21
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 21/05/2025 06:50, Roland Perry wrote:
    In message <4071023413.fd0ab00b@uninhabited.net>, at 11:31:50 on
    Tue,  20  May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 20 May 2025 at 12:12:35 BST, "GB"
    <NOTsomeone@microsoft.invalid>  wrote:

    On 20/05/2025 11:32, Roger Hayter wrote:
    On 20 May 2025 at 10:38:34 BST, "Roland Perry" <roland@perry.uk> >>>>>>>> wrote:

    In message <100fomn$1nm9h$1@dont-email.me>, at 18:10:47 on Mon, >>>>>>>>> 19 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 19/05/2025 17:45, Roland Perry wrote:
    In message <100fmij$1na26$1@dont-email.me>, at 17:34:26 on >>>>>>>>>>> Mon, 19
    May  2025, GB <NOTsomeone@microsoft.invalid> remarked: >>>>>>>>>>>> On 19/05/2025 15:23, Roland Perry wrote:

    Yes, England. And the offer has been "accepted", albeit by >>>>>>>>>>>>> not  authorised to do so. My question, however, was about the >>>>>>>>>>>>> solicitor's  prepayments.

    One practical course is for the daughter who is keen to >>>>>>>>>>>> progress
    this  sale should pay the solicitors. She can then claim it >>>>>>>>>>>> the  executors once they have probate.

      We've been down that route for other outgoings, and she >>>>>>>>>>> resolutely
    refuses to pay *anything*, literally not even a postage stamp. >>>>>>>>>>
    Then, either you need to choose different solicitors, or the >>>>>>>>>> sale  won't
    progress. That seems to be her call.

    My question, however, was "is it right for them - or any
    solicitor  - to
    be asking for a prepayment, given the circumstances"

    Surely they have a right to take on work on any terms they wish? >>>>>>>> It  might not
    be helpful but it is entirely their choice. If they lose work
    because of
    over-caution that is no-one's business but their own.

    I think it's inherent in my previous answer that I entirely agree >>>>>>> with
    you. But, in answer to Roland's point about "given the
    circumstances",
    I'd say particularly given these circumstances.

    I see what you mean. It seems that if these two sisters are the
    only  possible beneficiaries
     They aren't, but it doesn't matter because the other beneficiaries >>>>> also  want the flat sold ASAP.

    All the more reason why the appointed executor(s) should have got a
    wiggle on to get Probate sooner.

    and they know the estate is solvent the very fact that they seem
    incapable of making an agreement between themselves to share the
    risk of
    payments in advance of probate/letters of administration must
    raise  some red flags for the solicitors.
     I can see where you are coming from, but where does this end? What >>>>> if  the management company of the flats sued (the *executors
    personally* and  not the estate) for the monthly maintenance fees,
    don't you think that  would be a poor public policy outcome because >>>>> it would discourage people  from becoming (or not resigning from)
    executorship.

    That is up to them.  But the solicitors are not obliged to take any
    risk as regards non-payment, and I don't see any reason why the
    management company should effectively be subbing the estate by not
    having their charges paid on time.  The executors are responsible.
     But *only* after probate has been obtained, because until then they
    aren't officially the persons involved (other than for example
    imposters)

    I think that is wrong.  Executors have duties and responsibilities
    even before Probate, including securing the assets of the deceased

    Yes.

    and paying any debts and bills due to the estate.

    No. They don't have access to the funds.

    I think you are wrong about that. All the references I've seen indicate
    that, if you tell the creditors of the death, they *may* be prepared to
    wait until Probate. But they clearly don't have to, especially as large
    sums may be involved and it may be a long drawn out process. There is
    no logical reason why they should be out of pocket pending someone
    else's fiddling about.

    If the executors want to avoid being sued in a personal capacity, which
    is a possibility, they need to get together the funds necessary to pay
    the bills, if necessary out of their own pockets, for them to be
    reimbursed from the estate when Probate is eventually granted.

    If it were not so, creditors would be unfairly are at the mercy of any
    dilatory executor.  They are entitled to what they are owed in normal
    time.

    Sadly (for them) they aren't.

    I think they are. And I think you need to clarify the position with a
    proper legal professional before making such definitive and possibly
    damaging statements.

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  • From Roland Perry@21:1/5 to All on Mon May 26 16:49:04 2025
    In message <m9gtn4Fgu3oU1@mid.individual.net>, at 17:10:12 on Sun, 25
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    I think you need to clarify the position with a proper legal
    professional before making such definitive and possibly damaging
    statements.

    Let's keep this civil, and agree to disagree on the points being
    discussed.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Mon May 26 18:06:50 2025
    On 26/05/2025 16:49, Roland Perry wrote:
    In message <m9gtn4Fgu3oU1@mid.individual.net>, at 17:10:12 on Sun, 25
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    I think you need to clarify the position with a proper legal
    professional before making such definitive and possibly damaging
    statements.

    Let's keep this civil, and agree to disagree on the points being discussed.

    Suggesting getting proper professional advice is civil. It may even be helpful. But that of course means you have to be open to the
    possibility that you may be wrong. If you're absolutely certain you're
    right, so be it. It's not a problem to me.

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  • From Roland Perry@21:1/5 to All on Tue May 27 09:31:36 2025
    In message <m9jldaFu7fcU1@mid.individual.net>, at 18:06:50 on Mon, 26
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 26/05/2025 16:49, Roland Perry wrote:
    In message <m9gtn4Fgu3oU1@mid.individual.net>, at 17:10:12 on Sun, 25
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    I think you need to clarify the position with a proper legal >>>professional before making such definitive and possibly damaging >>>statements.

    Let's keep this civil, and agree to disagree on the points being >>discussed.

    Suggesting getting proper professional advice is civil. It may even be >helpful. But that of course means you have to be open to the
    possibility that you may be wrong. If you're absolutely certain you're >right, so be it. It's not a problem to me.

    I don't need professional advice to understand how the probate system
    works - I've been through it four times the last few years.

    On the other hand, getting professional advice to fill in the forms is a
    good idea - then if the wheels fall off you have someone else to blame.

    Simple example, on the latest probate forms, the cost of the funeral
    director is listed as a "liability at the date of death", even though
    obviously they weren't appointed until after the death.

    The fact they were then paid using the deceased's credit card, which
    should have been frozen, is the icing on the cake. In turn the credit
    card was paid off that month by direct debit from a bank account which
    should also have been frozen**. But the solicitors say this is all
    perfectly in order, and who am I to disagree?

    Meanwhile, EON is owed about 300 and they'll just have to wait. The
    only claim could have on the executors is if there's
    mal-administration(sic) and for example they foolishly distribute all
    the assets (having got probate) to beneficiaries leaving nothing to pay
    EON.

    ** The correct procedure, of course, is for the funeral director to
    send an invoice to the deceased's bank, asking for the funds to be
    released from the frozen account.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Tue May 27 13:00:13 2025
    On 27/05/2025 09:31, Roland Perry wrote:
    In message <m9jldaFu7fcU1@mid.individual.net>, at 18:06:50 on Mon, 26
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 26/05/2025 16:49, Roland Perry wrote:
    In message <m9gtn4Fgu3oU1@mid.individual.net>, at 17:10:12 on Sun, 25
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    I think you need to clarify the position with a proper legal
    professional before making such definitive and possibly damaging
    statements.

     Let's keep this civil, and agree to disagree on the points being
    discussed.

    Suggesting getting proper professional advice is civil.  It may even
    be helpful.  But that of course means you have to be open to the
    possibility that you may be wrong.  If you're absolutely certain
    you're right, so be it.  It's not a problem to me.

    I don't need professional advice to understand how the probate system
    works - I've been through it four times the last few years.

    Though it has to be said you have still thought it necessary to seek
    advice and information here on several different estate matters so
    perhaps it's not quite as simple as you think.

    Specifically, here, we were talking about the monthly maintenance fees
    charged by the management company of the flats and whether they need to
    be paid on time even before Probate is granted, or whether they are automatically suspended until the executors get round in their own good
    time to obtaining Probate.

    It may be true that the executors cannot be sued personally for those
    payments (unless Probate is delayed for so long that it amounts to maladministration), but there may be consequences to the estate if they
    are not maintained, which means they need to consider carefully whether
    they should arrange to pay them themselves and get reimbursed later. In
    the case of a mortgage for example:

    "Typically after the death of a mortgage holder, the monthly payment
    still needs to be paid" because ...

    "Lenders are legally allowed to demand the full sum of the mortgage be
    repaid and hold the right to ‘force’ the sale of a property to reclaim
    any outstanding balance".

    https://www.landc.co.uk/insight/who-is-responsible-for-a-mortgage-after-death

    I would think monthly maintenance fees may be regarded rather like a
    mortgage, and would guess any consequences of non-payment depend on the
    terms of the lease or whatever agreement the management company had with
    the deceased. Has anyone even looked? If so, what does it say?

    On the other hand, getting professional advice to fill in the forms is a
    good idea - then if the wheels fall off you have someone else to blame.

    I think getting professional advice where there is uncertainty is always
    good. It's why professionals exist.

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  • From GB@21:1/5 to Simon Parker on Tue May 27 14:40:16 2025
    On 25/05/2025 09:56, Simon Parker wrote:
    On 22/05/2025 09:28, GB wrote:
    On 21/05/2025 07:07, Roland Perry wrote:

    Things have moved on, and the agents apparently also recommended the
    buyers use those same solicitors, who them promptly resigned from
    being the sellers' solicitors.

    I have recommended alternative and trusted solicitors, but they
    charge about twice as much.

    For a recent transaction, where speed was important, I used a firm in
    Altrincham who aim to answer all correspondence on the day it is
    received. I thought they were very efficient. Not cheap, though!

    Myersons by any chance?


    Haworth Holt Bell.



    Regards

    S.P.


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  • From Roger Hayter@21:1/5 to NOTsomeone@microsoft.invalid on Tue May 27 16:20:58 2025
    On 27 May 2025 at 17:16:13 BST, "GB" <NOTsomeone@microsoft.invalid> wrote:

    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars.
    But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    They all imply much the same thing: Motivated sellers, who aren't going
    to change their minds at the last minute, but may not be able to answer
    all questions fully.

    Indeed. "Vacant possession" is absolutely zero to do with whether anyone is living in the house at the time of viewing.

    --

    Roger Hayter

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  • From Roland Perry@21:1/5 to All on Tue May 27 18:03:33 2025
    In message <m9lnqfF9sukU1@mid.individual.net>, at 13:00:13 on Tue, 27
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 27/05/2025 09:31, Roland Perry wrote:
    In message <m9jldaFu7fcU1@mid.individual.net>, at 18:06:50 on Mon, 26
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 26/05/2025 16:49, Roland Perry wrote:
    In message <m9gtn4Fgu3oU1@mid.individual.net>, at 17:10:12 on Sun,
    25 May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    I think you need to clarify the position with a proper legal >>>>>professional before making such definitive and possibly damaging >>>>>statements.

     Let's keep this civil, and agree to disagree on the points being >>>>discussed.

    Suggesting getting proper professional advice is civil.  It may
    even be helpful.  But that of course means you have to be open to
    the possibility that you may be wrong.  If you're absolutely certain >>>you're right, so be it.  It's not a problem to me.

    I don't need professional advice to understand how the probate
    system works - I've been through it four times the last few years.

    Though it has to be said you have still thought it necessary to seek
    advice and information here on several different estate matters so
    perhaps it's not quite as simple as you think.

    I was asking for opinions on the conduct of one of the executors, and
    ways to avoid them getting themselves into more trouble.

    Specifically, here, we were talking about the monthly maintenance fees >charged by the management company of the flats and whether they need to
    be paid on time even before Probate is granted, or whether they are >automatically suspended until the executors get round in their own good
    time to obtaining Probate.

    The fees aren't "automatically" suspended, but they'll rack up and need
    to be paid once probate is obtained, and after that every month until
    the flat is sold.

    The management companies go to extraordinary lengths to try to persuade executors that the fees should be paid anyway, but don't actually say
    they MUST be paid. Which they would if that were the case, rather than
    crying crocodile tears about it being unfair on them that you
    temporarily aren't contributing to the gardener's salary.

    Or the resident manager, although in this case that post has been vacant
    about a year. [So why is everyone still being charged for the services
    of someone who doesn't exist?]

    It may be true that the executors cannot be sued personally for those >payments (unless Probate is delayed for so long that it amounts to >maladministration), but there may be consequences to the estate if they
    are not maintained, which means they need to consider carefully whether
    they should arrange to pay them themselves and get reimbursed later. In
    the case of a mortgage for example:

    "Typically after the death of a mortgage holder, the monthly payment
    still needs to be paid" because ...

    "Lenders are legally allowed to demand the full sum of the mortgage be
    repaid and hold the right to ‘force’ the sale of a property to
    reclaim any outstanding balance".

    Has that ever happened in practice. Make good story for a consumer
    program.

    https://www.landc.co.uk/insight/who-is-responsible-for-a-mortgage-after-death

    I would think monthly maintenance fees may be regarded rather like a >mortgage,

    Of course not, they are entirely different animals.

    and would guess any consequences of non-payment depend on the terms of
    the lease or whatever agreement the management company had with the
    deceased. Has anyone even looked? If so, what does it say?

    The management company could sue the deceased, but they are in enough
    trouble already with their public image, and everyone would laugh at
    them.

    On the other hand, getting professional advice to fill in the forms
    is a good idea - then if the wheels fall off you have someone else to >>blame.

    I think getting professional advice where there is uncertainty is
    always good. It's why professionals exist.

    The problem is finding professionals who give *correct* advice.
    --
    Roland Perry

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  • From GB@21:1/5 to Roland Perry on Tue May 27 17:16:13 2025
    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars.
    But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    They all imply much the same thing: Motivated sellers, who aren't going
    to change their minds at the last minute, but may not be able to answer
    all questions fully.

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  • From Roland Perry@21:1/5 to All on Tue May 27 18:29:06 2025
    In message <1014ogd$2mn80$1@dont-email.me>, at 17:16:13 on Tue, 27 May
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars.
    But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    They all imply much the same thing: Motivated sellers, who aren't going
    to change their minds at the last minute, but may not be able to answer
    all questions fully.


    Just did a search of a random estate agent's site, and the first page
    has these as the clickbait headlines for each property in turn...

    What a location
    Vacant Possession! (Their emphasis)
    Detached family home
    Two bedroom Terrace house

    etc.

    Although it would extraordinary if all of them didn't have vacant
    possession on completion.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Tue May 27 18:30:21 2025
    In message <6285829980.a7dd5be1@uninhabited.net>, at 16:20:58 on Tue, 27
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 27 May 2025 at 17:16:13 BST, "GB" <NOTsomeone@microsoft.invalid> wrote:

    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars.
    But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    They all imply much the same thing: Motivated sellers, who aren't going
    to change their minds at the last minute, but may not be able to answer
    all questions fully.

    Indeed. "Vacant possession" is absolutely zero to do with whether anyone is >living in the house at the time of viewing.

    That's right, but it's the words frequently used by agents to attempt to
    entice more viewings.
    --
    Roland Perry

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  • From Roger Hayter@21:1/5 to Roland Perry on Tue May 27 18:04:57 2025
    On 27 May 2025 at 18:30:21 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <6285829980.a7dd5be1@uninhabited.net>, at 16:20:58 on Tue, 27
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 27 May 2025 at 17:16:13 BST, "GB" <NOTsomeone@microsoft.invalid> wrote: >>
    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars.
    But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    They all imply much the same thing: Motivated sellers, who aren't going
    to change their minds at the last minute, but may not be able to answer
    all questions fully.

    Indeed. "Vacant possession" is absolutely zero to do with whether anyone is >> living in the house at the time of viewing.

    That's right, but it's the words frequently used by agents to attempt to entice more viewings.

    Salesmen are more noted for confidence in the value of their words than for accurately describing what they are selling. The rest of us may be satisfied
    to describe what they are doing as lying.

    --

    Roger Hayter

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  • From Roland Perry@21:1/5 to All on Tue May 27 19:46:11 2025
    In message <6909724343.bd12ebd5@uninhabited.net>, at 18:04:57 on Tue, 27
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 27 May 2025 at 18:30:21 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <6285829980.a7dd5be1@uninhabited.net>, at 16:20:58 on Tue, 27
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 27 May 2025 at 17:16:13 BST, "GB" <NOTsomeone@microsoft.invalid> wrote: >>>
    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars. >>>> But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    They all imply much the same thing: Motivated sellers, who aren't going >>>> to change their minds at the last minute, but may not be able to answer >>>> all questions fully.

    Indeed. "Vacant possession" is absolutely zero to do with whether anyone is >>> living in the house at the time of viewing.

    That's right, but it's the words frequently used by agents to attempt to
    entice more viewings.

    Salesmen are more noted for confidence in the value of their words than for >accurately describing what they are selling. The rest of us may be satisfied >to describe what they are doing as lying.

    They aren't lying, because the houses listed as "Vacant Possession" will
    indeed be vacant possession on completion. But so will [almost] all the
    rest.

    However, they are misusing-the expression because what they mean is
    "It'll be empty/unoccupied when you view it"
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Tue May 27 19:19:55 2025
    On 27/05/2025 18:03, Roland Perry wrote:
    In message <m9lnqfF9sukU1@mid.individual.net>, at 13:00:13 on Tue, 27
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 27/05/2025 09:31, Roland Perry wrote:
    In message <m9jldaFu7fcU1@mid.individual.net>, at 18:06:50 on Mon, 26
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 26/05/2025 16:49, Roland Perry wrote:
    In message <m9gtn4Fgu3oU1@mid.individual.net>, at 17:10:12 on Sun,
    25  May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    I think you need to clarify the position with a proper legal
    professional before making such definitive and possibly damaging
    statements.

     Let's keep this civil, and agree to disagree on the points being
    discussed.

    Suggesting getting proper professional advice is civil.  It may even
    be helpful.  But that of course means you have to be open to the
    possibility that you may be wrong.  If you're absolutely certain
    you're right, so be it.  It's not a problem to me.

     I don't need professional advice to understand how the probate
    system  works - I've been through it four times the last few years.

    Though it has to be said you have still thought it necessary to seek
    advice and information here on several different estate matters so
    perhaps it's not quite as simple as you think.

    I was asking for opinions on the conduct of one of the executors, and
    ways to avoid them getting themselves into more trouble.

    Well, now you're getting an opinion on the conduct of the named executor
    in the case we're considering, including the time taken and her responsibilities before Probate is granted.

    Specifically, here, we were talking about the monthly maintenance fees
    charged by the management company of the flats and whether they need
    to be paid on time even before Probate is granted, or whether they are
    automatically suspended until the executors get round in their own
    good time to obtaining Probate.

    The fees aren't "automatically" suspended, but they'll rack up and need
    to be paid once probate is obtained, and after that every month until
    the flat is sold.

    I'm saying that, like a mortgage, they may need to be paid each month
    when due even before Probate, in order to avoid any consequences for the estate, which it is her duty to secure and protect. I don't think she
    can decide unilaterally to suspend payment and rack up the charges for
    as long as she likes.

    The management companies go to extraordinary lengths to try to persuade executors that the fees should be paid anyway

    That's perfectly understandable. They are owed the fees. They are
    entitled to receive them on time, and should not have to wait for
    perhaps several months while others do their own thing in their own
    sweet time, before they do. It may be out of compassion they will agree
    to a temporary suspension, but that is a matter for them and is not, I
    think, for the executor to demand.

    but don't actually say
    they MUST be paid. Which they would if that were the case, rather than
    crying crocodile tears about it being unfair on them that you
    temporarily aren't contributing to the gardener's salary.

    Maybe the consequence of non-payment is termination of the lease and a
    forced auction sale of the flat? I don't know what any agreement says,
    but I guess that sort of thing would not be in the estate's best interests.

    Or the resident manager, although in this case that post has been vacant about a year. [So why is everyone still being charged for the services
    of someone who doesn't exist?]

    That's a different question entirely.

    It may be true that the executors cannot be sued personally for those
    payments (unless Probate is delayed for so long that it amounts to
    maladministration), but there may be consequences to the estate if
    they are not maintained, which means they need to consider carefully
    whether they should arrange to pay them themselves and get reimbursed
    later. In the case of a mortgage for example:

    "Typically after the death of a mortgage holder, the monthly payment
    still needs to be paid" because ...

    "Lenders are legally allowed to demand the full sum of the mortgage be
    repaid and hold the right to ‘force’ the sale of a property to reclaim >> any outstanding balance".

    Has that ever happened in practice.

    I'm sure it has, many, many times. It's even got a name, foreclosure.

    Make good story for a consumer program.

    https://www.landc.co.uk/insight/who-is-responsible-for-a-mortgage-
    after-death

    I would think monthly maintenance fees may be regarded rather like a
    mortgage,

    Of course not, they are entirely different animals.

    They are both ongoing monthly charges to do with and probably secured on
    a residential property. Non-payment has consequences.

    and would guess any consequences of non-payment depend on the terms of
    the lease or whatever agreement the management company had with the
    deceased.  Has anyone even looked?  If so, what does it say?

    The management company could sue the deceased, but they are in enough
    trouble already with their public image, and everyone would laugh at them.

    No-one can sue a deceased person. That seems to be a misapprehension on
    your part.

    But there's nothing shameful in suing anyone for what is owed to you.

    On the other hand, getting professional advice to fill in the forms
    is a  good idea - then if the wheels fall off you have someone else
    to blame.

    I think getting professional advice where there is uncertainty is
    always good.  It's why professionals exist.

    The problem is finding professionals who give *correct* advice.

    Part of the problem may lie in your interpretation of 'correct'.

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  • From Mark Goodge@21:1/5 to NOTsomeone@microsoft.invalid on Tue May 27 21:17:26 2025
    On Tue, 27 May 2025 17:16:13 +0100, GB <NOTsomeone@microsoft.invalid> wrote:

    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars.
    But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    "Vacant possession" is a phrase associated with tenanted or commercial property. It basically means that there will be no sitting tenant on
    completion day, leaving the new owner free to do what they want (refurbish, occupy personally, find a new tenant) with an empty property rather than inheriting a tenant from the previous owner. It's not a phrase typically associated with a sale from one owner-ocupier to another.

    It doesn't mean that the property is already unoccupied at the time of
    viewing. Typically, tenanted residential properties will still be occupied during the marketing phase. Once the sale is agreed, the tenant will be
    issued with a Section 21 notice terminating the tenancy on a date prior to
    the completion date of the sale, thus ensuring vacant possession. But vacant possession (ie, the tenant will be gone by then) is typically also a
    condition of the sale, meaning that if, for any reason, the tenant has not moved out by completion day, the transaction fails and the buyer is not
    obliged to complete.

    https://www.propertyinvestmentsuk.co.uk/vacant-possession/

    Mark

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  • From Roland Perry@21:1/5 to All on Wed May 28 06:12:27 2025
    In message <9q6c3kls84fhtc0rj7i4lob663m8h9trnc@4ax.com>, at 21:17:26 on
    Tue, 27 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Tue, 27 May 2025 17:16:13 +0100, GB <NOTsomeone@microsoft.invalid> wrote:

    On 25/05/2025 15:38, Roland Perry wrote:

    "Vacant possession" for the umpteenth time, is what they commonly
    describe a house that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.

    I haven't seen that particular phrase used by EAs on their particulars. >>But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    "Vacant possession" is a phrase associated with tenanted or commercial >property. It basically means that there will be no sitting tenant on >completion day, leaving the new owner free to do what they want (refurbish, >occupy personally, find a new tenant) with an empty property rather than >inheriting a tenant from the previous owner. It's not a phrase typically >associated with a sale from one owner-ocupier to another.

    It doesn't mean that the property is already unoccupied at the time of >viewing.

    When (mis)used in estate agent particulars for UNTENANTED OWNER OCCUPIER properties, that's exactly what it means.

    Typically, tenanted residential properties will still be occupied
    during the marketing phase. Once the sale is agreed, the tenant will be >issued with a Section 21 notice terminating the tenancy on a date prior to >the completion date of the sale, thus ensuring vacant possession. But vacant >possession (ie, the tenant will be gone by then) is typically also a >condition of the sale, meaning that if, for any reason, the tenant has not >moved out by completion day, the transaction fails and the buyer is not >obliged to complete.

    https://www.propertyinvestmentsuk.co.uk/vacant-possession/

    Mark


    --
    Roland Perry

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  • From Theo@21:1/5 to Roger Hayter on Wed May 28 10:27:11 2025
    Roger Hayter <roger@hayter.org> wrote:
    That raises an interesting though-experiment. Which may or may not apply to all contracts, not just property sales. A signs a contract in his solicitor's office; then drops dead. Is the solicitor obliged to send the signed document to the other party or can he tear it up? Can he take advice from the presumed heirs?

    Could that contract be deemed frustrated since A is now dead? Even if contracts are exchanged A cannot complete on it (for example, move all their stuff out of the house they're selling). Their heirs may wish to do so, but can only act once probate has completed.

    I suppose if the transaction required no action on A's part (sell a field, receive money) then it could be argued there is no frustration and the transaction can proceed.

    Things like this must happen all the time on a small scale: A orders
    something, item is shipped, A drops dead, item is then delivered. Could A's executors attempt to reverse the transaction and send the item back?

    Theo

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  • From Norman Wells@21:1/5 to Roland Perry on Wed May 28 10:53:03 2025
    On 28/05/2025 06:12, Roland Perry wrote:
    In message <m9me2aFd3hnU1@mid.individual.net>, at 19:19:55 on Tue, 27
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    On 27/05/2025 18:03, Roland Perry wrote:
    In message <m9lnqfF9sukU1@mid.individual.net>, at 13:00:13 on Tue, 27
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 27/05/2025 09:31, Roland Perry wrote:
    In message <m9jldaFu7fcU1@mid.individual.net>, at 18:06:50 on Mon,
    26  May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 26/05/2025 16:49, Roland Perry wrote:
    In message <m9gtn4Fgu3oU1@mid.individual.net>, at 17:10:12 on
    Sun,  25  May 2025, Norman Wells <hex@unseen.ac.am> remarked:

    I think you need to clarify the position with a proper legal
    professional before making such definitive and possibly damaging

     Let's keep this civil, and agree to disagree on the points being >>>>>>> discussed.

    Suggesting getting proper professional advice is civil.  It may
    even  be helpful.  But that of course means you have to be open to >>>>>> the  possibility that you may be wrong.  If you're absolutely
    certain  you're right, so be it.  It's not a problem to me.

     I don't need professional advice to understand how the probate
    system  works - I've been through it four times the last few years.

    Though it has to be said you have still thought it necessary to seek
    advice and information here on several different estate matters so
    perhaps it's not quite as simple as you think.
     I was asking for opinions on the conduct of one of the executors,
    and  ways to avoid them getting themselves into more trouble.

    Well, now you're getting an opinion on the conduct of the named
    executor in the case we're considering, including the time taken and
    her responsibilities before Probate is granted.

    Specifically, here, we were talking about the monthly maintenance fees >>>> charged by the management company of the flats and whether they need
    to be paid on time even before Probate is granted, or whether they
    are  automatically suspended until the executors get round in their
    own  good time to obtaining Probate.
     The fees aren't "automatically" suspended, but they'll rack up and
    need  to be paid once probate is obtained, and after that every month
    until  the flat is sold.

    I'm saying that, like a mortgage, they may need to be paid each month
    when due even before Probate, in order to avoid any consequences for
    the estate, which it is her duty to secure and protect.  I don't think
    she can decide unilaterally to suspend payment and rack up the charges
    for as long as she likes.

    The management companies go to extraordinary lengths to try to
    persuade  executors that the fees should be paid anyway

    That's perfectly understandable.  They are owed the fees.  They are
    entitled to receive them on time, and should not have to wait for
    perhaps several months while others do their own thing in their own
    sweet time, before they do.  It may be out of compassion they will
    agree to a temporary suspension, but that is a matter for them and is
    not, I think, for the executor to demand.

    but don't actually say  they MUST be paid. Which they would if that
    were the case, rather than  crying crocodile tears about it being
    unfair on them that you  temporarily aren't contributing to the
    gardener's salary.

    Maybe the consequence of non-payment is termination of the lease and a
    forced auction sale of the flat?  I don't know what any agreement
    says, but I guess that sort of thing would not be in the estate's best
    interests.

    Or the resident manager, although in this case that post has been
    vacant  about a year. [So why is everyone still being charged for the
    services  of someone who doesn't exist?]

    That's a different question entirely.

    It may be true that the executors cannot be sued personally for
    those  payments (unless Probate is delayed for so long that it
    amounts to  maladministration), but there may be consequences to the
    estate if  they are not maintained, which means they need to
    consider carefully  whether they should arrange to pay them
    themselves and get reimbursed  later. In the case of a mortgage for
    example:

    "Typically after the death of a mortgage holder, the monthly payment
    still needs to be paid" because ...

    "Lenders are legally allowed to demand the full sum of the mortgage
    be  repaid and hold the right to ‘force’ the sale of a property to >>>> reclaim  any outstanding balance".
     Has that ever happened in practice.

    I'm sure it has, many, many times.  It's even got a name, foreclosure.

    Make good story for a consumer program.

    https://www.landc.co.uk/insight/who-is-responsible-for-a-mortgage-
    after-death

    I would think monthly maintenance fees may be regarded rather like a
    mortgage,
     Of course not, they are entirely different animals.

    They are both ongoing monthly charges to do with and probably secured
    on a residential property.  Non-payment has consequences.

    and would guess any consequences of non-payment depend on the terms
    of  the lease or whatever agreement the management company had with
    the  deceased.  Has anyone even looked?  If so, what does it say?
     The management company could sue the deceased, but they are in
    enough  trouble already with their public image, and everyone would
    laugh at them.

    No-one can sue a deceased person.  That seems to be a misapprehension
    on your part.

    But there's nothing shameful in suing anyone for what is owed to you.

    On the other hand, getting professional advice to fill in the forms
    is a  good idea - then if the wheels fall off you have someone else >>>>> to blame.

    I think getting professional advice where there is uncertainty is
    always good.  It's why professionals exist.
     The problem is finding professionals who give *correct* advice.

    Part of the problem may lie in your interpretation of 'correct'.

    We are simply going round in circles (and you keep introducing new red herrings). Are you not capable of agreeing to disagree, like I asked
    several postings ago?

    Believe it or not, all my comments have been made in good faith. To
    avoid what I see as potential difficulties, she needs better advice,
    from a professional, than she seems to have had so far.

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  • From Roger Hayter@21:1/5 to All on Wed May 28 10:20:28 2025
    On 28 May 2025 at 10:27:11 BST, "Theo" <theom+news@chiark.greenend.org.uk> wrote:

    Roger Hayter <roger@hayter.org> wrote:
    That raises an interesting though-experiment. Which may or may not apply to >> all contracts, not just property sales. A signs a contract in his solicitor's
    office; then drops dead. Is the solicitor obliged to send the signed document
    to the other party or can he tear it up? Can he take advice from the presumed
    heirs?

    Could that contract be deemed frustrated since A is now dead? Even if contracts are exchanged A cannot complete on it (for example, move all their stuff out of the house they're selling). Their heirs may wish to do so, but can only act once probate has completed.

    Although I cannot give a legal proof I think executors have some power to complete existing contracts before probate.





    I suppose if the transaction required no action on A's part (sell a field, receive money) then it could be argued there is no frustration and the transaction can proceed.

    Things like this must happen all the time on a small scale: A orders something, item is shipped, A drops dead, item is then delivered. Could A's executors attempt to reverse the transaction and send the item back?

    Theo

    Presumably the executors have exactly the same rights to return goods as the deceased would have if alive. A contract to deliver goods to the deceased's house seems unlikely to be significantly affected by the deceased's death. Contracts for personal services may be different.


    --

    Roger Hayter

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  • From Mark Goodge@21:1/5 to Roland Perry on Wed May 28 14:21:12 2025
    On Wed, 28 May 2025 06:12:27 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <9q6c3kls84fhtc0rj7i4lob663m8h9trnc@4ax.com>, at 21:17:26 on
    Tue, 27 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Tue, 27 May 2025 17:16:13 +0100, GB <NOTsomeone@microsoft.invalid> wrote: >>
    I haven't seen that particular phrase used by EAs on their particulars. >>>But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in >>>possession'. ('We have keys' is a more subtle version.)

    "Vacant possession" is a phrase associated with tenanted or commercial >>property. It basically means that there will be no sitting tenant on >>completion day, leaving the new owner free to do what they want (refurbish, >>occupy personally, find a new tenant) with an empty property rather than >>inheriting a tenant from the previous owner. It's not a phrase typically >>associated with a sale from one owner-ocupier to another.

    It doesn't mean that the property is already unoccupied at the time of >>viewing.

    When (mis)used in estate agent particulars for UNTENANTED OWNER OCCUPIER >properties, that's exactly what it means.

    I've never seen it used in that scenario. But this thread isn't about an owner-ocupier to owner-ocupier sale. It's about an executor sale. In that context, the term "vacant possession" is relevant because it's a guarantee
    to potential purchasers that the inheritors of the property have no plans to occupy it. In which case, it will be vacant at the time of viewing. But
    that's immaterial, because the phrase doesn't refer to viewing, it refers to possession.

    If you don't believe me, here are extracts from the top five results of a DuckDuckGo search for "what does vacant possession mean":

    Vacant possession means the property must be clear of all residents (or
    tenants) when the sale is completed and contain only the physical items
    that have been pre-agreed to stay where they are.

    https://www.propertyinvestmentsuk.co.uk/vacant-possession/

    When buying or selling a house, the term vacant possession simply means
    that the house youre buying or selling must be empty on the day of
    completion.

    https://myhomemoveconveyancing.co.uk/buyers/finding-a-home/what-does-vacant-possession-mean/

    Vacant possession means a buyer and a seller have agreed a property will
    be empty of tenants or occupiers by the date of completion.

    https://lawhive.co.uk/knowledge-hub/property/what-does-vacant-possession-mean/

    When buying or selling a property with vacant possession the property
    needs to be empty on the day of completion. This means the sellers or
    tenants have moved out and removed all of their belongings, only leaving
    behind items that have been agreed with the buyer.

    https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/what-is-vacant-possession/

    If a property is sold with vacant possession, it means that the property
    must be empty of dwellers and possessions on the date of completion. The
    completion date is when the property officially changes hands from the
    seller to the buyer.

    https://assetsforlife.co.uk/vacant-possession/

    Just for teh lolz, I also asked ChatGPT, and it told me:

    Vacant possession is a legal term commonly used in property transactions.
    It means that the property being sold, leased, or transferred must be
    empty of people, possessions, and any legal interests not agreed upon by
    the buyer or new tenant at the time of handover.

    And an artificial second opinion was obtained from Gemini, which told me:

    In real estate, vacant possession means that a property will be free of
    occupants (including the seller or any tenants) and their belongings on
    the date of completion of the sale or the end of a lease agreement.

    None of those refer to the property being empty at the time of viewing. Obviously, a property which is empty at the time of viewing will almost certainly be offered with vacant possession, and an executor sale with
    vacant possession will usually (but not always) be empty at the time of viewing. But viewing and possession are different things, so the fact that a property is empty when viewed does not necessarily imply vacant possession while a property sold with vacant possession might nonetheless be occupied
    at the time of viewing.

    Mark

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  • From Norman Wells@21:1/5 to Simon Parker on Wed May 28 15:08:37 2025
    On 28/05/2025 13:30, Simon Parker wrote:
    On 28/05/2025 10:53, Norman Wells wrote:
    On 28/05/2025 06:12, Roland Perry wrote:

    We are simply going round in circles (and you keep introducing new
    red herrings). Are you not capable of agreeing to disagree, like I
    asked several postings ago?

    Believe it or not, all my comments have been made in good faith.  To
    avoid what I see as potential difficulties, she needs better advice,
    from a professional, than she seems to have had so far.

    Claiming that "all my comments have been made in good faith" is
    nonsensical in a legal newsgroup as there is no contractual relationship between parties here making the claim utterly meaningless.

    That aside, it can be argued that bringing "good faith" to the
    discussion suggests that there is empathy to a counterparty's position
    which anyone with any experience of your posts will know most certainly
    does not apply meaning it can be argued whether or not your posts here
    are, in fact, "made in good faith".

    Sorry, but it's not actually necessary to be in a contractual
    relationship to comment in good faith. It applies in real life too.

    In this thread, you have stated that maintenance fees due to a
    management company are "like a mortgage".

    What I actually said was 'monthly maintenance fees may be regarded
    rather like a mortgage' which is somewhat different. I then went on to
    say why. Which you've ignored.

    You have also said, "It may be out of compassion they [the managing
    agent] will agree to a temporary suspension [of the fees due], but that
    is a matter for them and is not, I think, for the executor to demand."

    And furthermore that you "would guess any consequences of non-payment
    depend on the terms of the lease or whatever agreement the management
    company had with the deceased."

    In short, you're providing nothing but guesses based on what you think
    the law is whilst expecting they are treated as gospel if no-one weighs
    in to contradict them.

    Not so. We haven't seen the terms of the lease, so the best we can do
    is guess at what they are.

    On that basis, allow me to weigh in on the matter.

    The key overarching principle in such matters is to ensure that the
    landlord does not do anything that waives their right of forfeiture,
    either expressly or (more likely) involuntarily as once that right has
    been waived, forfeiture is simply no longer available in respect of the breach, in most cases.

    Should waiver happen, whilst enforcement options are not lost
    completely, they are limited to less effective remedies.

    Perhaps more importantly for a landlord keeping an eye on the bottom
    line, as you suggest they ought to do, is that where the right to
    recover enforcement costs is tied to the right of forfeiture they may
    risk being unable to recover some of all of the costs incurred in any
    action for remedy of the breach.

    Any landlord must therefore be vigilant about what waiver is and ensure
    it does not occur, accidentally or otherwise, and yet I see no mention
    of the term, much less a reference to it, even tangentially, with some
    of your "good faith" advice likely to lead waiver occurring.

    For the record, waiver occurs when, after knowledge of a specific once
    and for all breach, the landlord (or their "representative") acts in
    such a way as to recognise the continuance of the lease despite the breach.

    A couple of simple (and likely accidental) methods by which waiver could occur would include demanding / accepting rent or other charges, and answering an LPE1 request when marketing a property for sale.

    In the case of most breaches of a lease, an act of waiver is fatal to
    the right of forfeiture.

    In light of the foregoing, do you 'guess' that "agree[ing] to a
    temporary suspension [of the fees due]" is sound advice?

    I'm not advising the landlord. But it's exactly what your suggestion is
    below, ie a 'grace period'. As far as I'm aware, that amounts to a
    temporary suspension with any accrued amount to be paid later.

    Do you still 'think' that maintenance fees are "like a mortgage"?

    They may be regarded rather like one, yes. For the reasons I gave.

    The typical advice for personal representative(s) (PR) is to contact the landlord as soon as practicable following the death and advise that they
    are applying for Grant of Probate / Letters of Administration.

    It is customary for the landlord to allow a grace period of three months following notification of the death at which point they should apply to
    the Probate Registry for a copy of the application.

    So, 'customary', not 'necessary'. It is, as I said, not for the
    deceased's executor to suspend payments unilaterally as if it's her
    right, but only to do so with the landlord's agreement, which it appears
    they don't have.

    From that point forward, the landlord should address all correspondence
    to "[name] as personal representative of the Estate of [name of deceased leaseholder]" typically allowing a further three months for the PR to
    begin organising the estate.

    'Typically'. Again, it's clearly not up to the executor alone.

    Anyway, we were told originally that the flat has been marketed since
    the New Year, which would indicate that the death occurred at least 6
    months ago, and the 'typical and 'customary' periods you indicate have
    been exceeded.

    And still Probate has not been granted.

    During this six month period, the landlord may wish to enquire of the PR
    how matters are progressing but it would be unusual to issue a demand
    for payment until at least the expiration of six months after the date
    of death.

    After the six months has elapsed,

    ... which it will have done by now ...

    the landlord may wish to commence
    their usual debt recovery process but must have regard for any act of
    waiver in so doing.  For that reason, it may be prudent to serve notices pursuant to section 20B of the Landlord and Tenant Act 1985 (LTA) in
    respect of those sums so as to protect the landlord's right to recover
    those charges later rather than issuing the withheld demands for
    accruing service charges but that would require specific legal advice.

    It's *his* choice how to proceed. He is perfectly within his rights to
    sue for debt recovery, and to take whatever other action *he* is
    entitled to under the terms of the lease.

    Note that, for the unwary, a "deadly embrace" can occur here if care is
    not exercised as the PR may be relying upon the proceeds from the sale
    of the property to satisfy the management fees due whilst the landlord
    should be reluctant to provide answers to LPE1 pre-sale enquiries
    required for the sale to proceed as this may prejudice their position.
    (See "Waiver" above.)

    In short, the matter is not nearly so clear-cut as you "think" or
    "guess" but rather can be extremely complicated for the unwary (from
    both sides) with financial implications all round regardless of your
    "good faith" advice.

    In this specific case, the personal representatives would be well
    advised to contact the landlord at the earliest possible opportunity and explain the situation in detail.

    Yes, because of the consequences to the estate about which I've been
    concerned and have expressed here. The assumption from others has been
    that the executor can delay paying the management fees essentially for
    as long as she likes because she doesn't yet have access to the estate's
    funds as Probate hasn't yet been granted. Even on your analysis, that's
    wrong and it's a dangerous game to play.

    If the landlord believes the PR is delaying unduly, they may wish to
    serve notices pursuant to section 20B of the LTA but should seek
    specific legal advice before doing so.

    On the other hand, they may be able to just terminate the lease.

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  • From billy bookcase@21:1/5 to Roland Perry on Wed May 28 15:11:55 2025
    "Roland Perry" <roland@perry.uk> wrote in message news:PiDoMtvWtyMoFAJl@perry.uk...

    "Vacant possession" for the umpteenth time, is what they commonly describe a house
    that's empty when you view. Nothing whatsoever to
    do with happens after the completion of the sale.


    Except that the one thing that "does" happen after the completion of the
    sale is the actual "possession" of the vacant property, by the purchaser.

    Whereas, whatever it is that viewers of a property are doing prior to
    sale, it certainly isn't "possessing" it.

    But apart from those minor details...


    bb

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  • From GB@21:1/5 to Simon Parker on Wed May 28 18:59:20 2025
    On 28/05/2025 13:24, Simon Parker wrote:
    On 27/05/2025 14:40, GB wrote:
    On 25/05/2025 09:56, Simon Parker wrote:
    On 22/05/2025 09:28, GB wrote:

    For a recent transaction, where speed was important, I used a firm
    in Altrincham who aim to answer all correspondence on the day it is
    received. I thought they were very efficient. Not cheap, though!

    Myersons by any chance?


    Haworth Holt Bell.

    £225 per hour, when the person likely to be doing most of the work is
    not a solicitor is indeed in the "not cheap" category, in my book.

    Then again, you get what you pay for.  You said speed was important and
    were willing (note that I've said "willing" and have avoided saying
    "happy" :-)) to pay a premium for that speed so everybody seems to have
    got what they wanted from the transaction.

    Thanks for answering.

    Are Myersons good, then? And, cheaper? :)

    Regards

    S.P.


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  • From Mark Goodge@21:1/5 to billy bookcase on Wed May 28 21:11:00 2025
    On Wed, 28 May 2025 15:11:55 +0100, "billy bookcase" <billy@anon.com> wrote:

    Except that the one thing that "does" happen after the completion of the
    sale is the actual "possession" of the vacant property, by the purchaser.

    Whereas, whatever it is that viewers of a property are doing prior to
    sale, it certainly isn't "possessing" it.

    Apropos nothing in particular, this subthread reminds me of the old joke:

    What happens if you don't pay your exorcist?

    You get repossessed!

    Mark

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  • From Norman Wells@21:1/5 to Simon Parker on Thu May 29 17:17:03 2025
    On 29/05/2025 12:40, Simon Parker wrote:
    On 28/05/2025 15:08, Norman Wells wrote:
    On 28/05/2025 13:30, Simon Parker wrote:
    On 28/05/2025 10:53, Norman Wells wrote:

    Believe it or not, all my comments have been made in good faith.  To
    avoid what I see as potential difficulties, she needs better advice,
    from a professional, than she seems to have had so far.

    Claiming that "all my comments have been made in good faith" is
    nonsensical in a legal newsgroup as there is no contractual
    relationship between parties here making the claim utterly meaningless.

    That aside, it can be argued that bringing "good faith" to the
    discussion suggests that there is empathy to a counterparty's
    position which anyone with any experience of your posts will know
    most certainly does not apply meaning it can be argued whether or not
    your posts here are, in fact, "made in good faith".

    Sorry, but it's not actually necessary to be in a contractual
    relationship to comment in good faith.  It applies in real life too.

    It can,

    Thank you. Then you agree with me.

    but not to the majority of what you post for the reason given -
    your posts to this thread being a perfect example that you are incapable
    of displaying empathy to a counterparty's position and therefore cannot
    be posting in good faith, despite claiming to be so doing.

    I shall ignore the ad homs which have no place in any legal discussion.

    In this thread, you have stated that maintenance fees due to a
    management company are "like a mortgage".

    What I actually said was 'monthly maintenance fees may be regarded
    rather like a mortgage' which is somewhat different.  I then went on
    to say why.  Which you've ignored.

    I have ignored nothing.

    You have. And you still are.

    In addition to the statement above, you said:

    "I'm saying that, like a mortgage, they may need to be paid each month
    when due even before Probate, in order to avoid any consequences for the estate, which it is her duty to secure and protect."

    Having spent much of the thread arguing that an executor is powerless to
    do anything much prior to having obtained probate, you're now claiming
    that the executor *may* need to pay the monthly management fees each
    month "*even before Probate*" because they are "like a mortgage" and "it
    is her *duty*" to pay them.  (Emphasis mine.)

    Subject to your inaccurate quote of what I said, which is covered above, indeed. An executor obviously can't pay out of the estate's assets
    until Probate is granted. But the fees can be paid out of the
    executor's own pocket, which she will be able to get back from the
    estate when it is. Whether she should or would be wise to do that is
    the matter on which I said she needs proper professional advice which
    she has not received here.

    Your advice is unclear, littered as it is with the use of words and
    phrases like "may", "I guess" and "I think", and contradictory thereby
    making it meaningless and ultimately useless.

    Yes, they're called 'opinions', which are the bread and butter of proper lawyers when dealing with any unknowns they can't simply look up in a
    book or get AI to generate.

    You have also said, "It may be out of compassion they [the managing
    agent] will agree to a temporary suspension [of the fees due], but
    that is a matter for them and is not, I think, for the executor to
    demand."

    And furthermore that you "would guess any consequences of non-payment
    depend on the terms of the lease or whatever agreement the management
    company had with the deceased."

    In short, you're providing nothing but guesses based on what you
    think the law is whilst expecting they are treated as gospel if no-
    one weighs in to contradict them.

    Not so.  We haven't seen the terms of the lease, so the best we can do
    is guess at what they are.

    That is far from "the best we can do".  We can, for example, use our knowledge and experience of the contents of typical leases and make recommendations based on what is likely to be present in this lease,
    pointing out general principles common to the majority of leases
    highlighting matters of which the executor needs to be aware.

    Not paying maintenance charges as agreed will be a breach of any lease agreement that prescribes them unless the landlord has agreed otherwise.
    Defaulting on paying them risks legal action by the landlord, which
    could include repossession of the property.

    Because such consequences would be rather serious for the estate, that's
    why I've said the executor needs proper professional advice before
    Probate is granted in order to avoid them.


    But it's exactly what your suggestion is below, ie a 'grace period'.
    As far as I'm aware, that amounts to a temporary suspension with any
    accrued amount to be paid later.

    And would such a "temporary suspension" give rise to waiver with the attendant problems attached thereto, or not?

    Should the executor be worried about waiver or is that an issue of
    concern for the landlord only?

    I am only concerned with the executor. What the landlord does is his
    concern.

    So, other than being absolute nonsense and completely wrong, there is no other issue whatsoever with your claim that 'monthly maintenance fees
    may be regarded rather like a mortgage'.  I am glad that is cleared up now.

    Failure to pay either has rather similar contractual consequences, which
    may be unwelcome and unpleasant as regards the property to which they
    relate, eg foreclosure or repossession.

    That is the similarity.

    The typical advice for personal representative(s) (PR) is to contact
    the landlord as soon as practicable following the death and advise
    that they are applying for Grant of Probate / Letters of Administration. >>>
    It is customary for the landlord to allow a grace period of three
    months following notification of the death at which point they should
    apply to the Probate Registry for a copy of the application.

    So, 'customary', not 'necessary'.  It is, as I said, not for the
    deceased's executor to suspend payments unilaterally as if it's her
    right, but only to do so with the landlord's agreement, which it
    appears they don't have.

    If the executor does not yet have grant of probate and is unable or
    unwilling to use their own funds to make payments on behalf of the
    estate in the short-term, how do you propose they pay these fees?

    There are always ways. 'Unwilling' doesn't really cut it though,
    because it doesn't mean 'unable'. If the proper professional advice
    I've advocated is that the estate could be seriously adversely affected
    if the fees are not paid, then the executor has to choose between
    somehow finding the money to pay the fees or possible maladministration
    of the estate because she hasn't secured it sufficiently.

    If fairness comes into it at all, she is the one who has dallied over
    obtaining Probate, and she is the one who should pay the fees until she
    can get them back from the estate. It's not fair on the landlord to go
    without what he is entitled to at her pleasure.

    What if the PR asks for the landlord's permission to "temporarily
    suspend" payment and he refuses because he is worried about waiver occurring?  What is the executor to do then?

    But that is exactly what a 'grace period' which you've been advocating is.

    The obvious answer is that the executor pays the necessary fees out of
    her own pocket until she can get them back from the estate once Probate
    has been granted. Problem solved.


    Anyway, we were told originally that the flat has been marketed since
    the New Year, which would indicate that the death occurred at least 6
    months ago, and the 'typical and 'customary' periods you indicate have
    been exceeded.

    Meaning...?

    The landlord may decide to follow his usual debt recovery procedures, or
    may act to terminate the lease and repossess the property as would be
    usual in the case of breach of contract.

    And still Probate has not been granted.

    So how is the executor going to make payments?  What can the landlord do about the lack of payments?  As above, how should the executor respond
    to whatever the landlord does?  Does the executor know if any work
    requiring a section 20 notice is likely to arise shortly?  Would that
    change the position at all?  If so, how?

    You tell me. I'm not going to deal with all your myriad hypotheticals.

    Again, these are the legal "nuts and bolts" of the issue which you have comprehensively failed to mention, never mind address, in your numerous so-called 'erudite' posts to the thread.

    I shall once again ignore the ad homs.

    During this six month period, the landlord may wish to enquire of the
    PR how matters are progressing but it would be unusual to issue a
    demand for payment until at least the expiration of six months after
    the date of death.

    After the six months has elapsed,

    ... which it will have done by now ...

    ...meaning...

    the landlord may wish to commence their usual debt recovery process
    but must have regard for any act of waiver in so doing.  For that
    reason, it may be prudent to serve notices pursuant to section 20B of
    the Landlord and Tenant Act 1985 (LTA) in respect of those sums so as
    to protect the landlord's right to recover those charges later rather
    than issuing the withheld demands for accruing service charges but
    that would require specific legal advice.

    It's *his* choice how to proceed.  He is perfectly within his rights
    to sue for debt recovery, and to take whatever other action *he* is
    entitled to under the terms of the lease.

    What is his likely course of action?  What are the likely alternatives?
    How should the executor respond to each of these potential courses with
    what likely outcomes?

    More "nuts and bolts" missing from your posts.

    Once again, what he does is up to him. I am only concerned with the
    executor and what she should do.

    In this specific case, the personal representatives would be well
    advised to contact the landlord at the earliest possible opportunity
    and explain the situation in detail.

    Yes, because of the consequences to the estate about which I've been
    concerned and have expressed here.  The assumption from others has
    been that the executor can delay paying the management fees
    essentially for as long as she likes because she doesn't yet have
    access to the estate's funds as Probate hasn't yet been granted.  Even
    on your analysis, that's wrong and it's a dangerous game to play.

    Please do not attempt to piggyback on my posts as if to suggest I in any
    way support or corroborate what you've been saying.

    For the avoidance of doubt: I consider that your posts to this thread
    have been vague and often incorrect.  The above paragraph continues that theme.

    So, do *you* think an executor can delay paying management fees for as
    long as she likes, with no consequences for the estate whatsoever?

    As an example, I am aware of a situation where the mortgage on a
    property went unpaid for approximately 7 years during which time I would
    say that communication between the executor and mortgage company "could
    have been better".  Eventually, the property was sold and the mortgage satisfied with no real consequences for either the executor or the estate.

    A mortgage provider typically starts foreclosure proceedings when a
    homeowner fails to make payments as agreed in the mortgage contract, specifically after a period of missed payments, often around three months.

    Would the same likely be true for monthly management fees as the example mortgage given about because, to quote you, "They [monthly management
    fees] may be regarded rather like one [a mortgage], yes".

    Do you want to revise your position yet or are you holding fast?

    It's likely to be much the same as foreclosure, ie if there is no
    agreement to the contrary, after about 3 months non-payment. That is
    why proper professional advice is required.

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  • From Roland Perry@21:1/5 to All on Fri May 30 10:22:19 2025
    In message <m9oe00Fp7i5U10@mid.individual.net>, at 13:30:54 on Wed, 28
    May 2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    In this specific case, the personal representatives would be well
    advised to contact the landlord at the earliest possible opportunity
    and explain the situation in detail.

    iirc the flat in question is freehold, and certainly not rented.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Fri May 30 10:27:01 2025
    In message <lKm*7wBdA@news.chiark.greenend.org.uk>, at 10:27:11 on Wed,
    28 May 2025, Theo <theom+news@chiark.greenend.org.uk> remarked:

    Things like this must happen all the time on a small scale: A orders >something, item is shipped, A drops dead, item is then delivered. Could A's >executors attempt to reverse the transaction and send the item back?

    Back in the day (mid 70's, long before the Distance Selling Directive) I
    was running a mail order company, many of whose customers were older
    men. We shipped every order the day it was received, as long as the item
    was in stock. But sometimes it was out of stock so we flagged that on
    the same-day dispatch, and then shipped it as soon as it came back in
    stock.

    Occasionally, widows would write to us and say "I've received this item,
    but my husband has recently passed away, can I return it for a refund".
    And we always agreed.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Fri May 30 11:04:18 2025
    In message <m9odkcFp7i5U9@mid.individual.net>, at 13:24:43 on Wed, 28
    May 2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Haworth Holt Bell.

    225 per hour, when the person likely to be doing most of the work is
    not a solicitor is indeed in the "not cheap" category, in my book.

    My friend (who you've met, but shortly before her mother died,
    one reason for our trip was to check in with her) is being charged
    150+VAT per hour for an apprentice solicitor to do the probate
    application. He seems a bit wet behind the ears, to be honest.

    Anyway, five months in, the application has been filed.
    --
    Roland Perry

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  • From The Todal@21:1/5 to Roland Perry on Fri May 30 11:22:10 2025
    On 30/05/2025 11:04, Roland Perry wrote:
    In message <m9odkcFp7i5U9@mid.individual.net>, at 13:24:43 on Wed, 28
    May 2025, Simon Parker <simonparkerulm@gmail.com> remarked:

      Haworth Holt Bell.

    £225 per hour, when the person likely to be doing most of the work is
    not a solicitor is indeed in the "not cheap" category, in my book.

    My friend (who you've met, but shortly before her mother died,
    one reason for our trip was to check in with her) is being charged
    £150+VAT per hour for an apprentice solicitor to do the probate
    application. He seems a bit wet behind the ears, to be honest.

    Anyway, five months in, the application has been filed.

    I doubt if anyone is satisfied with their probate solicitor.

    When I used a probate solicitor 2 years ago, it was a fixed fee up to
    the obtaining of the grant of probate. The fixed fee seemed reasonable.
    But the work afterwards was charged at an hourly rate and was mainly
    concerned with calculating the apportionment between beneficiaries. It
    was a lot of extra fees, and no calculation of hours spent on the job
    was provided till we asked for it, and then it was plausible but seemed
    high for an experienced lawyer. The solicitor who had good reviews
    delegated the job to a paralegal who was competent but slow and rarely
    updated us or gave any reassuring time estimates.

    I'd use a different one next time but I don't know which. The first
    probate solicitor whom we approached for a quote gave us incorrect
    advice, saying that none of the money in the joint account could be
    touched until probate had been obtained.

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  • From Roland Perry@21:1/5 to All on Fri May 30 11:38:48 2025
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account
    could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping with is
    the account joint between mother and (another) sister. Who on advice
    from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online
    says it's the property of the estate.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Fri May 30 11:55:24 2025
    In message <101c1ss$do0f$1@dont-email.me>, at 11:39:24 on Fri, 30 May
    2025, Pancho <Pancho.Jones@protonmail.com> remarked:
    On 5/30/25 11:22, The Todal wrote:
    On 30/05/2025 11:04, Roland Perry wrote:
    In message <m9odkcFp7i5U9@mid.individual.net>, at 13:24:43 on Wed,
    28 May 2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Haworth Holt Bell.

    225 per hour, when the person likely to be doing most of the work
    is not a solicitor is indeed in the "not cheap" category, in my book.

    My friend (who you've met, but shortly before her mother died,
    one reason for our trip was to check in with her) is being charged >>>150+VAT per hour for an apprentice solicitor to do the probate >>>application. He seems a bit wet behind the ears, to be honest.

    Anyway, five months in, the application has been filed.
    I doubt if anyone is satisfied with their probate solicitor.


    I recently did a grant of probate D-I-Y, including IHT400 forms. It was >relatively easy.

    Given I learnt how to do it from scratch, I really don't know what
    lawyers are charging high rates for. Certainly not for simple estates. >Caveat: I do have a professional background designing software for
    financial systems.

    One of the things they can help with is understanding the rollover of
    un-used exemptions from pre-deceased partners. And also the way that
    downsizing allowances can be applied.

    For reasons I still don't understand, my late mother sold her property
    to downsize (to move to assisted living), the day before the downsizing allowances kicked in. I don't know if that was just a co-incidence, or
    the result of poor advice from a "professional".
    --
    Roland Perry

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  • From Pancho@21:1/5 to The Todal on Fri May 30 11:39:24 2025
    On 5/30/25 11:22, The Todal wrote:
    On 30/05/2025 11:04, Roland Perry wrote:
    In message <m9odkcFp7i5U9@mid.individual.net>, at 13:24:43 on Wed, 28
    May 2025, Simon Parker <simonparkerulm@gmail.com> remarked:

      Haworth Holt Bell.

    £225 per hour, when the person likely to be doing most of the work is
    not a solicitor is indeed in the "not cheap" category, in my book.

    My friend (who you've met, but shortly before her mother died,
    one reason for our trip was to check in with her) is being charged
    £150+VAT per hour for an apprentice solicitor to do the probate
    application. He seems a bit wet behind the ears, to be honest.

    Anyway, five months in, the application has been filed.

    I doubt if anyone is satisfied with their probate solicitor.


    I recently did a grant of probate D-I-Y, including IHT400 forms. It was relatively easy.

    Given I learnt how to do it from scratch, I really don't know what
    lawyers are charging high rates for. Certainly not for simple estates.
    Caveat: I do have a professional background designing software for
    financial systems.

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  • From Theo@21:1/5 to Simon Parker on Fri May 30 13:06:58 2025
    Simon Parker <simonparkerulm@gmail.com> wrote:
    In the name of openness, I do not currently work for Myersons, nor have
    I ever worked for them and I have no plans to work for them in the
    future. However, I know that they look after their staff and their
    corporate events are excellent. (Read into that what you will.)

    Myersons offer a fixed fee service (starting at £1,750 for property
    values up to £400,000) for usual residential property transactions (no complicating factors such as lack of certification for alterations /
    building works, no title defects, not an apartment in a building over 5 storeys / a height of 11 metres, etc.) which will almost certainly have
    been much cheaper, I would hope.

    That sounds broadly similar to the last time I asked for quotes. They came
    in about £900 for a 'battery farm' call centre firm found by Mr Google, and about £1600-2000 for regular firms you might actually trust. I haven't
    tried them to compare but IMHO having a decent firm, especially when
    things get sticky, is worth every penny.

    Theo

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  • From Norman Wells@21:1/5 to Roland Perry on Fri May 30 12:22:35 2025
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account
    could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping with is
    the account joint between mother and (another) sister. Who on advice
    from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online
    says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in considerable depth back in December last year in the 'Inheritance Tax'
    thread, when it was abundantly clear that the money in the joint account rightly belonged by survivorship to the daughter. What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

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  • From Pancho@21:1/5 to Roland Perry on Fri May 30 12:03:59 2025
    On 5/30/25 11:55, Roland Perry wrote:

    One of the things they can help with is understanding the rollover of
    un-used exemptions from pre-deceased partners. And also the way that downsizing allowances can be applied.

    For reasons I still don't understand, my late mother sold her property
    to downsize (to move to assisted living), the day before the downsizing allowances kicked in. I don't know if that was just a co-incidence, or
    the result of poor advice from a "professional".

    Yeah, I dodged a bullet on that one. Dad died nearly half a century ago,
    but Mum never moved house.

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  • From Roland Perry@21:1/5 to All on Fri May 30 10:50:03 2025
    In message <nc2e3k9t4p56lqu612r1opdo9j4eepn4ot@4ax.com>, at 14:21:12 on
    Wed, 28 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Wed, 28 May 2025 06:12:27 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <9q6c3kls84fhtc0rj7i4lob663m8h9trnc@4ax.com>, at 21:17:26 on >>Tue, 27 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Tue, 27 May 2025 17:16:13 +0100, GB <NOTsomeone@microsoft.invalid> wrote: >>>
    I haven't seen that particular phrase used by EAs on their particulars. >>>>But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in >>>>possession'. ('We have keys' is a more subtle version.)

    "Vacant possession" is a phrase associated with tenanted or commercial >>>property. It basically means that there will be no sitting tenant on >>>completion day, leaving the new owner free to do what they want (refurbish, >>>occupy personally, find a new tenant) with an empty property rather than >>>inheriting a tenant from the previous owner. It's not a phrase typically >>>associated with a sale from one owner-ocupier to another.

    It doesn't mean that the property is already unoccupied at the time of >>>viewing.

    When (mis)used in estate agent particulars for UNTENANTED OWNER OCCUPIER >>properties, that's exactly what it means.

    I've never seen it used in that scenario.

    Then perhaps you need to be more observant. I see it all the time, and
    cited an example in this thread.

    But this thread isn't about an
    owner-ocupier to owner-ocupier sale. It's about an executor sale.

    No it isn't, you seem to confused.

    In that
    context, the term "vacant possession" is relevant because it's a guarantee
    to potential purchasers that the inheritors of the property have no plans to >occupy it. In which case, it will be vacant at the time of viewing. But >that's immaterial, because the phrase doesn't refer to viewing, it refers to >possession.

    But estate agents use it to mean "will be empty when you view".

    The three D's of most house sales: Death, Debt and Divorce.

    If you don't believe me, here are extracts from the top five results of a >DuckDuckGo search for "what does vacant possession mean":

    Vacant possession means the property must be clear of all residents (or
    tenants) when the sale is completed and contain only the physical items
    that have been pre-agreed to stay where they are.

    https://www.propertyinvestmentsuk.co.uk/vacant-possession/

    When buying or selling a house, the term vacant possession simply means
    that the house you’re buying or selling must be empty on the day of
    completion.

    https://myhomemoveconveyancing.co.uk/buyers/finding-a-home/what-does-vac >ant-possession-mean/

    Vacant possession means a buyer and a seller have agreed a property will
    be empty of tenants or occupiers by the date of completion.

    https://lawhive.co.uk/knowledge-hub/property/what-does-vacant-possession-mean/

    When buying or selling a property with ‘vacant possession’ the property
    needs to be empty on the day of completion. This means the sellers or
    tenants have moved out and removed all of their belongings, only leaving
    behind items that have been agreed with the buyer.

    https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/ >what-is-vacant-possession/

    If a property is sold with ‘vacant possession’, it means that the property
    must be empty of dwellers and possessions on the date of completion. The
    completion date is when the property officially changes hands from the
    seller to the buyer.

    https://assetsforlife.co.uk/vacant-possession/

    Just for teh lolz, I also asked ChatGPT, and it told me:

    Vacant possession is a legal term commonly used in property transactions.
    It means that the property being sold, leased, or transferred must be
    empty of people, possessions, and any legal interests not agreed upon by
    the buyer or new tenant at the time of handover.

    And an artificial second opinion was obtained from Gemini, which told me:

    In real estate, vacant possession means that a property will be free of
    occupants (including the seller or any tenants) and their belongings on
    the date of completion of the sale or the end of a lease agreement.

    All completely irrelevant.

    None of those refer to the property being empty at the time of viewing.

    So how do you explain the term being used by estate agents to mean that?

    Obviously, a property which is empty at the time of viewing will almost >certainly be offered with vacant possession,

    Almost any property being viewed will be offered with vacant possession.
    Having viewed several hundred houses over the years, not a single one
    had a sitting tenant. Just one (which I ended up buying) was a postgrad
    student rental and they were all virtually certain to have departed by completion. Had they not, the University, if tipped off, would probably withhold their degrees.

    Imagine my surprise when only a few months ago my daughter told me one
    of her friends was buying an HMO from a landlord exiting that business,
    for use as a family home. And when viewed the one remaining tenant had padlocked their room. They bought it anyway, and when they took
    possession (to renovate rather than live, in the short term) the tenant
    had in fact departed. If they hadn't, then they'd probably change their
    mind when the water and electricity was turned off.

    and an executor sale with vacant possession

    As opposed to an executor sale with a siting tenant? Such things do
    exist, if for example someone dies who has buy-to-lets, and the
    executors want to liquidate that asset.

    will usually (but not always) be empty at the time of viewing.

    Again, from hundreds of viewings, many of which were estate sales, a substantial minority will still have the furniture in them.

    But viewing and possession are different things, so the fact that a
    property is empty when viewed does not necessarily imply vacant possession >while a property sold with vacant possession might nonetheless be occupied
    at the time of viewing.

    Again, you are completely missing the point!
    --
    Roland Perry

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  • From Peter Able@21:1/5 to Roland Perry on Fri May 30 11:13:35 2025
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account
    could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping with is
    the account joint between mother and (another) sister. Who on advice
    from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online
    says it's the property of the estate.

    Practise as I've experienced it is that on the receipt of a Death
    Certificate (Coroner's or Registry's), the name of the deceased is
    removed from the account.

    And then "it's now all hers."

    In addition to this is NS&I, who also offer to repay the now-singled
    account immediately, - even if it is a term account.

    "Immediately" meaning up to 50 weeks later, IME.
    --
    PA
    --

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  • From Roger Hayter@21:1/5 to Norman Wells on Fri May 30 12:56:54 2025
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account
    could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping with is
    the account joint between mother and (another) sister. Who on advice
    from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online
    says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in considerable depth back in December last year in the 'Inheritance Tax' thread, when it was abundantly clear that the money in the joint account rightly belonged by survivorship to the daughter. What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

    I automatically comes into the possession of the joint account holder. I think you were in a minority in supposing that they always had right to keep it.

    --

    Roger Hayter

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  • From Roger Hayter@21:1/5 to Roland Perry on Fri May 30 12:55:03 2025
    On 30 May 2025 at 10:50:03 BST, "Roland Perry" <roland@perry.uk> wrote:

    In message <nc2e3k9t4p56lqu612r1opdo9j4eepn4ot@4ax.com>, at 14:21:12 on
    Wed, 28 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Wed, 28 May 2025 06:12:27 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <9q6c3kls84fhtc0rj7i4lob663m8h9trnc@4ax.com>, at 21:17:26 on
    Tue, 27 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Tue, 27 May 2025 17:16:13 +0100, GB <NOTsomeone@microsoft.invalid> wrote:

    I haven't seen that particular phrase used by EAs on their particulars. >>>>> But, I have seen 'chain free'. 'Executor sale'. 'Mortgagees in
    possession'. ('We have keys' is a more subtle version.)

    "Vacant possession" is a phrase associated with tenanted or commercial >>>> property. It basically means that there will be no sitting tenant on
    completion day, leaving the new owner free to do what they want (refurbish,
    occupy personally, find a new tenant) with an empty property rather than >>>> inheriting a tenant from the previous owner. It's not a phrase typically >>>> associated with a sale from one owner-ocupier to another.

    It doesn't mean that the property is already unoccupied at the time of >>>> viewing.

    When (mis)used in estate agent particulars for UNTENANTED OWNER OCCUPIER >>> properties, that's exactly what it means.

    I've never seen it used in that scenario.

    Then perhaps you need to be more observant. I see it all the time, and
    cited an example in this thread.

    But this thread isn't about an
    owner-ocupier to owner-ocupier sale. It's about an executor sale.

    No it isn't, you seem to confused.

    In that
    context, the term "vacant possession" is relevant because it's a guarantee >> to potential purchasers that the inheritors of the property have no plans to >> occupy it. In which case, it will be vacant at the time of viewing. But
    that's immaterial, because the phrase doesn't refer to viewing, it refers to >> possession.

    But estate agents use it to mean "will be empty when you view".

    The three D's of most house sales: Death, Debt and Divorce.

    If you don't believe me, here are extracts from the top five results of a
    DuckDuckGo search for "what does vacant possession mean":

    Vacant possession means the property must be clear of all residents (or
    tenants) when the sale is completed and contain only the physical items
    that have been pre-agreed to stay where they are.

    https://www.propertyinvestmentsuk.co.uk/vacant-possession/

    When buying or selling a house, the term vacant possession simply means
    that the house you’re buying or selling must be empty on the day of
    completion.

    https://myhomemoveconveyancing.co.uk/buyers/finding-a-home/what-does-vac
    ant-possession-mean/

    Vacant possession means a buyer and a seller have agreed a property will
    be empty of tenants or occupiers by the date of completion.

    https://lawhive.co.uk/knowledge-hub/property/what-does-vacant-possession-mean/

    When buying or selling a property with ‘vacant possession’ the property >> needs to be empty on the day of completion. This means the sellers or
    tenants have moved out and removed all of their belongings, only leaving
    behind items that have been agreed with the buyer.

    https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/
    what-is-vacant-possession/

    If a property is sold with ‘vacant possession’, it means that the property
    must be empty of dwellers and possessions on the date of completion. The
    completion date is when the property officially changes hands from the
    seller to the buyer.

    https://assetsforlife.co.uk/vacant-possession/

    Just for teh lolz, I also asked ChatGPT, and it told me:

    Vacant possession is a legal term commonly used in property transactions. >> It means that the property being sold, leased, or transferred must be
    empty of people, possessions, and any legal interests not agreed upon by
    the buyer or new tenant at the time of handover.

    And an artificial second opinion was obtained from Gemini, which told me:

    In real estate, vacant possession means that a property will be free of
    occupants (including the seller or any tenants) and their belongings on
    the date of completion of the sale or the end of a lease agreement.

    All completely irrelevant.

    None of those refer to the property being empty at the time of viewing.

    So how do you explain the term being used by estate agents to mean that?

    Obviously, a property which is empty at the time of viewing will almost
    certainly be offered with vacant possession,

    Almost any property being viewed will be offered with vacant possession. Having viewed several hundred houses over the years, not a single one
    had a sitting tenant. Just one (which I ended up buying) was a postgrad student rental and they were all virtually certain to have departed by completion. Had they not, the University, if tipped off, would probably withhold their degrees.

    Imagine my surprise when only a few months ago my daughter told me one
    of her friends was buying an HMO from a landlord exiting that business,
    for use as a family home. And when viewed the one remaining tenant had padlocked their room. They bought it anyway, and when they took
    possession (to renovate rather than live, in the short term) the tenant
    had in fact departed. If they hadn't, then they'd probably change their
    mind when the water and electricity was turned off.


    Of course had they chosen to stay and had the friend done that they might have been disappointed to receive a criminal conviction for doing so.




    and an executor sale with vacant possession

    As opposed to an executor sale with a siting tenant? Such things do
    exist, if for example someone dies who has buy-to-lets, and the
    executors want to liquidate that asset.

    will usually (but not always) be empty at the time of viewing.

    Again, from hundreds of viewings, many of which were estate sales, a substantial minority will still have the furniture in them.

    But viewing and possession are different things, so the fact that a
    property is empty when viewed does not necessarily imply vacant possession >> while a property sold with vacant possession might nonetheless be occupied >> at the time of viewing.

    Again, you are completely missing the point!


    I am not sure that there is any point to telling us that some estate agents
    use terms totally incorrectly, especially as no one around here but you seems ever to have seen them do it. Lots of people misunderstand or misuse technical words, what does this demonstrate?


    --

    Roger Hayter

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  • From Mark Goodge@21:1/5 to Roland Perry on Fri May 30 14:26:53 2025
    On Fri, 30 May 2025 10:50:03 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <nc2e3k9t4p56lqu612r1opdo9j4eepn4ot@4ax.com>, at 14:21:12 on
    Wed, 28 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Wed, 28 May 2025 06:12:27 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <9q6c3kls84fhtc0rj7i4lob663m8h9trnc@4ax.com>, at 21:17:26 on >>>Tue, 27 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> >>>remarked:

    It doesn't mean that the property is already unoccupied at the time of >>>>viewing.

    When (mis)used in estate agent particulars for UNTENANTED OWNER OCCUPIER >>>properties, that's exactly what it means.

    I've never seen it used in that scenario.

    Then perhaps you need to be more observant. I see it all the time, and
    cited an example in this thread.

    This thread has gone many layers deep. Can you re-post the link to that, or
    at least give the Message-ID of the post where you originally provided it.

    But this thread isn't about an
    owner-ocupier to owner-ocupier sale. It's about an executor sale.

    No it isn't, you seem to confused.

    Right at the very start of this thread, your post was about probate and a retirement flat that the executor wanted to sell. If it's moved on from
    there to a completely different scenario, then obviously I've missed that.
    But my main point stands: "vacant possession" means vacant at the time of possession, not at the time of viewing. There's a clue in the name.

    In that
    context, the term "vacant possession" is relevant because it's a guarantee >>to potential purchasers that the inheritors of the property have no plans to >>occupy it. In which case, it will be vacant at the time of viewing. But >>that's immaterial, because the phrase doesn't refer to viewing, it refers to >>possession.

    But estate agents use it to mean "will be empty when you view".

    I have spent some time looking through property listings on RightMove, and I can't find it used there to mean that at all.

    The three D's of most house sales: Death, Debt and Divorce.

    I'd be surprised if that was most house sales. Downsizing, relocation and climbing the property ladder are all common reasons for a sale as well.

    Of the properties that I have bought, over the course of my life so far, all but one were occupied when I viewed them. But I bought them all with vacant possession.

    If you don't believe me, here are extracts from the top five results of a >>DuckDuckGo search for "what does vacant possession mean":

    [snip]

    All completely irrelevant.

    Then maybe you can provide a link to sources which concur with your
    definition.

    None of those refer to the property being empty at the time of viewing.

    So how do you explain the term being used by estate agents to mean that?

    I remain to be convinced that they do.

    Obviously, a property which is empty at the time of viewing will almost >>certainly be offered with vacant possession,

    Almost any property being viewed will be offered with vacant possession.

    Commercial properties often aren't. They're often sold to a new investment landlord with a sitting tenant. A clue to that scenario is often the words "Business not affected" on the For Sale sign. And buy-to-let residential premises may also be sold with a sitting tenant.

    Owner-occupied properties will almost always be sold with vacant possession, because the owner intends to move out when the sale completes (because
    they're moving into something else instead). But they won't usually have already moved out when the property is viewed.

    and an executor sale with vacant possession

    As opposed to an executor sale with a siting tenant? Such things do
    exist, if for example someone dies who has buy-to-lets, and the
    executors want to liquidate that asset.

    Yes; a BtL landlord who dies will leave a tenanted property to their estate. The heirs may not necessarily want to terminate the tenancy.

    will usually (but not always) be empty at the time of viewing.

    Again, from hundreds of viewings, many of which were estate sales, a >substantial minority will still have the furniture in them.

    That, indeed, is a good illustration of the phrase "usually (but not
    always)" :-)

    It's not uncommon for the property of a recently deceased occupant to still contain at least some of their personal effects at the time of viewing. But,
    if the property is being offered with vacant possession (at it would be surprising if it were not), then those items will have been removed before
    the buyer takes possession.

    But viewing and possession are different things, so the fact that a >>property is empty when viewed does not necessarily imply vacant possession >>while a property sold with vacant possession might nonetheless be occupied >>at the time of viewing.

    Again, you are completely missing the point!

    So what is your point, other than possibly to complain that you have encountered an estate agent which seemingly didn't understand what vacant possession was?

    Mark

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  • From billy bookcase@21:1/5 to Roland Perry on Fri May 30 14:24:22 2025
    "Roland Perry" <roland@perry.uk> wrote in message news:+1dUpCklnXOoFAOY@perry.uk...

    Occasionally, widows would write to us and say "I've received this item, but my husband
    has recently passed away, can I return it for a refund".

    And we always agreed.

    https://hobgoblin.com/bowed-strings/violins

    https://www.kleenex.co.uk/


    bb

    --- SoupGate-Win32 v1.05
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  • From Norman Wells@21:1/5 to Roger Hayter on Fri May 30 14:22:12 2025
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account
    could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping with is >>> the account joint between mother and (another) sister. Who on advice
    from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was mother's >>> (to pay for mother's housekeeping) my reading of gov.uk advice online
    says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in
    considerable depth back in December last year in the 'Inheritance Tax'
    thread, when it was abundantly clear that the money in the joint account
    rightly belonged by survivorship to the daughter. What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

    I automatically comes into the possession of the joint account holder. I think
    you were in a minority in supposing that they always had right to keep it.

    But they *do* have a right to keep it. It's theirs. 100%.

    Show me I'm wrong.

    --- SoupGate-Win32 v1.05
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  • From The Todal@21:1/5 to Norman Wells on Fri May 30 15:20:01 2025
    On 30/05/2025 14:22, Norman Wells wrote:
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account >>>>> could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping
    with is
    the account joint between mother and (another) sister. Who on advice
    from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online
    says it's the property of the estate.

    Are you *still* confused and arguing about this?  We dealt with it in
    considerable depth back in December last year in the 'Inheritance Tax'
    thread, when it was abundantly clear that the money in the joint account >>> rightly belonged by survivorship to the daughter.  What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

    I automatically comes into the possession of the joint account holder.
    I think
    you were in a minority in supposing that they always had right to keep
    it.

    But they *do* have a right to keep it.  It's theirs.  100%.

    Show me I'm wrong.


    The probate lawyer we ended up using advised us that the money in the
    joint account becomes the property of the spouse (as the joint account
    holder with the deceased) and cannot form part of the estate for
    distribution to beneficiaries. Obviously I hope that is not contentious otherwise I'd have to sue her for negligence.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to The Todal on Fri May 30 14:43:27 2025
    On 30 May 2025 at 15:20:01 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 30/05/2025 14:22, Norman Wells wrote:
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote: >>>
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30 >>>>> May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us >>>>>> incorrect advice, saying that none of the money in the joint account >>>>>> could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping
    with is
    the account joint between mother and (another) sister. Who on advice >>>>> from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online >>>>> says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in
    considerable depth back in December last year in the 'Inheritance Tax' >>>> thread, when it was abundantly clear that the money in the joint account >>>> rightly belonged by survivorship to the daughter. What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

    I automatically comes into the possession of the joint account holder.
    I think
    you were in a minority in supposing that they always had right to keep
    it.

    But they *do* have a right to keep it. It's theirs. 100%.

    Show me I'm wrong.


    The probate lawyer we ended up using advised us that the money in the
    joint account becomes the property of the spouse (as the joint account
    holder with the deceased) and cannot form part of the estate for
    distribution to beneficiaries. Obviously I hope that is not contentious otherwise I'd have to sue her for negligence.

    The same applies to property held as joint tenants. But both need (or half of each) to be declared to HMRC for IHT purposes.

    The type of joint account (among others) where this might not apply is one where a child of an elderly person has a joint acccount with them, containing only the elderly person's money, in order to help with administering their affairs. The estate may be the beneficial owner of this money even if the bank pays it to the child by survivorship.

    But we did have this discussion quite recently and Norman is correct in claiming that he said the same then, though less correct in assuming that everyone agreed with him merely because he had the last word.

    --

    Roger Hayter

    --- SoupGate-Win32 v1.05
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  • From Norman Wells@21:1/5 to Roger Hayter on Fri May 30 17:05:44 2025
    On 30/05/2025 15:43, Roger Hayter wrote:
    On 30 May 2025 at 15:20:01 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 30/05/2025 14:22, Norman Wells wrote:
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote: >>>>
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30 >>>>>> May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us >>>>>>> incorrect advice, saying that none of the money in the joint account >>>>>>> could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping
    with is
    the account joint between mother and (another) sister. Who on advice >>>>>> from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online >>>>>> says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in >>>>> considerable depth back in December last year in the 'Inheritance Tax' >>>>> thread, when it was abundantly clear that the money in the joint account >>>>> rightly belonged by survivorship to the daughter. What has happened >>>>> since to alter that?

    Proper professional advice would surely have sorted this out long ago. >>>>
    I automatically comes into the possession of the joint account holder. >>>> I think
    you were in a minority in supposing that they always had right to keep >>>> it.

    But they *do* have a right to keep it. It's theirs. 100%.

    Show me I'm wrong.

    The probate lawyer we ended up using advised us that the money in the
    joint account becomes the property of the spouse (as the joint account
    holder with the deceased) and cannot form part of the estate for
    distribution to beneficiaries. Obviously I hope that is not contentious
    otherwise I'd have to sue her for negligence.

    The same applies to property held as joint tenants. But both need (or half of each) to be declared to HMRC for IHT purposes.

    The type of joint account (among others) where this might not apply is one where a child of an elderly person has a joint acccount with them, containing only the elderly person's money, in order to help with administering their affairs. The estate may be the beneficial owner of this money even if the bank
    pays it to the child by survivorship.

    But we did have this discussion quite recently and Norman is correct in claiming that he said the same then, though less correct in assuming that everyone agreed with him merely because he had the last word.

    It's not a matter of having the last word or of securing a majority in a backwater of the internet like this, but of the law.

    And the law is perfectly clear. If you think I'm wrong, do please prove it.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roger Hayter@21:1/5 to Norman Wells on Fri May 30 16:26:48 2025
    On 30 May 2025 at 17:05:44 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 30/05/2025 15:43, Roger Hayter wrote:
    On 30 May 2025 at 15:20:01 BST, "The Todal" <the_todal@icloud.com> wrote:

    On 30/05/2025 14:22, Norman Wells wrote:
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote: >>>>>
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30 >>>>>>> May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us >>>>>>>> incorrect advice, saying that none of the money in the joint account >>>>>>>> could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping >>>>>>> with is
    the account joint between mother and (another) sister. Who on advice >>>>>>> from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online >>>>>>> says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in >>>>>> considerable depth back in December last year in the 'Inheritance Tax' >>>>>> thread, when it was abundantly clear that the money in the joint account >>>>>> rightly belonged by survivorship to the daughter. What has happened >>>>>> since to alter that?

    Proper professional advice would surely have sorted this out long ago. >>>>>
    I automatically comes into the possession of the joint account holder. >>>>> I think
    you were in a minority in supposing that they always had right to keep >>>>> it.

    But they *do* have a right to keep it. It's theirs. 100%.

    Show me I'm wrong.

    The probate lawyer we ended up using advised us that the money in the
    joint account becomes the property of the spouse (as the joint account
    holder with the deceased) and cannot form part of the estate for
    distribution to beneficiaries. Obviously I hope that is not contentious >>> otherwise I'd have to sue her for negligence.

    The same applies to property held as joint tenants. But both need (or half of
    each) to be declared to HMRC for IHT purposes.

    The type of joint account (among others) where this might not apply is one >> where a child of an elderly person has a joint acccount with them, containing
    only the elderly person's money, in order to help with administering their >> affairs. The estate may be the beneficial owner of this money even if the bank
    pays it to the child by survivorship.

    But we did have this discussion quite recently and Norman is correct in
    claiming that he said the same then, though less correct in assuming that
    everyone agreed with him merely because he had the last word.

    It's not a matter of having the last word or of securing a majority in a backwater of the internet like this, but of the law.

    And the law is perfectly clear. If you think I'm wrong, do please prove it.

    Please have the last word. Or reply to this and have a confirmatory second
    last word. Or third. Or ...

    --

    Roger Hayter

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Max Demian@21:1/5 to Roland Perry on Fri May 30 21:39:21 2025
    On 30/05/2025 10:27, Roland Perry wrote:
    In message <lKm*7wBdA@news.chiark.greenend.org.uk>, at 10:27:11 on Wed,
    28 May 2025, Theo <theom+news@chiark.greenend.org.uk> remarked:

    Things like this must happen all the time on a small scale: A orders
    something, item is shipped, A drops dead, item is then delivered.
    Could A's
    executors attempt to reverse the transaction and send the item back?

    Back in the day (mid 70's, long before the Distance Selling Directive) I
    was running a mail order company, many of whose customers were older
    men. We shipped every order the day it was received, as long as the item
    was in stock. But sometimes it was out of stock so we flagged that on
    the same-day dispatch, and then shipped it as soon as it came back in
    stock.

    Occasionally, widows would write to us and say "I've received this item,
    but my husband has recently passed away, can I return it for a refund".
    And we always agreed.

    How do you know they were widows?

    --
    Max Demian

    --- SoupGate-Win32 v1.05
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  • From Max Demian@21:1/5 to billy bookcase on Fri May 30 21:39:59 2025
    On 30/05/2025 14:24, billy bookcase wrote:
    "Roland Perry" <roland@perry.uk> wrote in message news:+1dUpCklnXOoFAOY@perry.uk...

    Occasionally, widows would write to us and say "I've received this item, but my husband
    has recently passed away, can I return it for a refund".

    And we always agreed.

    https://hobgoblin.com/bowed-strings/violins

    https://www.kleenex.co.uk/

    I think you mean this: https://www.youtube.com/watch?v=_TCIKfWiUSQ

    --
    Max Demian

    --- SoupGate-Win32 v1.05
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  • From billy bookcase@21:1/5 to Max Demian on Sat May 31 08:30:31 2025
    "Max Demian" <max_demian@bigfoot.com> wrote in message news:101d51o$lqjj$1@dont-email.me...
    On 30/05/2025 10:27, Roland Perry wrote:
    In message <lKm*7wBdA@news.chiark.greenend.org.uk>, at 10:27:11 on Wed, 28 May 2025,
    Theo <theom+news@chiark.greenend.org.uk> remarked:

    Things like this must happen all the time on a small scale: A orders
    something, item is shipped, A drops dead, item is then delivered. Could A's
    executors attempt to reverse the transaction and send the item back?

    Back in the day (mid 70's, long before the Distance Selling Directive) I was running a
    mail order company, many of whose customers were older men. We shipped every order the
    day it was received, as long as the item was in stock. But sometimes it was out of
    stock so we flagged that on the same-day dispatch, and then shipped it as soon as it
    came back in stock.

    Occasionally, widows would write to us and say "I've received this item, but my
    husband has recently passed away, can I return it for a refund". And we always agreed.

    How do you know they were widows?

    Because in this instance at least, it clearly makes good business sense
    to refund.

    Apart from the obvious clue in the post, the *actual* cost of refunding is always
    going be smaller the *potential* costs in terms of time money aggravation and resulting loss of good will, in having to justify a decision not to refund


    bb

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From billy bookcase@21:1/5 to Max Demian on Sat May 31 08:54:29 2025
    "Max Demian" <max_demian@bigfoot.com> wrote in message news:101d52u$lqjj$2@dont-email.me...
    On 30/05/2025 14:24, billy bookcase wrote:
    "Roland Perry" <roland@perry.uk> wrote in message news:+1dUpCklnXOoFAOY@perry.uk...

    Occasionally, widows would write to us and say "I've received this item, but my
    husband
    has recently passed away, can I return it for a refund".

    And we always agreed.

    https://hobgoblin.com/bowed-strings/violins

    https://www.kleenex.co.uk/

    I think you mean this: https://www.youtube.com/watch?v=_TCIKfWiUSQ

    I don't think I do, as I've never previously heard of "Hearts and Flowers" .

    And so fail to see what possible relevance it might have

    But apart from that....



    bb

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Max Demian@21:1/5 to billy bookcase on Sat May 31 11:27:56 2025
    On 31/05/2025 08:54, billy bookcase wrote:
    "Max Demian" <max_demian@bigfoot.com> wrote in message news:101d52u$lqjj$2@dont-email.me...
    On 30/05/2025 14:24, billy bookcase wrote:
    "Roland Perry" <roland@perry.uk> wrote in message news:+1dUpCklnXOoFAOY@perry.uk...

    Occasionally, widows would write to us and say "I've received this item, but my
    husband
    has recently passed away, can I return it for a refund".

    And we always agreed.

    https://hobgoblin.com/bowed-strings/violins

    https://www.kleenex.co.uk/

    I think you mean this: https://www.youtube.com/watch?v=_TCIKfWiUSQ

    I don't think I do, as I've never previously heard of "Hearts and Flowers" .

    And so fail to see what possible relevance it might have

    But apart from that....

    You must have heard the tune, played or hummed. Usually referred to as
    "tiny violins".

    --
    Max Demian

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:09:59 2025
    In message <101d51o$lqjj$1@dont-email.me>, at 21:39:21 on Fri, 30 May
    2025, Max Demian <max_demian@bigfoot.com> remarked:
    On 30/05/2025 10:27, Roland Perry wrote:
    In message <lKm*7wBdA@news.chiark.greenend.org.uk>, at 10:27:11 on
    Wed, 28 May 2025, Theo <theom+news@chiark.greenend.org.uk> remarked:

    Things like this must happen all the time on a small scale: A orders
    something, item is shipped, A drops dead, item is then delivered.
    Could A's
    executors attempt to reverse the transaction and send the item back?

    Back in the day (mid 70's, long before the Distance Selling
    Directive) I was running a mail order company, many of whose
    customers were older men. We shipped every order the day it was
    received, as long as the item was in stock. But sometimes it was out
    of stock so we flagged that on the same-day dispatch, and then
    shipped it as soon as it came back in stock.

    Occasionally, widows would write to us and say "I've received this
    item, but my husband has recently passed away, can I return it for a >>refund". And we always agreed.

    How do you know they were widows?

    Duh! Because they said so.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:39:14 2025
    In message <101c3t0$eerc$1@dont-email.me>, at 11:13:35 on Fri, 30 May
    2025, Peter Able <stuck@home.com> remarked:
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us >>>incorrect advice, saying that none of the money in the joint account >>>could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping
    with is the account joint between mother and (another) sister. Who on >>advice from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's (to pay for mother's housekeeping) my reading of gov.uk
    advice online says it's the property of the estate.

    Practise as I've experienced it is that on the receipt of a Death
    Certificate (Coroner's or Registry's), the name of the deceased is
    removed from the account.

    And then "it's now all hers."

    So says the bank under their law, but estate law says otherwise.

    In addition to this is NS&I, who also offer to repay the now-singled
    account immediately, - even if it is a term account.

    "Immediately" meaning up to 50 weeks later, IME.

    I've always found NS&I to be one of the better institutions dealing with bereavement.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:42:25 2025
    In message <0981440404.d25d661f@uninhabited.net>, at 12:56:54 on Fri, 30
    May 2025, Roger Hayter <roger@hayter.org> remarked:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account
    could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping with is >>> the account joint between mother and (another) sister. Who on advice
    from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was mother's >>> (to pay for mother's housekeeping) my reading of gov.uk advice online
    says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in
    considerable depth back in December last year in the 'Inheritance Tax'
    thread, when it was abundantly clear that the money in the joint account
    rightly belonged by survivorship to the daughter. What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

    I automatically comes into the possession of the joint account holder. I think >you were in a minority in supposing that they always had right to keep it.

    Yes "no right to keep it" hits the nail on the head.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:41:37 2025
    In message <m9tinsFhkl9U1@mid.individual.net>, at 12:22:35 on Fri, 30
    May 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us >>>incorrect advice, saying that none of the money in the joint account >>>could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping
    with is the account joint between mother and (another) sister. Who on >>advice from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's (to pay for mother's housekeeping) my reading of gov.uk
    advice online says it's the property of the estate.

    Are you *still* confused and arguing about this?

    I'm not confused, and not arguing. I'm puzzled why you refuse to agree
    to disagree, because nothing whatsoever you say will ever change my
    mind.

    We dealt with it in considerable depth back in December last year in
    the 'Inheritance Tax' thread, when it was abundantly clear that the
    money in the joint account rightly belonged by survivorship to the
    daughter. What has happened since to alter that?

    The oov.uk advice that such joint housekeeping funds belong to the
    estate.

    Proper professional advice would surely have sorted this out long ago.

    On this narrow point, it has. The money belongs to the estate.
    --
    Roland Perry

    --- SoupGate-Win32 v1.05
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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:44:18 2025
    In message <m9tt4hFjg0eU3@mid.individual.net>, at 15:20:01 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:
    On 30/05/2025 14:22, Norman Wells wrote:
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote: >>>
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30 >>>>> May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us >>>>>> incorrect advice, saying that none of the money in the joint account >>>>>> could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping >>>>>with is
    the account joint between mother and (another) sister. Who on advice >>>>> from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was >>>>>mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online >>>>> says it's the property of the estate.

    Are you *still* confused and arguing about this? We dealt with it in
    considerable depth back in December last year in the 'Inheritance Tax' >>>> thread, when it was abundantly clear that the money in the joint account >>>> rightly belonged by survivorship to the daughter. What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

    I automatically comes into the possession of the joint account
    holder. I think
    you were in a minority in supposing that they always had right to
    keep it.
    But they *do* have a right to keep it. It's theirs. 100%.
    Show me I'm wrong.


    The probate lawyer we ended up using advised us that the money in the
    joint account becomes the property of the spouse (as the joint account
    holder with the deceased) and cannot form part of the estate for
    distribution to beneficiaries. Obviously I hope that is not
    contentious otherwise I'd have to sue her for negligence.

    Irrelevant in this thread as the joint account holder was NOT a spouse.
    (Unless mother and daughter had created an illegal civil partnership).
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:13:47 2025
    In message <0970366322.9b71f5c0@uninhabited.net>, at 12:55:03 on Fri, 30
    May 2025, Roger Hayter <roger@hayter.org> remarked:

    Imagine my surprise when only a few months ago my daughter told me one
    of her friends was buying an HMO from a landlord exiting that business,
    for use as a family home. And when viewed the one remaining tenant had
    padlocked their room. They bought it anyway, and when they took
    possession (to renovate rather than live, in the short term) the tenant
    had in fact departed. If they hadn't, then they'd probably change their
    mind when the water and electricity was turned off.

    Of course had they chosen to stay and had the friend done that they might have >been disappointed to receive a criminal conviction for doing so.

    The chance of a criminal conviction for cutting off your electricity and inconveniencing a sitting tenant is negligible. In fact they'd probably
    thank you because it means the council has to re-house them.

    and an executor sale with vacant possession

    As opposed to an executor sale with a siting tenant? Such things do
    exist, if for example someone dies who has buy-to-lets, and the
    executors want to liquidate that asset.

    will usually (but not always) be empty at the time of viewing.

    Again, from hundreds of viewings, many of which were estate sales, a
    substantial minority will still have the furniture in them.

    But viewing and possession are different things, so the fact that a
    property is empty when viewed does not necessarily imply vacant possession >>> while a property sold with vacant possession might nonetheless be occupied >>> at the time of viewing.

    Again, you are completely missing the point!

    I am not sure that there is any point to telling us that some estate agents >use terms totally incorrectly,

    As a warning to others.

    especially as no one around here but you seems ever to have seen them
    do it.

    Is your Google broken?

    Lots of people misunderstand or misuse technical words, what does this >demonstrate?

    Cluelessness, which the more alert of us need to be aware of.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:45:05 2025
    In message <1620749079.20e8e6ac@uninhabited.net>, at 14:43:27 on Fri, 30
    May 2025, Roger Hayter <roger@hayter.org> remarked:

    The probate lawyer we ended up using advised us that the money in the
    joint account becomes the property of the spouse (as the joint account
    holder with the deceased) and cannot form part of the estate for
    distribution to beneficiaries. Obviously I hope that is not contentious
    otherwise I'd have to sue her for negligence.

    The same applies to property held as joint tenants. But both need (or half of >each) to be declared to HMRC for IHT purposes.

    The type of joint account (among others) where this might not apply is one >where a child of an elderly person has a joint acccount with them, containing >only the elderly person's money, in order to help with administering their >affairs. The estate may be the beneficial owner of this money even if the bank >pays it to the child by survivorship.

    Yes, that's it.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Simon Parker on Sun Jun 1 23:34:01 2025
    On 01/06/2025 20:50, Simon Parker wrote:
    On 30/05/2025 14:22, Norman Wells wrote:
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am> wrote:

    Are you *still* confused and arguing about this?  We dealt with it in >>>> considerable depth back in December last year in the 'Inheritance Tax' >>>> thread, when it was abundantly clear that the money in the joint
    account
    rightly belonged by survivorship to the daughter.  What has happened
    since to alter that?

    Proper professional advice would surely have sorted this out long ago.

    I automatically comes into the possession of the joint account
    holder. I think
    you were in a minority in supposing that they always had right to
    keep it.

    But they *do* have a right to keep it.  It's theirs.  100%.

    Show me I'm wrong.

    Why?  So you can ignore the cited case law again, not reply to the
    message again, not acknowledge you were wrong again and then repeat your wholly mistaken views at some further time insisting, again, that the position is "100%" clear when you are "100%" wrong on the matter?

    In addition to Message-ID: <lu4th0F46b0U15@mid.individual.net> in which
    I've cited the relevant case law previously, I've just cited an article
    by Professor Lesley King in a parallel post to the thread.  Personally,
    I would be incredibly wary of disagreeing with anything she has to say
    on the matter of wills and probate being, as she is, one of the foremost experts on the subjects.  YMMV.

    Well, the Supreme Court, in the guise of the Privy Council, has
    disagreed with her, so she's obliged to change her mind, I think.

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  • From Roland Perry@21:1/5 to All on Mon Jun 2 07:36:35 2025
    In message <3saj3klc579hd98smse9atde8c7e9td8vs@4ax.com>, at 14:26:53 on
    Fri, 30 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Fri, 30 May 2025 10:50:03 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <nc2e3k9t4p56lqu612r1opdo9j4eepn4ot@4ax.com>, at 14:21:12 on >>Wed, 28 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Wed, 28 May 2025 06:12:27 +0100, Roland Perry <roland@perry.uk> wrote: >>>
    In message <9q6c3kls84fhtc0rj7i4lob663m8h9trnc@4ax.com>, at 21:17:26 on >>>>Tue, 27 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> >>>>remarked:

    It doesn't mean that the property is already unoccupied at the time of >>>>>viewing.

    When (mis)used in estate agent particulars for UNTENANTED OWNER OCCUPIER >>>>properties, that's exactly what it means.

    I've never seen it used in that scenario.

    Then perhaps you need to be more observant. I see it all the time, and >>cited an example in this thread.

    This thread has gone many layers deep. Can you re-post the link to that, or >at least give the Message-ID of the post where you originally provided it.

    I didn't provide a url, you can trivially get your own via a search
    engine of your choice. DuckDuckQuack, isn't it?

    But this thread isn't about an
    owner-ocupier to owner-ocupier sale. It's about an executor sale.

    No it isn't, you seem to confused.

    Right at the very start of this thread, your post was about probate and a >retirement flat that the executor wanted to sell. If it's moved on from
    there to a completely different scenario, then obviously I've missed that.

    Threads drift, get over it.

    But my main point stands: "vacant possession" means vacant at the time of >possession, not at the time of viewing. There's a clue in the name.

    And my main point stands too: Estate agents commonly misuse the phrase.

    In that context, the term "vacant possession" is relevant because
    it's a guarantee to potential purchasers that the inheritors of the >>>property have no plans to occupy it. In which case, it will be vacant
    at the time of viewing. But that's immaterial, because the phrase
    doesn't refer to viewing, it refers to possession.

    But estate agents use it to mean "will be empty when you view".

    I have spent some time looking through property listings on RightMove, and I >can't find it used there to mean that at all.

    Oh dear, your DuckDuck-foo seems to be lacking.

    The three D's of most house sales: Death, Debt and Divorce.

    I'd be surprised if that was most house sales. Downsizing, relocation and >climbing the property ladder are all common reasons for a sale as well.

    All those are common, but the "three D's" is well established as the
    main reason.

    Of the properties that I have bought, over the course of my life so far, all >but one were occupied when I viewed them.

    Not all of mine were, new build obviously not, several ex-rentals,
    numerous estate sales and even two which I bought that were divorces
    (but the wives in occupation at the time - husband was off living with
    the girlfriend, you can always tell because there's not going to be any man-things in the bathroom cabinet; if he hasn't taken them with him,
    his ex will have thrown then away).

    But I bought them all with vacant possession.

    Of course, one always does, eventually. Although two of the houses I
    bought still had the former owners pottering around until teatime.
    Helping them put their possession on the pavement outside tends to focus
    their minds.

    If you don't believe me, here are extracts from the top five results of a >>>DuckDuckGo search for "what does vacant possession mean":

    [snip]

    All completely irrelevant.

    Then maybe you can provide a link to sources which concur with your >definition.

    My definition is "What estate agents mistakenly call a house that's
    empty when you view it". I don't understand why you are being so obtuse
    about this.

    None of those refer to the property being empty at the time of viewing.

    So how do you explain the term being used by estate agents to mean that?

    I remain to be convinced that they do.

    One can take a horse to water...

    Obviously, a property which is empty at the time of viewing will almost >>>certainly be offered with vacant possession,

    Almost any property being viewed will be offered with vacant possession.

    Commercial properties often aren't. They're often sold to a new investment >landlord with a sitting tenant. A clue to that scenario is often the words >"Business not affected" on the For Sale sign. And buy-to-let residential >premises may also be sold with a sitting tenant.

    Do try to keep up. We aren't talking about those types of property.

    Owner-occupied properties will almost always be sold with vacant possession, >because the owner intends to move out when the sale completes (because >they're moving into something else instead). But they won't usually have >already moved out when the property is viewed.

    Actually, quite a few have. To the cemetery.

    and an executor sale with vacant possession

    As opposed to an executor sale with a siting tenant? Such things do
    exist, if for example someone dies who has buy-to-lets, and the
    executors want to liquidate that asset.

    Yes; a BtL landlord who dies will leave a tenanted property to their estate. >The heirs may not necessarily want to terminate the tenancy.

    Or maybe they would rather have the capital than the rent. That would
    certainly give some sort of closure to the executors, otherwise how do
    you determine the 10% gifted to charities, if it's going to be dribbling
    in, for years and years in the future.

    will usually (but not always) be empty at the time of viewing.

    Again, from hundreds of viewings, many of which were estate sales, a >>substantial minority will still have the furniture in them.

    That, indeed, is a good illustration of the phrase "usually (but not
    always)" :-)

    It's not uncommon for the property of a recently deceased occupant to still >contain at least some of their personal effects at the time of viewing. But, >if the property is being offered with vacant possession (at it would be >surprising if it were not), then those items will have been removed before >the buyer takes possession.

    On a more general point, vacating owners of often leave furniture
    behind. One house I bought had a substantial Victorian wardrobe
    remaining because the removal men apparently said they had no idea how
    to get it down the stairs. Another house would have involved removing
    windows to get furniture out. Modern removal companies don't have people
    who can remove (and replace) sash windows on every team.

    But viewing and possession are different things, so the fact that a >>>property is empty when viewed does not necessarily imply vacant possession >>>while a property sold with vacant possession might nonetheless be occupied >>>at the time of viewing.

    Again, you are completely missing the point!

    So what is your point, other than possibly to complain that you have >encountered an estate agent which seemingly didn't understand what vacant >possession was?

    To say I've encountered many, and as a warning to others that so-called professionals often use words in a misleading way.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Simon Parker on Sun Jun 1 23:30:46 2025
    On 01/06/2025 20:48, Simon Parker wrote:
    On 30/05/2025 12:22, Norman Wells wrote:

    when it was abundantly clear that the money in the joint account
    rightly belonged by survivorship to the daughter.

    "Abundantly clear" only in the mind of posters that do not understand
    case law on these matters.  And yes, the case law is clear and has been quoted.

    What has happened since to alter that?

    Perhaps in researching the matter further Roland read an article by
    Professor Lesley King [^1] in The Law Society Gazette which covered the matter in detail? [^3]

    Since then, he has been faced with the task of choosing between the
    opinion of a Solicitor of the Senior Courts that has contributed to Halsbury's Laws - a view support, incidentally, by established case law
    - and the opinion of the self-titled "erudite" poster, Norman Wells
    esquire, who has no legal training and whose legal writings amount to
    little more than frequent, but often incorrect, squeaks on a tiny little
    all but forgotten corner of the Internet who has, nevertheless,
    expressed "100%" confidence in his in his incorrectly adopted position despite it having been demonstrated to be at odds with established case
    law on the matter.

    Proper professional advice would surely have sorted this out long ago.

    Personally, I have no doubt, given Lesley King's bona fides, that she is "100%" correct in her understanding and summary of the matter.  YMMV.

    Except that ... her article dates from 2010, since when there has been a
    more recent decision by the Supreme Court in the guise of the “Privy Council” – see Whitlock and another v Moree (2017)(UKPC 44) - which I've referred to elsewhere, and which essentially says she is wrong. The
    approach now is to look just at the terms agreed to on opening the
    account in question, which I have no doubt will have been absolutely
    standard and mean that the survivor gets the lot.

    [^1] Professor Lesley King, LL.B, Dip. Crim., who has a formal entry in
    the LexisNexis list of experts [^2], is a Solicitor of the Senior Courts
    of England and Wales. She was previously the Private Client Practice
    Head at The College of Law in Bloomsbury and is currently a Professor
    and Professional Development Consultant with The University of Law (incorporating The College of Law) who specialises in wills and related matters.

    She is a contributor to the Halsbury's Laws title, Wills and Intestacy,
    and to Volumes 17(2) Gifts, 40(1)-(3) Trusts and Settlements and 42(1)-
    (3) Wills and Administration of the Encyclopaedia of Forms and Precedents.

    Owing to this, she is the wills and probate columnist for The Law
    Society Gazette.  A wise person pays heed to her thoughts on matters relating to wills and probate as she writes and lectures extensively on wills, taxation and related matters.

    The law is what it is, which may not actually be how she thought it
    should be.

    [^2] https://www.lexisnexis.co.uk/legal/experts/2487

    [^3] https://www.lawgazette.co.uk/law/probate-resulting-trust-and-joint- bank-accounts-/56341.article


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  • From Norman Wells@21:1/5 to Simon Parker on Sun Jun 1 23:15:40 2025
    On 01/06/2025 20:44, Simon Parker wrote:
    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us
    incorrect advice, saying that none of the money in the joint account
    could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping with
    is the account joint between mother and (another) sister. Who on
    advice from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's (to pay for mother's housekeeping) my reading of gov.uk
    advice online says it's the property of the estate.

    I covered this, in what I thought was considerable detail, in Message-
    ID: <lu4th0F46b0U15@mid.individual.net>.

    If you missed it, or cannot remember that message, I recommend re-
    reading it as the relevant case law is cited and linked.

    In summary:

    <quote>
    Assuming you have given all relevant information concerning the account
    in question, I would suggest that the circumstances surrounding the
    opening, funding and managing of that account were intended to create a resulting trust meaning the balance of the account at D's death forms
    part of their estate and does not pass to the joint account holder (J)
    under survivorship per Re Northall (deceased) [2010] EWHC 1448 (Ch).
    <end quote>

    You are, however, rather behind the times:

    "However, a more recent decision by the Supreme Court in the guise of
    the “Privy Council” has considerably watered this down – see Whitlock
    and another v Moree (2017)(UKPC 44). Here, the court looked more closely
    at the bank’s own terms and conditions governing the operation of the
    bank account. It found that by these terms and conditions, each joint
    account holder (and, significantly, the provider of the money into the
    joint account) had agreed that it was the survivor on the death of one
    of the joint account holders who was entitled to the remaining balance
    in the joint account. This was regardless of who had put it there.
    Further, there was no need for the Court to look beyond these terms and conditions.

    It would appear, then, that for the time being at least, the Courts have successfully closed the fruitful line of attack for disappointed
    beneficiaries in Will dispute cases opened up by the decision in Re
    Northall."

    https://www.willclaim.com/joint-bank-accounts-in-will-contest-cases/

    I said last December that it depended on the terms signed up to when
    opening the account, and that they should therefore be checked, but I
    doubted if there was even a remote possibility of my position being
    incorrect.

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  • From Norman Wells@21:1/5 to Roland Perry on Mon Jun 2 08:38:31 2025
    On 02/06/2025 07:44, Roland Perry wrote:
    In message <m9tt4hFjg0eU3@mid.individual.net>, at 15:20:01 on Fri, 30
    May 2025, The Todal <the_todal@icloud.com> remarked:
    On 30/05/2025 14:22, Norman Wells wrote:
    On 30/05/2025 13:56, Roger Hayter wrote:
    On 30 May 2025 at 12:22:35 BST, "Norman Wells" <hex@unseen.ac.am>
    wrote:

    On 30/05/2025 11:38, Roland Perry wrote:
    In message <m9tf6iFha2bU2@mid.individual.net>, at 11:22:10 on Fri, 30 >>>>>> May 2025, The Todal <the_todal@icloud.com> remarked:

    The first probate solicitor whom we approached for a quote gave us >>>>>>> incorrect advice, saying that none of the money in the joint account >>>>>>> could be touched until probate had been obtained.

    Joint with whom? One of this issues with the probate I'm helping
    with is
    the account joint between mother and (another) sister. Who on advice >>>>>> from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's
    (to pay for mother's housekeeping) my reading of gov.uk advice online >>>>>> says it's the property of the estate.

    Are you *still* confused and arguing about this?  We dealt with it in >>>>> considerable depth back in December last year in the 'Inheritance Tax' >>>>> thread, when it was abundantly clear that the money in the joint
    account
    rightly belonged by survivorship to the daughter.  What has happened >>>>> since to alter that?

    Proper professional advice would surely have sorted this out long ago. >>>>
    I automatically comes into the possession of the joint account
    holder.  I think
    you were in a minority in supposing that they always had right to
    keep  it.
     But they *do* have a right to keep it.  It's theirs.  100%.
     Show me I'm wrong.


    The probate lawyer we ended up using advised us that the money in the
    joint account becomes the property of the spouse (as the joint account
    holder with the deceased) and cannot form part of the estate for
    distribution to beneficiaries.  Obviously I hope that is not
    contentious otherwise I'd have to sue her for negligence.

    Irrelevant in this thread as the joint account holder was NOT a spouse. (Unless mother and daughter had created an illegal civil partnership).

    The important part of the above is not 'spouse' but 'as the joint
    account holder' It applies to all joint account holders.

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  • From Norman Wells@21:1/5 to Simon Parker on Mon Jun 2 18:15:45 2025
    On 02/06/2025 15:57, Simon Parker wrote:
    On 02/06/2025 08:38, Norman Wells wrote:
    On 02/06/2025 07:44, Roland Perry wrote:

    Irrelevant in this thread as the joint account holder was NOT a
    spouse. (Unless mother and daughter had created an illegal civil
    partnership).

    The important part of the above is not 'spouse' but 'as the joint
    account holder'  It applies to all joint account holders.

    No it doesn't.  And no, I'm not interested in discussing it further here based on your incorrect understanding of the law.

    It's not just *my* incorrect understanding. If I'm wrong then so too is
    the firm of solicitors I quoted earlier, and the barristers at 1 Hare
    Court, who completely agree with me.

    Is everyone out of step except you?

    Please go back to
    Message-ID:  <lu4th0F46b0U15@mid.individual.net> where the precise legal position was explained in some detail and respond there if you do not
    agree with anything stated therein.

    Well, the above are reputable sources. Why should anyone believe you
    over them?

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  • From Norman Wells@21:1/5 to Simon Parker on Mon Jun 2 18:20:44 2025
    On 02/06/2025 16:00, Simon Parker wrote:
    On 01/06/2025 23:34, Norman Wells wrote:
    On 01/06/2025 20:50, Simon Parker wrote:
    On 30/05/2025 14:22, Norman Wells wrote:

    But they *do* have a right to keep it.  It's theirs.  100%.

    Show me I'm wrong.

    Why?  So you can ignore the cited case law again, not reply to the
    message again, not acknowledge you were wrong again and then repeat
    your wholly mistaken views at some further time insisting, again,
    that the position is "100%" clear when you are "100%" wrong on the
    matter?

    In addition to Message-ID: <lu4th0F46b0U15@mid.individual.net> in
    which I've cited the relevant case law previously, I've just cited an
    article by Professor Lesley King in a parallel post to the thread.
    Personally, I would be incredibly wary of disagreeing with anything
    she has to say on the matter of wills and probate being, as she is,
    one of the foremost experts on the subjects.  YMMV.

    Well, the Supreme Court, in the guise of the Privy Council, has
    disagreed with her, so she's obliged to change her mind, I think.

    I refer you, for the umpteenth time, to Message-ID: <lu4th0F46b0U15@mid.individual.net> wherein the matter was discussed in
    some detail.

    I ask that you pay heed to the section entitled: "WARNING: Big caveat
    ahead!"

    Once again, it is my sad duty to inform you that Google / Gemini has
    failed you, again, I am afraid to say.

    But all you're doing is doubling down on what you erroneously said
    previously. It seems you don't want to consider the effect of the
    Whitlock case which reads directly onto the situation we are considering
    here. Presumably, that's because it completely undermines your argument.

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  • From Norman Wells@21:1/5 to Simon Parker on Mon Jun 2 18:02:46 2025
    On 02/06/2025 16:02, Simon Parker wrote:
    On 01/06/2025 23:15, Norman Wells wrote:
    On 01/06/2025 20:44, Simon Parker wrote:
    On 30/05/2025 11:38, Roland Perry wrote:

    Joint with whom? One of this issues with the probate I'm helping
    with is the account joint between mother and (another) sister. Who
    on advice from the bank seems to think it's now all hers.

    But because the only source of funds into the joint account was
    mother's (to pay for mother's housekeeping) my reading of gov.uk
    advice online says it's the property of the estate.

    I covered this, in what I thought was considerable detail, in
    Message- ID: <lu4th0F46b0U15@mid.individual.net>.

    If you missed it, or cannot remember that message, I recommend re-
    reading it as the relevant case law is cited and linked.

    In summary:

    <quote>
    Assuming you have given all relevant information concerning the
    account in question, I would suggest that the circumstances
    surrounding the opening, funding and managing of that account were
    intended to create a resulting trust meaning the balance of the
    account at D's death forms part of their estate and does not pass to
    the joint account holder (J) under survivorship per Re Northall
    (deceased) [2010] EWHC 1448 (Ch).
    <end quote>

    You are, however, rather behind the times:

    "However, a more recent decision by the Supreme Court in the guise of
    the “Privy Council” has considerably watered this down – see Whitlock >> and another v Moree (2017)(UKPC 44). Here, the court looked more
    closely at the bank’s own terms and conditions governing the operation
    of the bank account. It found that by these terms and conditions, each
    joint account holder (and, significantly, the provider of the money
    into the joint account) had agreed that it was the survivor on the
    death of one of the joint account holders who was entitled to the
    remaining balance in the joint account. This was regardless of who had
    put it there. Further, there was no need for the Court to look beyond
    these terms and conditions.

    It would appear, then, that for the time being at least, the Courts
    have successfully closed the fruitful line of attack for disappointed
    beneficiaries in Will dispute cases opened up by the decision in Re
    Northall."

    https://www.willclaim.com/joint-bank-accounts-in-will-contest-cases/

    I said last December that it depended on the terms signed up to when
    opening the account, and that they should therefore be checked, but I
    doubted if there was even a remote possibility of my position being
    incorrect.

    And yet incorrect it was and incorrect it remains.

    For the record, I advocate (again!), reading judgments in their entirety before relying upon them as they often do not say what you think they
    say, (or what others may claim they say in an overly-simplistic summary thereof).

    It is not at all incorrect.

    Will you be so dismissive, still without considering the inconvenient
    Whitlock case, of the views of the barristers at the renowned chambers,
    1 Hare Court?

    Let me quote what they have to say:

    "When setting up the account, Mr. Lennard and Mr. Moree signed an
    account opening application in the Bank’s standard joint account form,
    which included a joint tenancy clause (‘clause 20’) stating that unless otherwise agreed in writing, all money credited to the account was the
    joint property of the account holders and that the right of survivorship applied."

    "The courts below had approached the dispute on the assumption that a
    resulting trust of the money in the bank account was to be presumed in
    favour of the estate of Mr. Moree if Mr. Moree could not discharge the
    burden of proving that Mr. Lennard intended to make a beneficial gift of
    that money to him. The Court of Appeal concluded that Mr. Moore had
    discharged the burden of proof."

    "Held, allowing the appeal:

    Where two or more holders of a joint account all sign an account opening document (or separately sign identical documents) which, on their true construction, declare or set out their respective beneficial interests
    in the property constituted by the account (loosely, the money in the
    account), then those are the beneficial interests of the account
    holders, pending any subsequent variation of them by agreement or
    otherwise."

    "In those cases, an examination of the subjective intentions of the
    account holders, or of those of them who place money in the joint
    account, is neither relevant nor permissible. Still less is recourse to
    the doctrine of presumed resulting trusts permissible, because the
    potential beneficial owners have declared what are their beneficial
    interests by signed writing."

    "There was no need to conduct an open-ended factual analysis as to the subjective intention of Mr. Lennard since the account opening forms
    signed by him and Mr. Moree were dispositive of the beneficial interest
    in that account"

    https://www.1hc.com/case-summaries/whitlock-v-moree-2017-ukpc-44/

    Are you able to proffer an 'opinion' on what the current edition of Ziff Principles of Property Law has to say on the matter?  Do you find that persuasive or otherwise given what Rothstein J said on "Bank Documents"
    in Pecore v Pecore [2007] SCC 17; [2007] 1 SCR 795 specifically [60-61] thereof?

    I do not care what they say. If they say anything to the contrary to
    the above, they have been superseded by the 2017 Whitlock case, which is
    now the applicable law.

    I do suggest you try to catch up.

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  • From Norman Wells@21:1/5 to Simon Parker on Mon Jun 2 18:53:19 2025
    On 02/06/2025 16:01, Simon Parker wrote:
    On 01/06/2025 23:30, Norman Wells wrote:
    On 01/06/2025 20:48, Simon Parker wrote:
    On 30/05/2025 12:22, Norman Wells wrote:

    when it was abundantly clear that the money in the joint account
    rightly belonged by survivorship to the daughter.

    "Abundantly clear" only in the mind of posters that do not understand
    case law on these matters.  And yes, the case law is clear and has
    been quoted.

    What has happened since to alter that?

    Perhaps in researching the matter further Roland read an article by
    Professor Lesley King [^1] in The Law Society Gazette which covered
    the matter in detail? [^3]

    Since then, he has been faced with the task of choosing between the
    opinion of a Solicitor of the Senior Courts that has contributed to
    Halsbury's Laws - a view support, incidentally, by established case
    law - and the opinion of the self-titled "erudite" poster, Norman
    Wells esquire, who has no legal training and whose legal writings
    amount to little more than frequent, but often incorrect, squeaks on
    a tiny little all but forgotten corner of the Internet who has,
    nevertheless, expressed "100%" confidence in his in his incorrectly
    adopted position despite it having been demonstrated to be at odds
    with established case law on the matter.

    Proper professional advice would surely have sorted this out long ago.

    Personally, I have no doubt, given Lesley King's bona fides, that she
    is "100%" correct in her understanding and summary of the matter.  YMMV. >>
    Except that ... her article dates from 2010, since when there has been
    a more recent decision by the Supreme Court in the guise of the “Privy
    Council” – see Whitlock and another v Moree (2017)(UKPC 44) - which
    I've referred to elsewhere, and which essentially says she is wrong.
    The approach now is to look just at the terms agreed to on opening the
    account in question, which I have no doubt will have been absolutely
    standard and mean that the survivor gets the lot.

    As you've been told several times previously, (and not by me, I might add):

    A little learning is a dangerous thing;
    Drink deep, or taste not the Pierian spring:

    I shall ignore the ad homs, which, as you've been told several times previously, have no place here.

    It would have been of great benefit to all considering the matter if
    only someone had addressed the problem with Whitlock being a decision of
    the Privy Council in a previous post...

    ...bear with...

    ...hang on...

    ...nearly done...

    Ah, yes, there it is:

    In Message-ID: <lu4th0F46b0U15@mid.individual.net> the Whitlock judgment
    is considered in some detail.

    Only by you. And I don't think you appreciated its significance.

    You would be well advised to actually read that post before responding further and then, having done so, to point Google AI in the general
    direction of Willers v Joyce [2016] UKSC 44 [^1] and the Judicial
    Committee of the Privy Council's Practice Directions.

    You're welcome.

    Thank you. Now perhaps you'll actually make whatever argument you have
    rather than just prescribe a reading list?

    [^1] Professor Lesley King, LL.B, Dip. Crim., who has a formal entry
    in the LexisNexis list of experts [^2], is a Solicitor of the Senior
    Courts of England and Wales. She was previously the Private Client
    Practice Head at The College of Law in Bloomsbury and is currently a
    Professor and Professional Development Consultant with The University
    of Law (incorporating The College of Law) who specialises in wills
    and related matters.

    She is a contributor to the Halsbury's Laws title, Wills and
    Intestacy, and to Volumes 17(2) Gifts, 40(1)-(3) Trusts and
    Settlements and 42(1)- (3) Wills and Administration of the
    Encyclopaedia of Forms and Precedents.

    Owing to this, she is the wills and probate columnist for The Law
    Society Gazette.  A wise person pays heed to her thoughts on matters
    relating to wills and probate as she writes and lectures extensively
    on wills, taxation and related matters.

    The law is what it is, which may not actually be how she thought it
    should be.

    Yes, about that... I have some bad news for you.

    Then you'd better spell out what it is.

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  • From Mark Goodge@21:1/5 to Roland Perry on Mon Jun 2 21:41:13 2025
    On Mon, 2 Jun 2025 07:36:35 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <3saj3klc579hd98smse9atde8c7e9td8vs@4ax.com>, at 14:26:53 on
    Fri, 30 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:

    This thread has gone many layers deep. Can you re-post the link to that, or >>at least give the Message-ID of the post where you originally provided it.

    I didn't provide a url, you can trivially get your own via a search
    engine of your choice. DuckDuckQuack, isn't it?

    I have, but I can't find any.

    But my main point stands: "vacant possession" means vacant at the time of >>possession, not at the time of viewing. There's a clue in the name.

    And my main point stands too: Estate agents commonly misuse the phrase.

    Then supply an example. If there are that many, it can't be that hard.

    In that context, the term "vacant possession" is relevant because
    it's a guarantee to potential purchasers that the inheritors of the >>>>property have no plans to occupy it. In which case, it will be vacant >>>>at the time of viewing. But that's immaterial, because the phrase >>>>doesn't refer to viewing, it refers to possession.

    But estate agents use it to mean "will be empty when you view".

    I have spent some time looking through property listings on RightMove, and I >>can't find it used there to mean that at all.

    Oh dear, your DuckDuck-foo seems to be lacking.

    You could easily prove me wrong by supplying an example.

    My definition is "What estate agents mistakenly call a house that's
    empty when you view it". I don't understand why you are being so obtuse
    about this.

    Then why won't you supply an example?

    Owner-occupied properties will almost always be sold with vacant possession, >>because the owner intends to move out when the sale completes (because >>they're moving into something else instead). But they won't usually have >>already moved out when the property is viewed.

    Actually, quite a few have. To the cemetery.

    It's not owner-occupied, in that case. Unless they die in between putting
    the house up for sale and the house being viewed.

    Mark

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Norman Wells@21:1/5 to Simon Parker on Tue Jun 3 09:15:00 2025
    On 02/06/2025 15:56, Simon Parker wrote:
    On 29/05/2025 17:17, Norman Wells wrote:
    On 29/05/2025 12:40, Simon Parker wrote:
    On 28/05/2025 15:08, Norman Wells wrote:

    Sorry, but it's not actually necessary to be in a contractual
    relationship to comment in good faith.  It applies in real life too.

    It can,

    Thank you.  Then you agree with me.

    but not to the majority of what you post for the reason given - your
    posts to this thread being a perfect example that you are incapable
    of displaying empathy to a counterparty's position and therefore
    cannot be posting in good faith, despite claiming to be so doing.

    I shall ignore the ad homs which have no place in any legal discussion.

    You placed the subject of your "good faith" on the table.  In doing so,
    you opened the door for comments upon your claimed good faith.  Comments
    on a subject you had chosen to place on the table are not ad hom attacks.

    The proposition before the house is that "All posts by Norman Wells
    esquire have been made in good faith".

    If that is so, then your reply is way off topic for ulm.

    As might be expected, you have
    proffered no evidence to support this motion relying instead on proof by assertion.
    My response to your proposition is that you have demonstrated on
    numerous occasions, including on several instances during this very
    thread, that you are incapable of displaying empathy to a counterparty's position and therefore cannot be posting in 'good faith', despite your
    claim to the contrary.

    That is not an ad hom attack but is rather highlighting an inconsistency
    in your argument.

    I suggest, again, that you look up and try to understand what ad hom
    means. The whole point is that you're not addressing the argument at
    all, just the person who made it.

    At this point, you can either concede the point or produce evidence of
    posts in which you have displayed empathy to a counterparty's position.

    Are you going to go with option (1) concede the point; or option (2)
    produce evidence of displaying empathy to a counterparty's position?

    (Or option (3) Keep repeating the point claiming you're right without adducing any evidence.)

    I am not interested in entering into your ad hom discussion, thank you.

    Place your bets, ladies and gentlemen, place your bets...

    In addition to the statement above, you said:

    "I'm saying that, like a mortgage, they may need to be paid each
    month when due even before Probate, in order to avoid any
    consequences for the estate, which it is her duty to secure and
    protect."

    Having spent much of the thread arguing that an executor is powerless
    to do anything much prior to having obtained probate, you're now
    claiming that the executor *may* need to pay the monthly management
    fees each month "*even before Probate*" because they are "like a
    mortgage" and "it is her *duty*" to pay them.  (Emphasis mine.)

    Subject to your inaccurate quote of what I said, which is covered
    above, indeed.  An executor obviously can't pay out of the estate's
    assets until Probate is granted.  But the fees can be paid out of the
    executor's own pocket, which she will be able to get back from the
    estate when it is.  Whether she should or would be wise to do that is
    the matter on which I said she needs proper professional advice which
    she has not received here.

    Is a PR legally compelled to pay fees out of their own pocket?  Yes or no?

    I don't think so normally, especially if the legal formalities like
    applying for Probate are attended to promptly, but there may be
    consequences for the estate if she doesn't, and those need to be
    considered. Properly, professionally.

    If yes, please cite the relevant law.

    If no, your proposed solution fails if the PR is unable or unwilling to
    pay the fees out of their own pocket.

    There's a difference between being legally obliged to do something and
    taking precautionary steps, even if they cost a bit, to avoid problems
    with what you are responsible for. Like paying to fix a water leak in a deceased's house for example.

    Your advice is unclear, littered as it is with the use of words and
    phrases like "may", "I guess" and "I think", and contradictory
    thereby making it meaningless and ultimately useless.

    Yes, they're called 'opinions', which are the bread and butter of
    proper lawyers when dealing with any unknowns they can't simply look
    up in a book or get AI to generate.

    <SFX: Buzzer>

    I'm sorry, Norman, that is not the answer I have on the card.

    As this is a legal newsgroup, the word "opinion" has a precise meaning
    above and beyond that one might find when consulting a dictionary.  (Ed: Quelle surprise!)

    A legal opinion expresses a conclusion about a specific matter,
    providing an analysis of the facts and applicable law, proffering an assessment of the associated legal implications and potential risks.

    An opinion is an opinion. It means exactly the same in a legal context
    as elsewhere. It's just that it costs a lot more in the former.

    A legal opinion might look something like this: "Per the judgment in
    <Case Name#1><Neutral Citation#1>, situation <1> may apply.  The
    associated implications and risks are... . However, in <Case
    Name#2><Neutral Citation#2>, situation <2> resulted. (Rinse and repeat
    for numerous cases.)  Given the foregoing, the circumstances of this
    issue relate most closely to situation <x> therefore it is my suggestion
    that we proceed on that basis whilst bearing in mind that... ."

    Variants of "I guess <x>", "I think <y>" or "Maybe <z>" without further
    proof and discussion is most certainly NOT a legal opinion.

    Even if we take your use of the word "opinion" in the general rather
    than the specific, these are bold words from a poster that relies so
    heavily on Google for his "opinions".  However, I conclude it would be
    wise to "stick a pin" in this thought for now, as I have a feeling we'll
    be returning to it shortly...

    In the meantime, your main "opinion" seems to be "seek proper
    professional advice" which makes the newsgroup somewhat redundant as we
    could have a bot reply to all new threads with that as an automated reply.

    Thank you for the Simonsplaining, but I suggested seeking proper
    professional advice on this one particular matter because it has a
    practical and important legal consequence, and there was a massive
    difference between my views and those of some others who I considered
    were dangerously misguided. The OP has said "nothing whatsoever you say
    will ever change my mind", even presumably when I'm right, so it seems
    the only way of resolving it.

    Tangentially, if you want to see what a professional opinion on a
    subject might look like in the context of this question, I invite you to re-read Message-ID: <lu4th0F46b0U15@mid.individual.net>.

    You're welcome.

    You may call it a 'professional opinion', but in fact it's just yours
    and incidentally wrong. And, as regrettably usual with your 'opinions',
    it's just a reading list and comes to no conclusion that would advise
    anyone what to do.

    Not so.  We haven't seen the terms of the lease, so the best we can
    do is guess at what they are.

    The matter under discussion was the merit of using our knowledge and experience of the contents of typical leases to make recommendations
    based on what is likely to be present in this lease whereupon we could
    point out the general principles common to the majority of leases and
    then highlight matters of which the executor needs to be aware versus
    your proposal that "the best we can do is guess at what" may be in the
    lease.

    But, as far as I can see, you haven't even done that.

    <snipped hypotheticals>

    At this point we ought to return to the pin previously placed where a
    poster claimed that "'opinions'... are the bread and butter of proper
    lawyers when dealing with any unknowns they can't simply look up in a
    book or get AI to generate." making it logical to conclude said poster
    ought to have no difficulty whatsoever in proffering an 'opinion' on the above question without 'simply look[ing it] up in a book' (or on
    Google!) 'or get[ting] AI to generate [it]'.

    The key word there is 'simply'.

    If a PR is *unable* to advance the necessary funds, what legal
    remedy(ies) is (are) available to the landlord?  If the PR is
    *unwilling* to advance the necessary funds, what legal remedy(ies) is
    (are) available to the landlord?

    If the answer to both questions is the same, (Ed: it is), it matters not whether the PR is *unable* or *unwilling*.

    We've been down that rabbit hole before and I've told you what the
    consequences may be.

    If the proper professional advice I've advocated is that the estate
    could be seriously adversely affected if the fees are not paid, then
    the executor has to choose between somehow finding the money to pay
    the fees or possible maladministration of the estate because she
    hasn't secured it sufficiently.

    Please detail the precise steps involved in the estate becoming
    "seriously adversely affected" including any legal notices mandated, how
    the PR ought to respond upon receipt of said notices, the likely
    timescale involved and what the PR can do to extend this timescale.

    If you have a point, it's rather for you to make it.

    If fairness comes into it at all,

    It doesn't!  This is a legal newsgroup.  alt.fairness and uk.morality
    are that-a-way   ========>

    Interesting that you should adopt such an amoral approach to the law.

    she is the one who has dallied over obtaining Probate, and she is the
    one who should pay the fees until she can get them back from the
    estate.  It's not fair on the landlord to go without what he is
    entitled to at her pleasure.

    Please cite the legislation or case law upon which you are relying for
    this "opinion".

    It's 'fairness', as I said. You know, consideration for others, empathy
    with their situation, that sort of thing.

    The obvious answer is that the executor pays the necessary fees out of
    her own pocket until she can get them back from the estate once
    Probate has been granted.  Problem solved.

    If the PR does not have the funds available to advance in payment of the fees, what then?

    She obtains them from whatever source she can tap, as usual.

    So, do *you* think an executor can delay paying management fees for as
    long as she likes, with no consequences for the estate whatsoever?

    For some values of "no" and "whatsoever", yes.  See the following
    paragraph for an example with which I am personally acquainted.

    As an example, I am aware of a situation where the mortgage on a
    property went unpaid for approximately 7 years during which time I
    would say that communication between the executor and mortgage
    company "could have been better".  Eventually, the property was sold
    and the mortgage satisfied with no real consequences for either the
    executor or the estate.

    A mortgage provider typically starts foreclosure proceedings when a
    homeowner fails to make payments as agreed in the mortgage contract,
    specifically after a period of missed payments, often around three
    months.

    No they don't.  I have experience, (i.e. I have been personally
    involved), in mid-double digit repossession cases.  Not a single one of
    them involved proceedings being started 'around three months'.  Yes, I
    know you've quoted what Google AI told you, but that's the difference
    between practical experience and theoretical knowledge.

    At least I have support for my position not just anecdata.

    Taking Lloyds as an example, their standard mortgage terms and
    conditions typically allow for up to 18 months following the death of
    the mortgagee before they even think about escalating matters, (which is still some way short of repossession).  During that 18 months, they
    will, of course, check on the progress of Grant of Probate / Letters of Administration, and enquire as to the plans for the sale of the
    property / satisfying the charge, but in my experience, they are
    typically happy to wait knowing they will receive their money,
    (including a larger than expected chunk of interest), once the property
    is sold / the charge is satisfied.

    Lloyds can clearly bear losses secured on a property. For small private landlords such delays could be crippling. Is that just 'too bad, boo hoo'?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Roland Perry@21:1/5 to All on Wed Jun 4 09:40:28 2025
    In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on Mon, 2 Jun
    2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the
    screen.

    This is the most wonderful Usenet posting I have ever seen, and
    after ~25yrs finally trumps (if we can use that word any more) the Feather/McRae/Demon "suppository" one. I will print it out and hang
    it on the wall!

    R.

    On 29/05/2025 17:17, Norman Wells wrote:
    On 29/05/2025 12:40, Simon Parker wrote:
    On 28/05/2025 15:08, Norman Wells wrote:

    Sorry, but it's not actually necessary to be in a contractual >>>>relationship to comment in good faith. It applies in real life too.

    It can,
    Thank you. Then you agree with me.

    but not to the majority of what you post for the reason given - your >>>posts to this thread being a perfect example that you are incapable
    of displaying empathy to a counterparty's position and therefore
    cannot be posting in good faith, despite claiming to be so doing.
    I shall ignore the ad homs which have no place in any legal
    discussion.

    You placed the subject of your "good faith" on the table. In doing so,
    you opened the door for comments upon your claimed good faith. Comments
    on a subject you had chosen to place on the table are not ad hom
    attacks.

    The proposition before the house is that "All posts by Norman Wells
    esquire have been made in good faith". As might be expected, you have >proffered no evidence to support this motion relying instead on proof
    by assertion.

    My response to your proposition is that you have demonstrated on
    numerous occasions, including on several instances during this very
    thread, that you are incapable of displaying empathy to a
    counterparty's position and therefore cannot be posting in 'good
    faith', despite your claim to the contrary.

    That is not an ad hom attack but is rather highlighting an
    inconsistency in your argument.

    At this point, you can either concede the point or produce evidence of
    posts in which you have displayed empathy to a counterparty's position.

    Are you going to go with option (1) concede the point; or option (2)
    produce evidence of displaying empathy to a counterparty's position?

    (Or option (3) Keep repeating the point claiming you're right without >adducing any evidence.)

    Place your bets, ladies and gentlemen, place your bets...


    What I actually said was 'monthly maintenance fees may be regarded >>>>rather like a mortgage' which is somewhat different. I then went on
    to say why. Which you've ignored.

    I have ignored nothing.
    You have. And you still are.

    We must agree to differ.


    In addition to the statement above, you said:

    "I'm saying that, like a mortgage, they may need to be paid each
    month when due even before Probate, in order to avoid any
    consequences for the estate, which it is her duty to secure and protect." >>>
    Having spent much of the thread arguing that an executor is
    powerless to do anything much prior to having obtained probate,
    you're now claiming that the executor *may* need to pay the monthly >>>management fees each month "*even before Probate*" because they are >>>"like a mortgage" and "it is her *duty*" to pay them. (Emphasis mine.)
    Subject to your inaccurate quote of what I said, which is covered
    above, indeed. An executor obviously can't pay out of the estate's
    assets until Probate is granted. But the fees can be paid out of the >>executor's own pocket, which she will be able to get back from the
    estate when it is. Whether she should or would be wise to do that is
    the matter on which I said she needs proper professional advice which
    she has not received here.

    Is a PR legally compelled to pay fees out of their own pocket? Yes or no?

    If yes, please cite the relevant law.

    If no, your proposed solution fails if the PR is unable or unwilling to
    pay the fees out of their own pocket.


    Your advice is unclear, littered as it is with the use of words and >>>phrases like "may", "I guess" and "I think", and contradictory
    thereby making it meaningless and ultimately useless.
    Yes, they're called 'opinions', which are the bread and butter of
    proper lawyers when dealing with any unknowns they can't simply look
    up in a book or get AI to generate.

    <SFX: Buzzer>

    I'm sorry, Norman, that is not the answer I have on the card.

    As this is a legal newsgroup, the word "opinion" has a precise meaning
    above and beyond that one might find when consulting a dictionary. (Ed: >Quelle surprise!)

    A legal opinion expresses a conclusion about a specific matter,
    providing an analysis of the facts and applicable law, proffering an >assessment of the associated legal implications and potential risks.

    A legal opinion might look something like this: "Per the judgment in
    <Case Name#1><Neutral Citation#1>, situation <1> may apply. The
    associated implications and risks are... . However, in <Case
    Name#2><Neutral Citation#2>, situation <2> resulted. (Rinse and repeat
    for numerous cases.) Given the foregoing, the circumstances of this
    issue relate most closely to situation <x> therefore it is my
    suggestion that we proceed on that basis whilst bearing in mind that... ."

    Variants of "I guess <x>", "I think <y>" or "Maybe <z>" without further
    proof and discussion is most certainly NOT a legal opinion.

    Even if we take your use of the word "opinion" in the general rather
    than the specific, these are bold words from a poster that relies so
    heavily on Google for his "opinions". However, I conclude it would be
    wise to "stick a pin" in this thought for now, as I have a feeling
    we'll be returning to it shortly...

    In the meantime, your main "opinion" seems to be "seek proper
    professional advice" which makes the newsgroup somewhat redundant as we
    could have a bot reply to all new threads with that as an automated
    reply.

    From the first line of the Charter:

    "The purpose of the group is to enable contributors who have genuine
    legal problems to ask for practical advice from other people (lawyers
    or laymen) who have had to deal with similar problems in the past."

    Have you had to deal with similar problems to Roland in the past,
    Norman? On how many estates have you acted as PR? How many of those
    estates involved leasehold or commonhold properties with monthly
    management fees? How did *you* "deal with similar problems in the past"?

    Tangentially, if you want to see what a professional opinion on a
    subject might look like in the context of this question, I invite you
    to re-read Message-ID: <lu4th0F46b0U15@mid.individual.net>.

    You're welcome.


    Not so. We haven't seen the terms of the lease, so the best we can
    do is guess at what they are.

    That is far from "the best we can do". We can, for example, use our >>>knowledge and experience of the contents of typical leases and make >>>recommendations based on what is likely to be present in this lease, >>>pointing out general principles common to the majority of leases >>>highlighting matters of which the executor needs to be aware.
    Not paying maintenance charges as agreed will be a breach of any
    lease agreement that prescribes them unless the landlord has agreed >>otherwise. Defaulting on paying them risks legal action by the
    landlord, which could include repossession of the property.
    Because such consequences would be rather serious for the estate,
    that's why I've said the executor needs proper professional advice
    before Probate is granted in order to avoid them.

    I note you have not actually addressed the point I raised so this was a
    nice attempt at an avoidance, but it is my sad duty to inform you that
    it failed.

    The matter under discussion was the merit of using our knowledge and >experience of the contents of typical leases to make recommendations
    based on what is likely to be present in this lease whereupon we could
    point out the general principles common to the majority of leases and
    then highlight matters of which the executor needs to be aware versus
    your proposal that "the best we can do is guess at what" may be in the
    lease.

    What "knowledge and experience of the contents of typical leases" do
    you have? How many leases have you dealt with previously? What areas
    have you found to be common to those leases?

    "Forfeiture" may come be part of that, but you have not detailed the
    likely steps prior to this or the timescale involved making the
    information somewhat useless.

    Taking a question previously asked in the group as an example
    (Message-ID: <67900868.374792843@news.eternal-september.org> which
    asked): "Who can authorise the cancellation of a DD?" your response
    would therefore be along the lines of: "You need to take proper
    professional legal advice before cancelling a direct debit as
    cancellation could lead to forfeiture / repossession of the property if
    the direct debit is a rent, mortgage or property maintenance fee" which
    may technically be correct but is of no use whatsoever to the poster
    raising the question.


    But it's exactly what your suggestion is below, ie a 'grace
    period'. As far as I'm aware, that amounts to a temporary
    suspension with any accrued amount to be paid later.

    And would such a "temporary suspension" give rise to waiver with the >>>attendant problems attached thereto, or not?

    Should the executor be worried about waiver or is that an issue of >>>concern for the landlord only?
    I am only concerned with the executor. What the landlord does is
    his concern.

    Hence the question: "Should the executor be worried about waiver or is
    that an issue of concern for the landlord only?" which you clearly
    missed. Perhaps you would like to address it at the second time of
    asking?

    At this point we ought to return to the pin previously placed where a
    poster claimed that "'opinions'... are the bread and butter of proper
    lawyers when dealing with any unknowns they can't simply look up in a
    book or get AI to generate." making it logical to conclude said poster
    ought to have no difficulty whatsoever in proffering an 'opinion' on
    the above question without 'simply look[ing it] up in a book' (or on
    Google!) 'or get[ting] AI to generate [it]'.

    So, Norman, without either looking it up or asking AI, what is your
    answer to the question as posed?


    So, other than being absolute nonsense and completely wrong, there
    is no other issue whatsoever with your claim that 'monthly
    maintenance fees may be regarded rather like a mortgage'. I am glad >>>that is cleared up now.
    Failure to pay either has rather similar contractual consequences,
    which may be unwelcome and unpleasant as regards the property to
    which they relate, eg foreclosure or repossession.
    That is the similarity.

    As I said, absolute nonsense and completely wrong. But please do not
    let that hinder you from presenting yourself as an authority of the
    matter. It has never done so in the past and I do not expect this to
    be the first instance of it.


    So, 'customary', not 'necessary'. It is, as I said, not for the >>>>deceased's executor to suspend payments unilaterally as if it's her >>>>right, but only to do so with the landlord's agreement, which it >>>>appears they don't have.

    If the executor does not yet have grant of probate and is unable or >>>unwilling to use their own funds to make payments on behalf of the
    estate in the short-term, how do you propose they pay these fees?
    There are always ways.

    Please detail them, including the legal framework for each "way" so
    detailed.


    'Unwilling' doesn't really cut it though, because it doesn't mean >>'unable'.

    If a PR is *unable* to advance the necessary funds, what legal
    remedy(ies) is (are) available to the landlord? If the PR is
    *unwilling* to advance the necessary funds, what legal remedy(ies) is
    (are) available to the landlord?

    If the answer to both questions is the same, (Ed: it is), it matters
    not whether the PR is *unable* or *unwilling*.


    If the proper professional advice I've advocated is that the estate
    could be seriously adversely affected if the fees are not paid, then
    the executor has to choose between somehow finding the money to pay
    the fees or possible maladministration of the estate because she
    hasn't secured it sufficiently.

    Please detail the precise steps involved in the estate becoming
    "seriously adversely affected" including any legal notices mandated,
    how the PR ought to respond upon receipt of said notices, the likely >timescale involved and what the PR can do to extend this timescale.


    If fairness comes into it at all,

    It doesn't! This is a legal newsgroup. alt.fairness and uk.morality
    are that-a-way ========>


    she is the one who has dallied over obtaining Probate, and she is
    the one who should pay the fees until she can get them back from the >>estate. It's not fair on the landlord to go without what he is
    entitled to at her pleasure.

    Please cite the legislation or case law upon which you are relying for
    this "opinion".


    What if the PR asks for the landlord's permission to "temporarily >>>suspend" payment and he refuses because he is worried about waiver >>>occurring? What is the executor to do then?
    But that is exactly what a 'grace period' which you've been
    advocating is.

    Please answer the question as asked bearing in mind that, as you've
    noted above, this is 'customary' rather than 'necessary'.


    The obvious answer is that the executor pays the necessary fees out
    of her own pocket until she can get them back from the estate once
    Probate has been granted. Problem solved.

    If the PR does not have the funds available to advance in payment of
    the fees, what then?


    Anyway, we were told originally that the flat has been marketed
    since the New Year, which would indicate that the death occurred at >>>>least 6 months ago, and the 'typical and 'customary' periods you >>>>indicate have been exceeded.

    Meaning...?
    The landlord may decide to follow his usual debt recovery
    procedures, or may act to terminate the lease and repossess the
    property as would be usual in the case of breach of contract.

    His "usual debt recovery procedures" may trigger waiver as previously
    advised which would mean forfeiture is no longer available in respect
    of the breach. Please do try and keep up, Norman!


    And still Probate has not been granted.

    So how is the executor going to make payments? What can the
    landlord do about the lack of payments? As above, how should the >>>executor respond to whatever the landlord does? Does the executor
    know if any work requiring a section 20 notice is likely to arise >>>shortly? Would that change the position at all? If so, how?
    You tell me. I'm not going to deal with all your myriad
    hypotheticals.

    Thank you for confirming that you do not know and have no 'opinion' to >proffer on the matters key matters upon which you have been
    pontificating.


    Again, these are the legal "nuts and bolts" of the issue which you
    have comprehensively failed to mention, never mind address, in your >>>numerous so-called 'erudite' posts to the thread.
    I shall once again ignore the ad homs.

    Just as you ignore everything to which you cannot Google a response.


    After the six months has elapsed,

    ... which it will have done by now ...

    ...meaning...

    You seem to have failed to proffer an 'opinion' here too.


    It's *his* choice how to proceed. He is perfectly within his
    rights to sue for debt recovery, and to take whatever other action >>>>*he* is entitled to under the terms of the lease.

    What is his likely course of action? What are the likely
    alternatives? How should the executor respond to each of these
    potential courses with what likely outcomes?

    More "nuts and bolts" missing from your posts.
    Once again, what he does is up to him. I am only concerned with the >>executor and what she should do.

    Hence the question, "How should the executor respond to each of these >potential courses with what likely outcomes?", which you appear to have >missed.

    Without detailing the landlord's possible actions, it is impossible to >proffer an 'opinion' on the best way for the executor to respond.


    Yes, because of the consequences to the estate about which I've
    been concerned and have expressed here. The assumption from others >>>>has been that the executor can delay paying the management fees >>>>essentially for as long as she likes because she doesn't yet have >>>>access to the estate's funds as Probate hasn't yet been granted.
    Even on your analysis, that's wrong and it's a dangerous game to play.

    Please do not attempt to piggyback on my posts as if to suggest I in
    any way support or corroborate what you've been saying.

    For the avoidance of doubt: I consider that your posts to this
    thread have been vague and often incorrect. The above paragraph >>>continues that theme.
    So, do *you* think an executor can delay paying management fees for
    as long as she likes, with no consequences for the estate whatsoever?

    For some values of "no" and "whatsoever", yes. See the following
    paragraph for an example with which I am personally acquainted.


    As an example, I am aware of a situation where the mortgage on a >>>property went unpaid for approximately 7 years during which time I
    would say that communication between the executor and mortgage
    company "could have been better". Eventually, the property was sold
    and the mortgage satisfied with no real consequences for either the >>>executor or the estate.
    A mortgage provider typically starts foreclosure proceedings when a >>homeowner fails to make payments as agreed in the mortgage contract, >>specifically after a period of missed payments, often around three months.

    No they don't. I have experience, (i.e. I have been personally
    involved), in mid-double digit repossession cases. Not a single one of
    them involved proceedings being started 'around three months'. Yes, I
    know you've quoted what Google AI told you, but that's the difference
    between practical experience and theoretical knowledge.

    Taking Lloyds as an example, their standard mortgage terms and
    conditions typically allow for up to 18 months following the death of
    the mortgagee before they even think about escalating matters, (which
    is still some way short of repossession). During that 18 months, they
    will, of course, check on the progress of Grant of Probate / Letters of >Administration, and enquire as to the plans for the sale of the
    property / satisfying the charge, but in my experience, they are
    typically happy to wait knowing they will receive their money,
    (including a larger than expected chunk of interest), once the property
    is sold / the charge is satisfied.

    What experience do you have of repossession cases? How many cases?
    Which banks / building societies? In your experience, do you find
    private lenders more or less aggressive than the high street banks, or
    about the same? What was the longest time-frame between a missed
    payment and repossession? And the shortest?


    Would the same likely be true for monthly management fees as the
    example mortgage given about because, to quote you, "They [monthly >>>management fees] may be regarded rather like one [a mortgage], yes".

    Do you want to revise your position yet or are you holding fast?
    It's likely to be much the same as foreclosure, ie if there is no >>agreement to the contrary, after about 3 months non-payment. That is
    why proper professional advice is required.

    It is my sad duty to inform you that Google AI has led you astray most >egregiously.

    Regards

    S.P.


    --
    Roland Perry

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  • From Mark Goodge@21:1/5 to Roland Perry on Wed Jun 4 12:40:27 2025
    On Wed, 4 Jun 2025 09:40:28 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on Mon, 2 Jun >2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the
    screen.

    That's what snipping is for.

    Mark

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  • From Roland Perry@21:1/5 to All on Wed Jun 4 09:45:02 2025
    In message <gr2s3ktbc1v8od4edqvn485cug1hm5g5sq@4ax.com>, at 21:41:13 on
    Mon, 2 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Mon, 2 Jun 2025 07:36:35 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <3saj3klc579hd98smse9atde8c7e9td8vs@4ax.com>, at 14:26:53 on >>Fri, 30 May 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:

    This thread has gone many layers deep. Can you re-post the link to that, or >>>at least give the Message-ID of the post where you originally provided it. >>
    I didn't provide a url, you can trivially get your own via a search
    engine of your choice. DuckDuckQuack, isn't it?

    I have, but I can't find any.

    foo-less still. Oh dear.

    But my main point stands: "vacant possession" means vacant at the time of >>>possession, not at the time of viewing. There's a clue in the name.

    And my main point stands too: Estate agents commonly misuse the phrase.

    Then supply an example. If there are that many, it can't be that hard.

    I posted a quote from the first hit I had on Google; a few days ago.

    In that context, the term "vacant possession" is relevant because >>>>>it's a guarantee to potential purchasers that the inheritors of the >>>>>property have no plans to occupy it. In which case, it will be vacant >>>>>at the time of viewing. But that's immaterial, because the phrase >>>>>doesn't refer to viewing, it refers to possession.

    But estate agents use it to mean "will be empty when you view".

    I have spent some time looking through property listings on RightMove, and I >>>can't find it used there to mean that at all.

    Oh dear, your DuckDuck-foo seems to be lacking.

    You could easily prove me wrong by supplying an example.

    See above.

    My definition is "What estate agents mistakenly call a house that's
    empty when you view it". I don't understand why you are being so obtuse >>about this.

    Then why won't you supply an example?

    I did supply an example.

    Owner-occupied properties will almost always be sold with vacant possession, >>>because the owner intends to move out when the sale completes (because >>>they're moving into something else instead). But they won't usually have >>>already moved out when the property is viewed.

    Actually, quite a few have. To the cemetery.

    It's not owner-occupied, in that case. Unless they die in between putting
    the house up for sale and the house being viewed.

    If you want to be uber-pedantic, the owner of the house is the estate,
    and as a legal entity rather than flesh and blood, probably don't need
    to physically occupy the house. But it's still to all intents and
    purposes "empty" of human occupation.
    --
    Roland Perry

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  • From billy bookcase@21:1/5 to Roland Perry on Wed Jun 4 11:56:55 2025
    "Roland Perry" <roland@perry.uk> wrote in message news:A41LqAM8ZAQoFAIo@perry.uk...

    In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on Mon, 2 Jun

    2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the screen.

    This is the most wonderful Usenet posting I have ever seen, and
    after ~25yrs finally trumps (if we can use that word any more) the Feather/McRae/Demon
    "suppository" one. I will print it out and hang
    it on the wall!

    R.

    On 29/05/2025 17:17, Norman Wells wrote:
    On 29/05/2025 12:40, Simon Parker wrote:
    On 28/05/2025 15:08, Norman Wells wrote:

    Sorry, but it's not actually necessary to be in a contractual relationship to
    comment in good faith. It applies in real life too.

    Surely "top-posting" means posting literally at the er "top of the post" ?

    And not "after" the first attribution header.?

    Whatever can have possessed you ?


    bb

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  • From Mark Goodge@21:1/5 to Roland Perry on Wed Jun 4 21:37:40 2025
    On Wed, 4 Jun 2025 09:45:02 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <gr2s3ktbc1v8od4edqvn485cug1hm5g5sq@4ax.com>, at 21:41:13 on
    Mon, 2 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:

    Then supply an example. If there are that many, it can't be that hard.

    I posted a quote from the first hit I had on Google; a few days ago.

    Then why can't you post it again?


    It's not owner-occupied, in that case. Unless they die in between putting >>the house up for sale and the house being viewed.

    If you want to be uber-pedantic, the owner of the house is the estate,
    and as a legal entity rather than flesh and blood, probably don't need
    to physically occupy the house. But it's still to all intents and
    purposes "empty" of human occupation.

    To be uber-pedantic, if they're not actually using it then they're not occupying it. That's why there's a legal distinction between the "occupant"
    and the "owner".

    Mark

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  • From Roland Perry@21:1/5 to All on Thu Jun 5 08:32:16 2025
    In message <84c04k51i1u6ptpiucjlau7bsftr27lgef@4ax.com>, at 12:40:27 on
    Wed, 4 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Wed, 4 Jun 2025 09:40:28 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on Mon, 2 Jun >>2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the >>screen.

    That's what snipping is for.

    How could I possibly snip that excellent posting?
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Thu Jun 5 08:40:07 2025
    In message <1hb14k5tmunr0tnqf0ecmg2q73tcu0s7m7@4ax.com>, at 21:37:40 on
    Wed, 4 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Wed, 4 Jun 2025 09:45:02 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <gr2s3ktbc1v8od4edqvn485cug1hm5g5sq@4ax.com>, at 21:41:13 on >>Mon, 2 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:

    Then supply an example. If there are that many, it can't be that hard.

    I posted a quote from the first hit I had on Google; a few days ago.

    Then why can't you post it again?

    <sigh> Your usenet reader can't do a search?

    Luckily mine can:

    <quote>

    Just did a search of a random estate agent's site, and the first page
    has these as the clickbait headlines for each property in turn...

    What a location
    Vacant Possession! (Their emphasis)
    Detached family home
    Two bedroom Terrace house

    etc.

    </quote>

    So apparently, despite them all inevitably being sold with vacant
    possession, that second one is being advertised as if vacant possession EXCLAMATION MARK was its most important feature.

    Of course, what they mean is: "it'll be empty when you view".

    It's not owner-occupied, in that case. Unless they die in between putting >>>the house up for sale and the house being viewed.

    If you want to be uber-pedantic, the owner of the house is the estate,
    and as a legal entity rather than flesh and blood, probably don't need
    to physically occupy the house. But it's still to all intents and
    purposes "empty" of human occupation.

    To be uber-pedantic, if they're not actually using it then they're not >occupying it. That's why there's a legal distinction between the "occupant" >and the "owner".

    In this context the expression "owner occupied" was introduced to
    distinguish the situation from a buy-to-rent (which *might* have sitting tenants when sold).
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Thu Jun 5 09:08:53 2025
    On 05/06/2025 08:32, Roland Perry wrote:
    In message <84c04k51i1u6ptpiucjlau7bsftr27lgef@4ax.com>, at 12:40:27 on
    Wed, 4 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> remarked:
    On Wed, 4 Jun 2025 09:40:28 +0100, Roland Perry <roland@perry.uk> wrote:
    In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on Mon, 2 Jun >>> 2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the
    screen.

    That's what snipping is for.

    How could I possibly snip that excellent posting?

    Now that the dust has settled a bit on this thread, Roland, just a quick question for you.

    What next? Are you going to advise the executor in accordance with
    Whitlock v Moree that the money in the joint account belongs exclusively
    to the survivor and that the estate accounts need to reflect that, or what?

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  • From Roland Perry@21:1/5 to All on Thu Jun 5 09:26:12 2025
    In message <mad1kmFac5hU2@mid.individual.net>, at 09:08:53 on Thu, 5 Jun
    2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 05/06/2025 08:32, Roland Perry wrote:
    In message <84c04k51i1u6ptpiucjlau7bsftr27lgef@4ax.com>, at 12:40:27
    on Wed, 4 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> >>remarked:
    On Wed, 4 Jun 2025 09:40:28 +0100, Roland Perry <roland@perry.uk> wrote: >>>> In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on Mon, 2 Jun >>>> 2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the
    screen.

    That's what snipping is for.

    How could I possibly snip that excellent posting?

    Now that the dust has settled a bit on this thread, Roland, just a
    quick question for you.

    What next? Are you going to advise the executor in accordance with
    Whitlock v Moree that the money in the joint account belongs
    exclusively to the survivor and that the estate accounts need to
    reflect that, or what?

    I can't advise them like that, because it's not what the law says. And
    the solicitor handling the estate/probate agrees with me.

    I did, however, advise the survivor (indirectly) six months ago that
    they shouldn't spend the funds in question, because they'd inevitably
    end up being clawed back.

    However, I think they are still paying the management fees for
    deceased's flat from that account, which I describe as "irregular", but
    it's not a huge sum of money in the grand scheme of things (~1800 so
    far) and will need paying eventually anyway. It just makes the estate's
    final accounts read a bit messier.
    --
    Roland Perry

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  • From GB@21:1/5 to Roland Perry on Thu Jun 5 09:55:03 2025
    On 05/06/2025 08:40, Roland Perry wrote:
    In message <1hb14k5tmunr0tnqf0ecmg2q73tcu0s7m7@4ax.com>, at 21:37:40 on
    Wed, 4 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> remarked:
    On Wed, 4 Jun 2025 09:45:02 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <gr2s3ktbc1v8od4edqvn485cug1hm5g5sq@4ax.com>, at 21:41:13 on
    Mon, 2 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:

    Then supply an example. If there are that many, it can't be that hard.

    I posted a quote from the first hit I had on Google; a few days ago.

    Then why can't you post it again?

    <sigh> Your usenet reader can't do a search?

    Luckily mine can:

    <quote>

    Just did a search of a random estate agent's site, and the first page
    has these as the clickbait headlines for each property in turn...

    What a location
    Vacant Possession!  (Their emphasis)
    Detached family home
    Two bedroom Terrace house

    etc.

    </quote>

    So apparently, despite them all inevitably being sold with vacant
    possession, that second one is being advertised as if vacant possession EXCLAMATION MARK was its most important feature.

    Perhaps you could provide a link to the estate agent ad, please. I've
    seen a few blocks of flats being sold for redevelopment where vacant
    possession of all the flats is obviously crucial.

    Apart from that sort of possibility, if the best thing that can be said
    about the property is that it's vacant, it must be pretty dire! :)


    Of course, what they mean is: "it'll be empty when you view".

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  • From billy bookcase@21:1/5 to Roland Perry on Thu Jun 5 09:55:21 2025
    "Roland Perry" <roland@perry.uk> wrote in message news:$aPkCGUXnUQoFAMB@perry.uk...
    In message <1hb14k5tmunr0tnqf0ecmg2q73tcu0s7m7@4ax.com>, at 21:37:40 on Wed, 4 Jun
    2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> remarked:
    On Wed, 4 Jun 2025 09:45:02 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <gr2s3ktbc1v8od4edqvn485cug1hm5g5sq@4ax.com>, at 21:41:13 on >>>Mon, 2 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:

    Then supply an example. If there are that many, it can't be that hard.

    I posted a quote from the first hit I had on Google; a few days ago.

    Then why can't you post it again?

    <sigh> Your usenet reader can't do a search?

    Luckily mine can:

    <quote>

    Just did a search of a random estate agent's site, and the first page has these as the
    clickbait headlines for each property in turn...

    What a location
    Vacant Possession! (Their emphasis)
    Detached family home
    Two bedroom Terrace house

    etc.

    </quote>

    So apparently, despite them all inevitably being sold with vacant possession, that
    second one is being advertised as if vacant possession EXCLAMATION MARK was its most
    important feature.

    Of course, what they mean is: "it'll be empty when you view".

    While the squatters who will have been temporarily removed, might
    well have returned before completion.

    Which is clearly not their problem.


    bb

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  • From Norman Wells@21:1/5 to Roland Perry on Thu Jun 5 10:08:07 2025
    On 05/06/2025 09:26, Roland Perry wrote:
    In message <mad1kmFac5hU2@mid.individual.net>, at 09:08:53 on Thu, 5 Jun 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 05/06/2025 08:32, Roland Perry wrote:
    In message <84c04k51i1u6ptpiucjlau7bsftr27lgef@4ax.com>, at 12:40:27
    on  Wed, 4 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Wed, 4 Jun 2025 09:40:28 +0100, Roland Perry <roland@perry.uk>
    wrote:
    In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on Mon,
    2 Jun
    2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the >>>>> screen.

    That's what snipping is for.

     How could I possibly snip that excellent posting?

    Now that the dust has settled a bit on this thread, Roland, just a
    quick question for you.

    What next?  Are you going to advise the executor in accordance with
    Whitlock v Moree that the money in the joint account belongs
    exclusively to the survivor and that the estate accounts need to
    reflect that, or what?

    I can't advise them like that, because it's not what the law says. And
    the solicitor handling the estate/probate agrees with me.

    But the law *is* now Whitlock v Moree. And if the solicitor thinks
    otherwise, or is unaware of it, as seems to be the case, he really needs
    to pointed in its direction to advise you properly.

    I did, however, advise the survivor (indirectly) six months ago that
    they shouldn't spend the funds in question, because they'd inevitably
    end up being clawed back.

    But they won't be. In accordance with the above case, they're hers as
    of right to spend as she chooses, and you had no right to make the
    demands or advise her as you did.

    However, I think they are still paying the management fees for
    deceased's flat from that account, which I describe as "irregular", but
    it's not a huge sum of money in the grand scheme of things (~£1800 so
    far) and will need paying eventually anyway. It just makes the estate's
    final accounts read a bit messier.

    Strange that you never mentioned that when we were discussing those fees
    here, but never mind. It solves a potential problem. However, the
    estate will be liable to refund her for all of the expenses she has
    incurred out of her own pocket on its behalf. A 'thank you' for keeping
    the executor out of potential trouble wouldn't go amiss either.

    If the management fees were actually being paid by someone, why did you
    post earlier that:

    "The management companies go to extraordinary lengths to try to persuade executors that the fees should be paid anyway but don't actually say
    they MUST be paid. Which they would if that were the case, rather than
    crying crocodile tears about it being unfair on them that you
    temporarily aren't contributing to the gardener's salary."?

    If the fees were being paid, the management company wouldn't have said
    any such things, would it? So, how do you account for that?

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  • From Roland Perry@21:1/5 to All on Sat Jun 7 06:03:22 2025
    In message <mad53oFaksvU2@mid.individual.net>, at 10:08:07 on Thu, 5 Jun
    2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 05/06/2025 09:26, Roland Perry wrote:
    In message <mad1kmFac5hU2@mid.individual.net>, at 09:08:53 on Thu, 5
    Jun 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 05/06/2025 08:32, Roland Perry wrote:
    In message <84c04k51i1u6ptpiucjlau7bsftr27lgef@4ax.com>, at
    12:40:27 on Wed, 4 Jun 2025, Mark Goodge >>>><usenet@listmail.good-stuff.co.uk> remarked:
    On Wed, 4 Jun 2025 09:40:28 +0100, Roland Perry <roland@perry.uk> >>>>>wrote:
    In message <ma5scnFnptfU7@mid.individual.net>, at 15:56:22 on
    Mon, 2 Jun
    2025, Simon Parker <simonparkerulm@gmail.com> remarked:

    Apologies for top-posting, but the bottom is a very long way down the >>>>>> screen.

    That's what snipping is for.

    How could I possibly snip that excellent posting?

    Now that the dust has settled a bit on this thread, Roland, just a
    quick question for you.

    What next? Are you going to advise the executor in accordance with >>>Whitlock v Moree that the money in the joint account belongs
    exclusively to the survivor and that the estate accounts need to
    reflect that, or what?

    I can't advise them like that, because it's not what the law says.
    And the solicitor handling the estate/probate agrees with me.

    But the law *is* now Whitlock v Moree.

    Sorry, it's not. To quote one random blogger: "The decision made by the
    Privy Council is only persuasive, and not binding authority for English courts".

    And if the solicitor thinks otherwise, or is unaware of it, as seems to
    be the case, he really needs to pointed in its direction to advise you >properly.

    I did, however, advise the survivor (indirectly) six months ago that
    they shouldn't spend the funds in question, because they'd inevitably
    end up being clawed back.

    But they won't be. In accordance with the above case, they're hers as
    of right to spend as she chooses, and you had no right to make the
    demands or advise her as you did.

    I have the right to express my opinions.

    However, I think they are still paying the management fees for
    deceased's flat from that account, which I describe as "irregular",
    but it's not a huge sum of money in the grand scheme of things
    (~1800 so far) and will need paying eventually anyway. It just makes
    the estate's final accounts read a bit messier.

    Strange that you never mentioned that when we were discussing those
    fees here, but never mind.

    I don't remember if I mentioned that aspect or not, it probably wasn't pertinent at the time.

    It solves a potential problem. However, the estate will be liable to
    refund her for all of the expenses she has incurred out of her own
    pocket on its behalf.

    It's not *her* pocket, dear Liza.

    A 'thank you' for keeping the executor out of potential trouble
    wouldn't go amiss either.

    If the management fees were actually being paid by someone, why did you
    post earlier that:

    "The management companies go to extraordinary lengths to try to
    persuade executors that the fees should be paid anyway but don't
    actually say they MUST be paid. Which they would if that were the case, >rather than crying crocodile tears about it being unfair on them that
    you temporarily aren't contributing to the gardener's salary."?

    If the fees were being paid, the management company wouldn't have said
    any such things, would it? So, how do you account for that?

    Because my statement is of the general case, and stated in their
    literature and reports of their conduct.

    Just because the fees were being paid for one flat in isolation, isn't
    reason for us to expect them to rewrite their standard literature. That
    would be absurd.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Sat Jun 7 06:07:23 2025
    In message <101rm17$1eelk$1@dont-email.me>, at 09:55:03 on Thu, 5 Jun
    2025, GB <NOTsomeone@microsoft.invalid> remarked:
    On 05/06/2025 08:40, Roland Perry wrote:
    In message <1hb14k5tmunr0tnqf0ecmg2q73tcu0s7m7@4ax.com>, at 21:37:40
    on Wed, 4 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> >>remarked:
    On Wed, 4 Jun 2025 09:45:02 +0100, Roland Perry <roland@perry.uk> wrote: >>>
    In message <gr2s3ktbc1v8od4edqvn485cug1hm5g5sq@4ax.com>, at 21:41:13 on >>>> Mon, 2 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:

    Then supply an example. If there are that many, it can't be that hard. >>>>
    I posted a quote from the first hit I had on Google; a few days ago.

    Then why can't you post it again?
    <sigh> Your usenet reader can't do a search?
    Luckily mine can:
    <quote>
    Just did a search of a random estate agent's site, and the first
    page has these as the clickbait headlines for each property in turn...
    What a location
    Vacant Possession! (Their emphasis)
    Detached family home
    Two bedroom Terrace house
    etc.
    </quote>
    So apparently, despite them all inevitably being sold with vacant >>possession, that second one is being advertised as if vacant
    possession EXCLAMATION MARK was its most important feature.

    Perhaps you could provide a link to the estate agent ad, please.

    Links are really difficult to get off sites like that where results
    appear as the result of a search. But I've quoted the situation, and I
    hope you aren't accusing me og making it up.

    I've seen a few blocks of flats being sold for redevelopment where
    vacant possession of all the flats is obviously crucial.

    In this instance just a normal residental home.

    Apart from that sort of possibility, if the best thing that can be said
    about the property is that it's vacant, it must be pretty dire! :)

    You don't want accept that estate agents aren't the brightest people in
    the world, and in this case are over-excited about the fact that the
    house is currently empty, that they'd heard from someone in the pub that
    people are much more inclined to buy houses with vacant possession (or
    put another way, don't want to buy with a sitting tenant) then put two
    and two together to make five.

    Of course, what they mean is: "it'll be empty when you view".
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Sat Jun 7 06:08:17 2025
    In message <101rm1u$1eoou$1@dont-email.me>, at 09:55:21 on Thu, 5 Jun
    2025, billy bookcase <billy@anon.com> remarked:
    <quote>

    Just did a search of a random estate agent's site, and the first page has these as the
    clickbait headlines for each property in turn...

    What a location
    Vacant Possession! (Their emphasis)
    Detached family home
    Two bedroom Terrace house

    etc.

    </quote>

    So apparently, despite them all inevitably being sold with vacant possession, that
    second one is being advertised as if vacant possession EXCLAMATION MARK was its most
    important feature.

    Of course, what they mean is: "it'll be empty when you view".

    While the squatters who will have been temporarily removed, might
    well have returned before completion.

    A bright flashing red herring. Well done, but it won't distract me from
    the point being made.
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Sat Jun 7 09:07:16 2025
    On 07/06/2025 06:03, Roland Perry wrote:
    In message <mad53oFaksvU2@mid.individual.net>, at 10:08:07 on Thu, 5 Jun 2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 05/06/2025 09:26, Roland Perry wrote:
    In message <mad1kmFac5hU2@mid.individual.net>, at 09:08:53 on Thu, 5
    Jun  2025, Norman Wells <hex@unseen.ac.am> remarked:

    Now that the dust has settled a bit on this thread, Roland, just a
    quick question for you.

    What next?  Are you going to advise the executor in accordance with
    Whitlock v Moree that the money in the joint account belongs
    exclusively to the survivor and that the estate accounts need to
    reflect that, or what?

     I can't advise them like that, because it's not what the law says.
    And  the solicitor handling the estate/probate agrees with me.

    But the law *is* now Whitlock v Moree.

    Sorry, it's not. To quote one random blogger: "The decision made by the
    Privy Council is only persuasive, and not binding authority for English courts".

    Then I think I need to explain to you just what 'persuasive' means.

    What it means is that, although Courts in the UK are not *forced* to
    follow it because it is not strictly a binding precedent, being a
    decision by the Privy Council on a case originating in the Bahamas,
    Courts here *will* follow it in similar circumstances. The decision was
    made by Lady Hale, Lord Wilson, Lord Sumption, Lord Carnwath and Lord
    Briggs, all being judges of the UK Supreme Court. Unless a lower court
    can distinguish the facts of the case before it from the Whitlock case,
    it *will* apply the Whitlock criteria. It cannot just ignore them and
    go its own sweet way because ultimately, on appeal, it will come before
    the same Supreme Court which has already decided the matter, and will be slapped down.

    And, just to remind you, what was decided in Whitlock was:

    "Where two or more holders of a joint account all sign an account
    opening document (or separately sign identical documents) which, on
    their true construction, declare or set out their respective beneficial interests in the property constituted by the account (loosely, the money
    in the account), then those are the beneficial interests of the account holders, pending any subsequent variation of them by agreement or
    otherwise."

    "In those cases, an examination of the subjective intentions of the
    account holders, or of those of them who place money in the joint
    account, is neither relevant nor permissible. Still less is recourse to
    the doctrine of presumed resulting trusts permissible, because the
    potential beneficial owners have declared what are their beneficial
    interests by signed writing."

    I do not think you can distinguish your case from Whitlock. And it
    follows from that that the joint account moneys now belong rightly to
    the survivor not the estate.

    I have no dog in this fight, and I don't say what I do out of any malice
    or spite, but just to tell you how it is, and that you are wrong.

    And if the solicitor thinks otherwise, or is unaware of it, as seems
    to be the case, he really needs to pointed in its direction to advise
    you properly.

    I did, however, advise the survivor (indirectly) six months ago that
    they shouldn't spend the funds in question, because they'd inevitably
    end up being clawed back.

    But they won't be.  In accordance with the above case, they're hers as
    of right to spend as she chooses, and you had no right to make the
    demands or advise her as you did.

    I have the right to express my opinions.

    Up to a point. And that point is harassment or coercion.

    However, I think they are still paying the management fees for
    deceased's flat from that account, which I describe as "irregular",
    but  it's not a huge sum of money in the grand scheme of things
    (~£1800 so  far) and will need paying eventually anyway. It just
    makes the estate's  final accounts read a bit messier.

    Strange that you never mentioned that when we were discussing those
    fees here, but never mind.

    I don't remember if I mentioned that aspect or not, it probably wasn't pertinent at the time.

    It solves a potential problem.  However, the estate will be liable to
    refund her for all of the expenses she has incurred out of her own
    pocket on its behalf.

    It's not *her* pocket, dear Liza.

    I think you'll find on reflection and proper advice that it is.

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  • From Mark Goodge@21:1/5 to Roland Perry on Sat Jun 7 17:28:44 2025
    On Sat, 7 Jun 2025 06:07:23 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <101rm17$1eelk$1@dont-email.me>, at 09:55:03 on Thu, 5 Jun
    2025, GB <NOTsomeone@microsoft.invalid> remarked:

    Perhaps you could provide a link to the estate agent ad, please.

    Links are really difficult to get off sites like that where results
    appear as the result of a search.

    Well, you could at least provide a link to the agent's website. And possibly let us know the search terms you were using.

    But I've quoted the situation, and I
    hope you aren't accusing me og making it up.

    I don't think you're making it up. I suspect you may have misinterpreted it.

    Mark

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  • From Roland Perry@21:1/5 to All on Sat Jun 7 18:06:34 2025
    In message <maia9mF8gakU1@mid.individual.net>, at 09:07:16 on Sat, 7 Jun
    2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Where two or more holders of a joint account all sign an account
    opening document (or separately sign identical documents) which, on
    their true construction, declare or set out their respective beneficial >interests in the property constituted by the account (loosely, the
    money in the account), then those are the beneficial interests of the
    account holders, pending any subsequent variation of them by agreement
    or otherwise."

    And how do you know that applies in the case under discussion here?
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Sat Jun 7 18:08:47 2025
    In message <v2q84khjia1e21r187poil99la0raeunt3@4ax.com>, at 17:28:44 on
    Sat, 7 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Sat, 7 Jun 2025 06:07:23 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <101rm17$1eelk$1@dont-email.me>, at 09:55:03 on Thu, 5 Jun
    2025, GB <NOTsomeone@microsoft.invalid> remarked:

    Perhaps you could provide a link to the estate agent ad, please.

    Links are really difficult to get off sites like that where results
    appear as the result of a search.

    Well, you could at least provide a link to the agent's website. And possibly >let us know the search terms you were using.

    I simply searched "Haart, Vacant Possession".

    But I've quoted the situation, and I hope you aren't accusing me og
    making it up.

    I don't think you're making it up. I suspect you may have misinterpreted it.

    This is getting extremely tedious. What other possible interpretation is
    there (especially as I've asked agents in the past what they meant by
    it, and they said "it will be empty when you view").
    --
    Roland Perry

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  • From Norman Wells@21:1/5 to Roland Perry on Sat Jun 7 18:26:31 2025
    On 07/06/2025 18:06, Roland Perry wrote:
    In message <maia9mF8gakU1@mid.individual.net>, at 09:07:16 on Sat, 7 Jun 2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Where two or more holders of a joint account all sign an account
    opening document (or separately sign identical documents) which, on
    their true construction, declare or set out their respective
    beneficial interests in the property constituted by the account
    (loosely, the money in the account), then those are the beneficial
    interests of the account holders, pending any subsequent variation of
    them by agreement or otherwise."

    And how do you know that applies in the case under discussion here?

    Because (a) it's absolutely standard practice, and (b) I suggested you
    look at the account opening terms 6 months ago, and you have said
    nothing at all to the contrary since.

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  • From GB@21:1/5 to Roland Perry on Sat Jun 7 18:22:38 2025
    On 07/06/2025 18:08, Roland Perry wrote:
    In message <v2q84khjia1e21r187poil99la0raeunt3@4ax.com>, at 17:28:44 on
    Sat, 7 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk> remarked:
    On Sat, 7 Jun 2025 06:07:23 +0100, Roland Perry <roland@perry.uk> wrote:

    In message <101rm17$1eelk$1@dont-email.me>, at 09:55:03 on Thu, 5 Jun
    2025, GB <NOTsomeone@microsoft.invalid> remarked:

    Perhaps you could provide a link to the estate agent ad, please.

    Links are really difficult to get off sites like that where results
    appear as the result of a search.

    Well, you could at least provide a link to the agent's website. And
    possibly
    let us know the search terms you were using.

    I simply searched "Haart, Vacant Possession".

    I found an example:

    https://www.haart.co.uk/buying/5-bedroom-house-for-sale/maidenhead-fifield-sl6/hrt027809586/

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  • From GB@21:1/5 to Roland Perry on Sat Jun 7 17:22:42 2025
    On 07/06/2025 06:07, Roland Perry wrote:

    You don't want accept that estate agents aren't the brightest people in
    the world, and in this case are over-excited about the fact that the
    house is currently empty, that they'd heard from someone in the pub that people are much more inclined to buy houses with vacant possession (or
    put another way, don't want to buy with a sitting tenant) then put two
    and two together to make five.

    Around here, in London, there's a lot of money in estate agency, and it attracts fairly bright people. Not necessarily academic, but not stupid, either.

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  • From The Todal@21:1/5 to All on Sun Jun 8 10:06:52 2025
    On 07/06/2025 18:22, GB wrote:
    On 07/06/2025 18:08, Roland Perry wrote:
    In message <v2q84khjia1e21r187poil99la0raeunt3@4ax.com>, at 17:28:44
    on Sat, 7 Jun 2025, Mark Goodge <usenet@listmail.good-stuff.co.uk>
    remarked:
    On Sat, 7 Jun 2025 06:07:23 +0100, Roland Perry <roland@perry.uk> wrote: >>>
    In message <101rm17$1eelk$1@dont-email.me>, at 09:55:03 on Thu, 5 Jun
    2025, GB <NOTsomeone@microsoft.invalid> remarked:

    Perhaps you could provide a link to the estate agent ad, please.

    Links are really difficult to get off sites like that where results
    appear as the result of a search.

    Well, you could at least provide a link to the agent's website. And
    possibly
    let us know the search terms you were using.

    I simply searched "Haart, Vacant Possession".

    I found an example:

    https://www.haart.co.uk/buying/5-bedroom-house-for-sale/maidenhead- fifield-sl6/hrt027809586/


    There's a chat box in the corner of the web page.

    Hello, my name is Abbie. How may I help you today?

    What is vacant possession?

    You have been transferred to: Rebecca
    You have been transferred to: Dean
    You have been transferred to: Jeremy

    No onward chain. [is their answer]
    Jeremy has closed the chat.

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  • From Mark Goodge@21:1/5 to The Todal on Sun Jun 8 21:31:11 2025
    On Sun, 8 Jun 2025 10:06:52 +0100, The Todal <the_todal@icloud.com> wrote:

    On 07/06/2025 18:22, GB wrote:
    On 07/06/2025 18:08, Roland Perry wrote:

    I simply searched "Haart, Vacant Possession".

    I found an example:

    https://www.haart.co.uk/buying/5-bedroom-house-for-sale/maidenhead-
    fifield-sl6/hrt027809586/


    There's a chat box in the corner of the web page.

    Hello, my name is Abbie. How may I help you today?

    What is vacant possession?

    You have been transferred to: Rebecca
    You have been transferred to: Dean
    You have been transferred to: Jeremy

    No onward chain. [is their answer]
    Jeremy has closed the chat.

    Somebody needs to point their chatbot at https://www.haart.co.uk/news/posts/2021/march/our-enhanced-rent-and-legal-protection/

    Interestingly, there is case law which defines "vacant possession":

    https://www.pinsentmasons.com/out-law/news/court-of-appeal-clarifies-meaning-vacant-possession-break-clauses

    Mark

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  • From Roland Perry@21:1/5 to All on Sat Jun 14 10:06:35 2025
    In message <majb27FdguhU1@mid.individual.net>, at 18:26:31 on Sat, 7 Jun
    2025, Norman Wells <hex@unseen.ac.am> remarked:
    On 07/06/2025 18:06, Roland Perry wrote:
    In message <maia9mF8gakU1@mid.individual.net>, at 09:07:16 on Sat, 7
    Jun 2025, Norman Wells <hex@unseen.ac.am> remarked:

    "Where two or more holders of a joint account all sign an account >>>opening document (or separately sign identical documents) which, on
    their true construction, declare or set out their respective
    beneficial interests in the property constituted by the account
    (loosely, the money in the account), then those are the beneficial >>>interests of the account holders, pending any subsequent variation of >>>them by agreement or otherwise."

    And how do you know that applies in the case under discussion here?

    Because (a) it's absolutely standard practice, and (b) I suggested you
    look at the account opening terms 6 months ago, and you have said
    nothing at all to the contrary since.

    I am unsighted as to the T&C which may or may not have been signed about
    eight years ago (when it may not even have included your alleged
    standard practice). In any event, the account wasn't "opened" jointly,
    rather a second person was *added* as a joint account holder to a long
    existing sole account.
    --
    Roland Perry

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  • From Roland Perry@21:1/5 to All on Sun Jun 22 10:59:52 2025
    In message <5nt1tCF3wtKoFAu9@perry.uk>, at 08:22:31 on Mon, 19 May 2025,
    Roland Perry <roland@perry.uk> remarked:
    A friend has applied for probate regarding her mother's estate, and
    estimates vary a lot as to how long this will take. It's comfortably
    below the IHT threshold, but nevertheless includes assets for example a >retirement flat.

    The flat was marketed since the New Year, despite many saying this is a >hostage to fortune, because the sale can't be completed until probate,
    which puts off many buyers. However an offer of about 80% of the
    purchase price a decade ago has been received, which in the current
    state of that market is as good as it gets.

    The agents have recommended a conveyancing solicitor (the probate
    solicitors don't want the business) but those solicitors have asked for
    a prepayment**, which they ought to know can't be made in the absence
    of probate, even if in my experience such solicitors are post-paid.

    My question: is it worth haggling with these solicitors, or rapidly
    moving on and finding new ones?

    ** Possibly because the executors don't have any status pre-probate.

    Update: Probate has been granted. Now on third set of prospective
    conveyancing solicitors. New roadblock - their outsourced ID checking
    service requires married ladies to produce a copy of their certificate,
    but doesn't allow for divorced ladies, who apparently were instructed to
    hand their certificate into the divorce court.

    Yes, a copy can be ordered, but that takes about a month.
    --
    Roland Perry

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  • From Martin Brown@21:1/5 to Roland Perry on Sun Jun 22 11:28:37 2025
    On 22/06/2025 10:59, Roland Perry wrote:

    Update: Probate has been granted. Now on third set of prospective conveyancing solicitors. New roadblock - their outsourced ID checking
    service requires married ladies to produce a copy of their certificate,
    but doesn't allow for divorced ladies, who apparently were instructed to
    hand their certificate into the divorce court.

    Yes, a copy can be ordered, but that takes about a month.

    It may be possible to get a duplicate one from the local registrar in
    the city where the marriage took place much quicker than that. Worth
    making a phone call if they still live near to where they married.

    --
    Martin Brown

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  • From Handsome Jack@21:1/5 to Roland Perry on Sun Jun 22 11:03:31 2025
    On Sun, 22 Jun 2025 10:59:52 +0100, Roland Perry wrote:
    Update: Probate has been granted. Now on third set of prospective conveyancing solicitors. New roadblock - their outsourced ID checking
    service requires married ladies to produce a copy of their certificate,
    but doesn't allow for divorced ladies, who apparently were instructed to
    hand their certificate into the divorce court.


    She will have been given a certified copy of the decree absolute, which
    states the date, parties and location of the original marriage. This used
    to be sufficient to enable a divorcee to remarry, so one would think it
    would be enough to satisfy any sane ID checking service.

    However, the ID checking business does seem to have gone way over the top.
    The other week I had to supply official identity papers in order to book a seaside boarding-house in Margate, though fortunately not my marriage certificate. O tempores o mores.

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  • From Roland Perry@21:1/5 to All on Mon Jun 23 06:04:04 2025
    In message <1038nu3$e9f2$1@dont-email.me>, at 11:03:31 on Sun, 22 Jun
    2025, Handsome Jack <jack@handsome.com> remarked:
    On Sun, 22 Jun 2025 10:59:52 +0100, Roland Perry wrote:

    Update: Probate has been granted. Now on third set of prospective
    conveyancing solicitors. New roadblock - their outsourced ID checking
    service requires married ladies to produce a copy of their certificate,
    but doesn't allow for divorced ladies, who apparently were instructed to
    hand their certificate into the divorce court.

    She will have been given a certified copy of the decree absolute, which >states the date, parties and location of the original marriage.

    Thankyou, I'll mention that to her.

    This used to be sufficient to enable a divorcee to remarry, so one
    would think it would be enough to satisfy any sane ID checking service.

    I get the impression the ID service is very inflexible. It gets a
    comprehensive thumbs-down at ratings sites, with some people going as
    far as to say "Do not use a solicitor who employs this service".

    Anyway the latest solicitor only wants a 75 prepayment (maybe for the
    ID check?)

    However, the ID checking business does seem to have gone way over the top. >The other week I had to supply official identity papers in order to book a >seaside boarding-house in Margate, though fortunately not my marriage >certificate. O tempores o mores.



    --
    Roland Perry

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  • From RJH@21:1/5 to Roland Perry on Mon Jun 23 07:26:14 2025
    On 23 Jun 2025 at 06:04:04 BST, Roland Perry wrote:

    In message <1038nu3$e9f2$1@dont-email.me>, at 11:03:31 on Sun, 22 Jun
    2025, Handsome Jack <jack@handsome.com> remarked:
    On Sun, 22 Jun 2025 10:59:52 +0100, Roland Perry wrote:

    Update: Probate has been granted. Now on third set of prospective
    conveyancing solicitors. New roadblock - their outsourced ID checking
    service requires married ladies to produce a copy of their certificate,
    but doesn't allow for divorced ladies, who apparently were instructed to >>> hand their certificate into the divorce court.

    She will have been given a certified copy of the decree absolute, which
    states the date, parties and location of the original marriage.

    Thankyou, I'll mention that to her.

    This used to be sufficient to enable a divorcee to remarry, so one
    would think it would be enough to satisfy any sane ID checking service.

    I get the impression the ID service is very inflexible. It gets a comprehensive thumbs-down at ratings sites, with some people going as
    far as to say "Do not use a solicitor who employs this service".

    Anyway the latest solicitor only wants a £75 prepayment (maybe for the
    ID check?)


    I had to pay something over £100 for an ID check the last couple of times I moved. Apparently I'm a perfect storm of a common name with a couple of nefarious doppelgängers, and I'd chosen to have my name hidden on the electoral register.
    --
    Cheers, Rob, Sheffield UK

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